AFmobile® vs OMS Payment App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AFmobile®
Manage your American Fidelity reimbursement accounts, insurance benefits, and annuities. File and track claims, view policy details, and access account balances. Prepare for enrollment by calculating savings and learning about available benefits.
- File and track claims
- View policy coverage
- Access EOBs
- Check account balance
- Store receipt images
- Calculate pre-tax savings
- Manage personal information
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AFmobile® Access your American Fidelity reimbursement account(s), insurance benefits, annuities, and enrollment information with AFmobile®. Manage your benefits: File and track claims View policy to see what’s covered Access electronic EOBs Connect to your reimbursement account funds: File claims and check account balance See recent Benefits Debit Card transactions and details Store receipts or other documentation images Stay close to your account: Elect text and email notifications Manage personal information Enroll in direct deposit AFmobile is a great tool when preparing for your enrollment. The app allows you to: Calculate pre-tax savings, Determine how much to contribute to your FSA, and Learn about the importance of benefits and which options are available to you. Your account balance may not reflect recent pending Benefits Debit Card transactions. There is no charge to use AFmobile. Message and data rates may apply. For support with AFmobile, please email us at https://americanfidelity.com/mobile/forms/app-feedback/.
OMS Payment App
This application facilitates schools in processing payments for various activities. It allows users to record cash, check, and credit card transactions, integrating with a school payment management portal.
- Receipt cash payments
- Receipt check payments
- Receipt credit card payments
- Integrates with payment portal
- School activity payments
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The Online Mobile Swipe (OMS) application from Online School Management Systems, Inc. allows school users to receipt cash, check and credit cards for school activities. This application works in conjunction with the Online School Payments Management Portal.
Screenshots
Verdict
The clearest difference is monetization model: OMS Payment App at free against AFmobile®'s free with in-app purchases. OMS Payment App also leads on rating (5.0 vs 4.8) and iOS requirement (15.0 vs 17.0). AFmobile®'s advantage is ratings volume (83K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OMS Payment App holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: AFmobile® has 83K ratings behind it against 1, so its average is the more settled of the two.
AFmobile® ships an update every 6 weeks, OMS Payment App every 5 weeks. The most recent releases landed on September 28, 2026 and September 12, 2026 respectively.
| Parameter | AFmobile® | OMS Payment App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (83K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 84.6% of reviews | — |
| Number of ratings | 83K — better | 1 |
| Update frequency | Every 6 weeks | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 70 MB | 31 MB |
| Age rating | 4+ | 17+ |
| Developer | American Fidelity Assurance Company | Online school management system inc |
Customer experience
AFmobile®
OMS Payment App
Bugs and requests
AFmobile®
Reported bugs
4 issues- App crashing or freezing
- Incorrect claim information displayed
- Submitted claims disappearing or not processing
- Inability to upload all required documents
Requested features
5 requests- Allow pasting of information into form fields
- Improve calendar/date selection functionality
- Provide more transparency on claim status
- Add ability to view previously submitted documents
- Streamline the wellness/cancer claim submission process
OMS Payment App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AFmobile®
No in-app purchases
OMS Payment App
No in-app purchases
Questions
Is AFmobile® free?
Is OMS Payment App free?
Which has better reviews, AFmobile® or OMS Payment App?
Do AFmobile® or OMS Payment App have ads?
Which is updated more often, AFmobile® or OMS Payment App?
Other comparisons
