Comparison

Subscriptions vs CreditRun

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscriptions

Easily track and manage all your recurring subscriptions in one place. Get timely notifications for upcoming payments and cancellation deadlines. Organize your finances with detailed insights and customizable features.

Highlights
  • Subscription overview and management
  • Payment and cancellation notifications
  • Price change tracking
  • Document attachment
  • Search and pinning functionality
  • iCloud Sync
  • Multi-currency support
Features
Read full description

Get a better overview of your subscriptions, manage them and receive notifications about payments that are due. You can add a subscription in a few seconds or take your time and enter detailed information. • iCloud Sync • Decide which subscriptions you want to receive notifications for and set the exact time • Enter price changes and create price histories for subscriptions • Enter cancellation periods and receive notifications about cancellation deadlines • Add multiple documents to a subscription • Search through your subscriptions by name or keyword • Pin subscriptions to a section on the Home page • Lock the app with Face ID / Touch ID / passcode • Support for more than 150 currencies • Export your subscriptions as a CSV or Text file • Save, share and import subscriptions with Subscriptions files • Calendar integration • Apple Watch app • Widgets • Customize the app color theme • Alternative app icons • Dark Mode Your data is only stored on your devices and in iCloud. The app is ad-free. You can add up to 5 subscriptions for free. You can remove this restriction with the one-time purchase of Subscriptions+.

About

CreditRun

Features
Read full description

You're at checkout. Which card do you use? Chase gives you 12 credit-free days. Amex gives you 38. Your Citi card might give you 51. CreditRun lives in the 3 seconds before you swipe - the moment that decides whether your money works for you or for the bank. Not an expense tracker. Not a budgeting app. CreditRun answers one question, fast: which card in your wallet gives you the most Credit Free Days right now? WHAT ARE CREDIT FREE DAYS? Credit Free Days is how long your money stays in your account after the purchase, before the bill is due. The longer the runway, the longer your money keeps earning. Every card calculates this differently based on its statement cycle, and the answer changes every single day. CreditRun does the math live, ranks your wallet, and tells you which card to swipe before the checkout countdown runs out. WHAT IT DOES • Add your cards in seconds. Issuer, last 4, credit limit, statement day, due day. That's it. • Live ranking. Every card scored by Credit Free Days, recomputed the moment you open the app. • One number per card. The one that matters today. • Tap a card to see exactly when its bill is due and how much float you'd lose if you swiped the wrong one. • Translate Credit Free Days into the cash value of that float, using a yield rate you set. • Track transactions so utilization, runway, and outstanding update automatically. • Insights that don't lie - months, quarters, all-time - to see how your wallet is actually performing. • CSV export and import. Your data, your file, anywhere you want it. • iCloud sync across iPhone, iPad, and Mac through your own Apple ID. DESIGNED TO BE FAST Open. Decide. Swipe. Close. Under 5 seconds. Dark by default, opinionated about the answer, built for the moment you're standing at the counter. PRIVACY, NO ASTERISKS CreditRun runs entirely on your device. No account, no signup, no analytics, no ad SDK. Your cards and transactions never touch our servers — because we don't operate any. iCloud sync travels through your own iCloud, end-to-end encrypted by Apple. We don't sell your data. We can't - we never have it. CREDITRUN PRO A one-time, lifetime unlock. Pay once. Use it forever. No subscription, no expiry, no re-billing. • Unlimited cards (free tier: 3) • Full Insights - past months, quarters, all-time • CSV export and import • A small Founder tier for the first 50 supporters A 7-day free trial gives every new user the full Pro experience while you decide. WHO IT'S FOR You have more than two credit cards. You know each one bills on a different cycle. You've always suspected the card you swipe by reflex isn't the best one - and you're right. Works with any card from any bank, in any country. Built solo. Reach out on X at @CreditRun.

Screenshots

Subscriptions4 screens
CreditRun4 screens

Verdict

The call

The clearest difference is device support: Subscriptions at 4 against CreditRun's 2. Subscriptions also leads on iOS requirement (14.3 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscriptions sells 1 one-off in-app purchase and CreditRun sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscriptions ships an update every 5 weeks, CreditRun every 4 weeks. The most recent releases landed on September 20, 2026 and September 18, 2026 respectively.

Scorecard2 real differences · 8 level
Subscriptions versus CreditRun: the parameters behind the verdict, then further details
ParameterSubscriptionsCreditRun
PriceFreeFree
Rating4.0 (64 ratings) — better—
Positive reviews88.9% of reviews—
Number of ratings64 — better—
Update frequencyEvery 5 weeksEvery 4 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS14.3 — better17.6
Further details — not scored
Size27 MB5 MB
Age rating4+4+
DeveloperAlexander FeistVikas Anand

In-app purchases

1 purchases

Subscriptions

One-time1
  • Subscriptions+$8.95
2 purchases

CreditRun

One-time2
  • Pro Lifetime (Founder price)$1.99
  • Pro Lifetime$4.99

Questions

Is Subscriptions free?
Subscriptions is free to download, with in-app purchases available.
Is CreditRun free?
CreditRun is free to download, with in-app purchases available.
Do Subscriptions or CreditRun have ads?
Neither Subscriptions nor CreditRun shows ads.
Which is updated more often, Subscriptions or CreditRun?
Subscriptions ships an update every 5 weeks, and CreditRun every 4 weeks. Most recently, Subscriptions was updated on September 20, 2026 and CreditRun on September 18, 2026.

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