BullPay vs Beans App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BullPay
Manage your finances by linking your virtual wallet balance to invest in the stock market. Use a digital card within the app for everyday purchases. Requires an active brokerage account to use.
- Digital card for purchases
- Link virtual wallet balance
- Invest in the stock market
- Manage finances
- Secure transactions
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Usá tu tarjeta para hacer compras en comercios. Vincula el saldo de tu billetera virtual para invertir en Bolsa. También podés usar la tarjeta digital desde la app de BullPay para pagar todo eso que te gusta. Para poder utilizar la app y la tarjeta correctamente, debe tener una cuenta comitente activa en www.bullmarketbrokers.com
Beans App
Manage, send, and receive money globally with a secure, non-custodial wallet. Instantly move funds, exchange currencies, and earn variable returns on your value. Access cash worldwide through MoneyGram locations.
- Global money management
- Instant international transfers
- Multi-currency wallet
- Earn variable returns
- Cash access via MoneyGram
- Secure non-custodial wallet
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With Beans you can manage, send and receive money globally in one secure, non custodial wallet. Move funds instantly, exchange between currencies and access variable returns on your value with clear insight and control. The Beans App helps you be smart with your money. Beans Earn (new): Earn variable returns on your value across supported currencies. Returns change over time and your funds can be withdrawn whenever you choose. There are no lock in periods and your money always stays under your control. Instant global transfers: Send and receive money worldwide without hidden fees or delays. Transfers within the Beans network are instant and free. Multi currency wallet: Hold and exchange more than 80 currencies at competitive rates. Manage everything easily in one simple and reliable app. Cash access with MoneyGram: Deposit or withdraw cash through more than 350.000 MoneyGram locations worldwide. This makes it easy for anyone to move between digital and physical money when needed. Security and control: Beans is a non custodial wallet. Only you have access to your funds with secure private key technology on your device. Encryption and two factor authentication help protect your account at all times. Who uses Beans • People looking for a simple, transparent and secure finance app • Families sending money across borders • Freelancers receiving international payments • Travellers managing different currencies • Users who want their value to work for them while keeping control Why choose Beans • Instant and free wallet to wallet transfers • Variable returns across supported currencies • Multi currency support • Cash access through MoneyGram • Secure non custodial wallet • Simple, transparent and easy to use Download Beans App today and experience an easier way to send, earn and manage your money globally. Returns vary over time. Capital at risk.
Screenshots
Verdict
The clearest difference is monetization model: BullPay at free against Beans App's free with in-app purchases. Beans App's advantage is review sentiment (60% vs 42%) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BullPay ships an update monthly, Beans App fortnightly. The most recent releases landed on October 7, 2026 and October 16, 2026 respectively.
| Parameter | BullPay | Beans App |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.7 (27 ratings) — better |
| Positive reviews | 41.7% of reviews | 60.0% of reviews — better |
| Number of ratings | — | 27 — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 24 MB | 66 MB |
| Age rating | 4+ | 4+ |
| Developer | Bull Market Brokers | Beans bv |
Customer experience
BullPay
Beans App
In-app purchases
BullPay
No in-app purchases
Beans App
No in-app purchases







