金橘记账 vs Net Worth Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
金橘记账
Manage your finances with this app that tracks daily expenses and investment portfolios. It offers automatic investment tracking, asset statistics, and multi-user expense recording. Enjoy a seamless, ad-free experience across multiple devices.
- Automatic investment tracking
- Asset statistics and trends
- Quick expense recording
- Offline recording support
- Multi-platform real-time sync
- Multi-user expense tracking
- Configurable recurring expenses
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金橘记账 (Jinju Accounting) is a finance management app that combines daily expense tracking with investment portfolio management. It offers comprehensive accounting features and supports automatic tracking of stock and fund investments, allowing you to have a clearer understanding of your financial situation. Automatic Tracking of Investment Accounts: Records daily gains and losses of stocks and funds, and keeps a log of the performance changes. It supports various types of assets, including stocks in China (Shanghai and Shenzhen), Hong Kong, and the US. Asset Statistics: Provides an overview of your assets, allowing you to track their annual and monthly trends. Quick Expense Recording: Based on your recording habits, commonly used expense categories are displayed for easy and immediate expense tracking upon entering the app. Accountless and Offline Recording: No need to create an account to use the app, and it supports offline expense recording. Multi-platform and Multi-device Real-time Sync: Supports multiple platforms, and any actions performed on one device will be synchronized and displayed on your other devices instantly. Configurable Recurring Expenses: Flexible configuration of recurring expense cycles to meet your needs. Multi-user Expense Tracking: Provides a different user interface for multi-user expense tracking, and supports searching and statistical analysis of data for multiple users. Ad-free Experience: Offers a completely ad-free user experience. Multi-language Support: Available in English, Hong Kong Traditional Chinese, and Taiwan Traditional Chinese. 【List of Features】 Automatic Tracking of Investment Accounts Multi-user Expense Tracking Recurring Expenses Monthly Budgeting Real-time Sync Annual and Monthly Data Statistics Custom Account Groups Custom Expense Categories Customizable Search Category Management Card Theme Settings Expense Calendar Refunds Multiple Account Books Asset Statistics Jinju Accounting is constantly improving and expanding. You can check the “About Us” section in the app for upcoming features. If you find our app helpful, please consider leaving a positive review as your feedback is our motivation. If you have any ideas or suggestions, feel free to contact us at the following email address: frzzbug@gmail.com. 【Premium Membership Subscription Details】 During the subscription period, you can enjoy all premium features within the app. Subscription Period: 1 month Price: 6 CNY/month Consumable Membership: 1 month Price: 6 CNY/month The payment will be charged to your iTunes account upon confirmation of purchase. According to the automatic subscription rules of the App Store, the membership will automatically renew within 24 hours prior to the end of the subscription period (including free trials). You can cancel the subscription at least 24 hours before the end of the subscription period through the subscription manager. To cancel the subscription, manually open “Settings” on your iOS device, go to “iTunes & App Store,” tap on “Apple ID,” and enter “Account Settings” to cancel the subscription. User Agreement:https://app.xgmm.me/h5/#/moneyDanceH5/policy Privacy Policy:https://app.xgmm.me/h5/#/moneyDanceH5/privacy
Net Worth Tracker
This app simplifies financial management by focusing on account balance changes and significant income/expenses, rather than logging every transaction. It helps users save time, reduce stress, and gain a clearer overview of their financial health.
