金橘记账 vs 来记账本
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
金橘记账
Manage your finances with this app that tracks daily expenses and investment portfolios. It offers automatic investment tracking, asset statistics, and multi-user expense recording. Enjoy a seamless, ad-free experience across multiple devices.
- Automatic investment tracking
- Asset statistics and trends
- Quick expense recording
- Offline recording support
- Multi-platform real-time sync
- Multi-user expense tracking
- Configurable recurring expenses
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金橘记账 (Jinju Accounting) is a finance management app that combines daily expense tracking with investment portfolio management. It offers comprehensive accounting features and supports automatic tracking of stock and fund investments, allowing you to have a clearer understanding of your financial situation. Automatic Tracking of Investment Accounts: Records daily gains and losses of stocks and funds, and keeps a log of the performance changes. It supports various types of assets, including stocks in China (Shanghai and Shenzhen), Hong Kong, and the US. Asset Statistics: Provides an overview of your assets, allowing you to track their annual and monthly trends. Quick Expense Recording: Based on your recording habits, commonly used expense categories are displayed for easy and immediate expense tracking upon entering the app. Accountless and Offline Recording: No need to create an account to use the app, and it supports offline expense recording. Multi-platform and Multi-device Real-time Sync: Supports multiple platforms, and any actions performed on one device will be synchronized and displayed on your other devices instantly. Configurable Recurring Expenses: Flexible configuration of recurring expense cycles to meet your needs. Multi-user Expense Tracking: Provides a different user interface for multi-user expense tracking, and supports searching and statistical analysis of data for multiple users. Ad-free Experience: Offers a completely ad-free user experience. Multi-language Support: Available in English, Hong Kong Traditional Chinese, and Taiwan Traditional Chinese. 【List of Features】 Automatic Tracking of Investment Accounts Multi-user Expense Tracking Recurring Expenses Monthly Budgeting Real-time Sync Annual and Monthly Data Statistics Custom Account Groups Custom Expense Categories Customizable Search Category Management Card Theme Settings Expense Calendar Refunds Multiple Account Books Asset Statistics Jinju Accounting is constantly improving and expanding. You can check the “About Us” section in the app for upcoming features. If you find our app helpful, please consider leaving a positive review as your feedback is our motivation. If you have any ideas or suggestions, feel free to contact us at the following email address: frzzbug@gmail.com. 【Premium Membership Subscription Details】 During the subscription period, you can enjoy all premium features within the app. Subscription Period: 1 month Price: 6 CNY/month Consumable Membership: 1 month Price: 6 CNY/month The payment will be charged to your iTunes account upon confirmation of purchase. According to the automatic subscription rules of the App Store, the membership will automatically renew within 24 hours prior to the end of the subscription period (including free trials). You can cancel the subscription at least 24 hours before the end of the subscription period through the subscription manager. To cancel the subscription, manually open “Settings” on your iOS device, go to “iTunes & App Store,” tap on “Apple ID,” and enter “Account Settings” to cancel the subscription. User Agreement:https://app.xgmm.me/h5/#/moneyDanceH5/policy Privacy Policy:https://app.xgmm.me/h5/#/moneyDanceH5/privacy
来记账本
This app helps individuals manage their personal finances by tracking income and expenses. It offers customizable categories, detailed statistics, and budgeting tools. Secure data storage and import/export options are also provided.
- Customizable income/expense categories
- Detailed statistical analysis
- Budget creation and management
- Multiple asset account types
- Shared accounting for family
- Secure encrypted data storage
- Bill import and export
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Laiji Ledger "is an asset management accounting app that is completely customized for individuals, without advertising! No community! No financial management! After returning home from work every day, organize the day's asset expenses and income, and record the arrival of the accounting book app Rich functions ① Basic accounting function, including expenses, income, transfers, and support for refunds. Multiple refunds can be processed for a single transaction, and associated images are supported ② Built in rich revenue and expenditure categories, what? Not enough for you? It's okay! You can completely customize the desired classification! We will regularly update our custom gallery! ③ Super powerful statistical function, supporting statistics in different dimensions such as year, quarter, month, week, and day for bills, with a considerable degree of freedom! ④ With powerful basic statistical functions, the perfect Chart can be displayed at a glance! ⑤ It supports almost all types of asset management methods, such as cash account, credit account, recharge account, investment account and debt. It will tell you in secret that entering stock and fund code can help you automatically update the asset situation! (Note that we only count the asset situation and do not involve any financial management functions) ⑥ Budget function, in addition to built-in year, quarter, month, week, and day budget types, you can also customize dimension budgets. For example, if you make an appointment with that person to go to Dali for a 7-day romantic journey, then creating a 7-day budget can automatically manage expense budgets! ⑦ Account management, in addition to the built-in daily ledger, you can also create your own ledger! For example, family ledger and baby ledger, pay attention! We support shared accounting among members! Invite him to record the household ledger with you and jointly manage the household expenses and income situation~ ⑧ Data security is guaranteed. Whether you are a free user or not, your data will be uploaded to the server through special encryption methods, which is very secure! ⑨ Super powerful import and export functions, supporting the import of bills from dozens of other platforms, as well as multi-dimensional and highly customized export methods. Come and give it a try! ⑩ There are other practical features waiting for you to discover! 【 Automatic renewal service description 】 ·Subscription cycle: 1 week (VIP member), 1 month (VIP member), and 1 year (VIP member). ·Subscription price: VIP membership service for consecutive weeks is 3 yuan per week; The continuous monthly VIP membership service is 12 yuan per month; The continuous VIP membership service is 60 yuan per year, and the discounted price for limited time events is only 36 yuan for the first year. ·Payment: The payment is made through the user's iTunes account, and the payment is made upon confirmation of the purchase. ·Cancel Renewal: To cancel the renewal, please manually turn off the automatic renewal feature in iTunes/Apple ID settings management 24 hours before the current subscription cycle expires. ·Renewal: The Apple iTunes account will be charged within 24 hours before its expiration. After successful deduction, the subscription cycle will be extended by one subscription cycle. ·To book this VIP service agreement: https://www.walletbagapp.com/docs/#/user_agreement/user_vip_agreement ·Bookkeeping Automatic Renewal Service Agreement: https://www.walletbagapp.com/docs/#/user_agreement/user_vip_auto_renew_agreement If you have any questions or opinions during use, please enter the official QQ channel: https://pd.qq.com/s/etyac3qw8 If you enjoy keeping a ledger, please leave your review in the App Store. Your five-star review will become a driving force for our continuous progress!
Screenshots
Verdict
The clearest difference is iOS requirement: 金橘记账 at 12.0 against 来记账本's 15.6. On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 金橘记账 sells 7 in-app purchases, starting at $0.99 per month and 来记账本 sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 3, 2026.
| Parameter | 金橘记账 | 来记账本 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 81.8% of reviews — better | 77.8% of reviews |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 54 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | 国民 谢 | 百强 陈 |
Customer experience
金橘记账
来记账本
In-app purchases
金橘记账
- One month premium membership$0.991 Month
- 月付费$0.991 Month
- 年付费$4.991 Year
- 一个月会员$0.99
- 请喝饮料$0.99
- 1年会员$4.99
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- 永久会员$14.99
来记账本
- Monthly Member$1.991 Month
- Annual Member1 Year trial$8.991 Year
- Coffee$3.99
- Life Member$12.99








