金橘记账 vs Capivot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
金橘记账
Manage your finances with this app that tracks daily expenses and investment portfolios. It offers automatic investment tracking, asset statistics, and multi-user expense recording. Enjoy a seamless, ad-free experience across multiple devices.
- Automatic investment tracking
- Asset statistics and trends
- Quick expense recording
- Offline recording support
- Multi-platform real-time sync
- Multi-user expense tracking
- Configurable recurring expenses
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金橘记账 (Jinju Accounting) is a finance management app that combines daily expense tracking with investment portfolio management. It offers comprehensive accounting features and supports automatic tracking of stock and fund investments, allowing you to have a clearer understanding of your financial situation. Automatic Tracking of Investment Accounts: Records daily gains and losses of stocks and funds, and keeps a log of the performance changes. It supports various types of assets, including stocks in China (Shanghai and Shenzhen), Hong Kong, and the US. Asset Statistics: Provides an overview of your assets, allowing you to track their annual and monthly trends. Quick Expense Recording: Based on your recording habits, commonly used expense categories are displayed for easy and immediate expense tracking upon entering the app. Accountless and Offline Recording: No need to create an account to use the app, and it supports offline expense recording. Multi-platform and Multi-device Real-time Sync: Supports multiple platforms, and any actions performed on one device will be synchronized and displayed on your other devices instantly. Configurable Recurring Expenses: Flexible configuration of recurring expense cycles to meet your needs. Multi-user Expense Tracking: Provides a different user interface for multi-user expense tracking, and supports searching and statistical analysis of data for multiple users. Ad-free Experience: Offers a completely ad-free user experience. Multi-language Support: Available in English, Hong Kong Traditional Chinese, and Taiwan Traditional Chinese. 【List of Features】 Automatic Tracking of Investment Accounts Multi-user Expense Tracking Recurring Expenses Monthly Budgeting Real-time Sync Annual and Monthly Data Statistics Custom Account Groups Custom Expense Categories Customizable Search Category Management Card Theme Settings Expense Calendar Refunds Multiple Account Books Asset Statistics Jinju Accounting is constantly improving and expanding. You can check the “About Us” section in the app for upcoming features. If you find our app helpful, please consider leaving a positive review as your feedback is our motivation. If you have any ideas or suggestions, feel free to contact us at the following email address: frzzbug@gmail.com. 【Premium Membership Subscription Details】 During the subscription period, you can enjoy all premium features within the app. Subscription Period: 1 month Price: 6 CNY/month Consumable Membership: 1 month Price: 6 CNY/month The payment will be charged to your iTunes account upon confirmation of purchase. According to the automatic subscription rules of the App Store, the membership will automatically renew within 24 hours prior to the end of the subscription period (including free trials). You can cancel the subscription at least 24 hours before the end of the subscription period through the subscription manager. To cancel the subscription, manually open “Settings” on your iOS device, go to “iTunes & App Store,” tap on “Apple ID,” and enter “Account Settings” to cancel the subscription. User Agreement:https://app.xgmm.me/h5/#/moneyDanceH5/policy Privacy Policy:https://app.xgmm.me/h5/#/moneyDanceH5/privacy
Capivot
Manage and visualize your financial assets with a comprehensive product library. Customize asset categories and tags for detailed analysis. Track your portfolio's historical performance and balance with ease.
- Extensive financial product library (stocks, bonds, funds, crypto)
- Customizable asset categories and tag groups
- Asset snapshot and historical performance tracking
- Balance bookkeeping without detailed ledgers
- Local data storage for enhanced privacy
- Automatic price updates and currency conversion
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【 丰富的金融产品库 】 覆盖A股B股,沪深市债券,场内场外基金,港股,美股,数字货币等常见金融产品,可一键刷新所有资产的价格,汇率自动换算(外币转人民币) 【 自定义资产大类 】 每个人对资产大类的定义不同,你可以自由定义你的分类,可以是(股票,债券,黄金,现金),也可以是(流动资金,投资,固定资产,应收款),或者更细分的(指数基金,主动型基金,债券基金,货币) 【 自定义标签组 】 资产大类只是资产的一面,我们还通过自定义标签组的设计,让用户通过其他的角度来分析资产,比如: · 行业分布(科技,消费,医疗,银行,地产等) · 地域分布(A股,港股,美股等) · 持有人(自己,老婆,爸爸,妈妈等) · 账户(华泰证券,平安证券,蚂蚁财富,腾讯理财通等) 【 资产快照功能 】 记录当前资产总额和分布,自动生成总资产和各资产大类的历史曲线图和历史分布图 【 余额记账 】 了解资产配置并不需要繁琐的明细账,每次只需要登记最新的资产状况即可 【 本地化存储 】 我们深知个人财务信息对你的重要性,保护用户隐私是我们在设计和开发产品时最重要的考量因素,Capivot无需注册即可使用,所有数据都存储于手机本地 ---- 意见与反馈 ---- ※ 如果我们的App对你有帮助,请不要吝啬你的五星好评,最好再附上评论两句,你的鼓励是我们前进的动力。 ※ 使用过程中有任何问题或者反馈,可以通过以下任意途经找到我们: · App中:我的 - 加入群聊 / 意见与反馈(加入群聊是最快的) · 微信公众号/微博/小红书:栗子研究所LizLabs
Screenshots
Verdict
The clearest difference is monetization model: Capivot at free against 金橘记账's freemium. Capivot also leads on review sentiment (93% vs 82%). 金橘记账's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 金橘记账 sells 7 in-app purchases, starting at $0.99 per month and Capivot sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 1, 2026 and September 25, 2026 respectively.
| Parameter | 金橘记账 | Capivot |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (6 ratings) — better |
| Positive reviews | 81.8% of reviews | 92.9% of reviews — better |
| Number of ratings | — | 6 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 54 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | 国民 谢 | 曦 陈 |
Customer experience
金橘记账
Capivot
In-app purchases
金橘记账
- One month premium membership$0.991 Month
- 月付费$0.991 Month
- 年付费$4.991 Year
- 一个月会员$0.99
- 请喝饮料$0.99
- 1年会员$4.99
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- 永久会员$14.99
Capivot
- VIP Membership$1.99