- Track account balance changes
- Focus on significant income/expenses
- Save time with weekly tracking
- Reduce financial stress
- Gain a big picture financial view
- Improve financial decision-making
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Are You Lost in the Maze of Modern Finance? A few years ago, I found myself tangled in the complexities of modern life—scattered accounts, endless bills, and countless small transactions. Like many others, I turned to traditional expense tracking apps, hoping to bring order to the chaos. At first, I was enthusiastic, logging every coffee and lunch. But soon, the process became overwhelming. The daily disruptions, the dreaded chore of sorting receipts, and the anxiety of falling behind turned tracking into a burden rather than a solution. Why Traditional Expense Tracking Falls Short Recording every expense might seem ideal, but it’s exhausting: • Disruptive: Logging each purchase interrupts your day. • Time-Consuming: Sorting through receipts takes longer than you expect. • Overwhelming: Missing a few days creates a backlog that’s hard to overcome. This approach may work for some, but I knew I needed something simpler, more flexible, and sustainable. Introducing Mintly: See the Big Picture That’s why I created Mintly—a tool designed to simplify financial management by shifting the focus from every little detail to the bigger picture. Mintly emphasizes two key aspects: 1. Account Balance Changes, By tracking your total balances at regular intervals, Mintly gives you a clear and comprehensive view of your financial health 2. Significant Income and Expenses, Instead of logging every transaction, focus on: • Regular income (like your salary or investment returns). • Major expenses (such as rent or large purchases). This method highlights what truly matters, leaving you free from the endless How Mintly Makes a Difference With Mintly, managing your finances becomes simpler and more meaningful: • Save Time: Just 15 minutes a week is enough to stay on top of your finances. • Reduce Stress: Focus on what truly matters, without the burden of logging every minor expense. • See the Big Picture: Understand your financial trends and trajectory at a glance. By shifting your focus to the growth of your balance and major money movements, Mintly helps you stay in control without feeling overwhelmed. Real Results Since adopting this method, I’ve experienced: • 80% Less Time Spent Tracking: No more daily disruptions. • A Clearer Picture of Financial Health: Easily understand where my money goes. • Better Decision-Making: With less clutter, it’s easier to plan big purchases. • More Freedom to Focus on Growth: Instead of tracking every coffee, I can think about growing my wealth. See the Forest, Not Just the Trees Traditional methods of expense tracking often focus on counting every leaf, every branch, and every tree. But sometimes, seeing the forest is more important than counting every tree. With Mintly, you’ll discover a simpler way to understand and manage your finances. Try Mintly today and experience the difference for yourself! #About Subscription - Mintly currently offers monthly and annual membership options for purchase; - Fees will be charged to your iTunes account upon confirmation of purchase; - Your subscription will automatically renew unless you turn off auto-renewal at least 24 hours before the current paid period ends; - Your account will be charged again within 24 hours prior to the end of the current paid period; - The annual membership renewal price is $29.99; - The monthly membership renewal price is $2.99; - You can manage your subscription and turn off auto-renewal in your account settings after purchase; - If your trial has not yet ended, the remaining days will automatically expire once you start your subscription; # Terms of Service: https://sprout-garlic-658.notion.site/Mintly-Terms-of-Service-12f2c252c47e80689e2bcc4880eba810?pvs=4 # All personal data will be processed in accordance with Mintly’s privacy policy and terms. Please click the link for more details: https://sprout-garlic-658.notion.site/Mintly-Privacy-Policy-1282c252c47e8098b2acd7cf59f2163f?pvs=4
Screenshots
Verdict
The clearest difference is review sentiment: Net Worth Tracker at 100% against 金橘记账's 82%. Net Worth Tracker also leads on update cadence (every 5 days vs every 3 weeks). 金橘记账's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 金橘记账 sells 7 in-app purchases, starting at $0.99 per month and Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
金橘记账 ships an update every 3 weeks, Net Worth Tracker every 5 days. The most recent releases landed on September 1, 2026 and September 10, 2026 respectively.
| Parameter | 金橘记账 | Net Worth Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (2 ratings) — better |
| Positive reviews | 81.8% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 3 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 54 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | 国民 谢 | XIANG LI |
Customer experience
金橘记账
Net Worth Tracker
In-app purchases
金橘记账
- One month premium membership$0.991 Month
- 月付费$0.991 Month
- 年付费$4.991 Year
- 一个月会员$0.99
- 请喝饮料$0.99
- 1年会员$4.99
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- 永久会员$14.99
Net Worth Tracker
- Monthly$0.991 Month
- Annual7 Days trial$4.991 Year
- Lifetime$6.99









