Comparison

KPay vs COLC eClaim

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KPay

Manage all your business's payment transactions, from accepting contactless payments on your iPhone to global remittances and financial reporting. This platform offers a comprehensive suite of tools for businesses of all sizes to streamline their financial operations.

Highlights
  • Tap to Pay on iPhone
  • Contactless payment acceptance
  • Digital registration
  • 24x7 FPS transfers
  • Global payouts
  • Smart billing management
  • Automated financial reporting
Features
Read full description

KPay is your all-in-one platform for getting paid and running your business. From real-time payments to daily settlements, from transaction records to detailed sales insights - everything you need is in one app. With a fully digital onboarding experience, you can open and activate your account online in just minutes. Key Features: 1. Fast, seamless digital onboarding 2. 24/7 real-time payment visibility 3. Smart, centralised transaction history 4. Transparent daily and monthly settlements 5. Automated financial reports

About

COLC eClaim

Features
Read full description

With COL eClaim Mobile Application, users can manage their Expense Claim Application, and Travel Pre-Approval Application. The mobile app is connected with COL Expense Claim System.

Screenshots

KPay4 screens
COLC eClaim4 screens

Verdict

The call

The clearest difference is iOS requirement: KPay at 13.0 against COLC eClaim's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KPay ships an update fortnightly, COLC eClaim every 4 weeks. The most recent releases landed on September 20, 2026 and September 30, 2026 respectively.

Scorecard1 real difference · 9 level
KPay versus COLC eClaim: the parameters behind the verdict, then further details
ParameterKPayCOLC eClaim
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings2 — better—
Update frequencyFortnightly — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.6
Further details — not scored
Size207 MB77 MB
Age rating4+4+
DeveloperKPAY MERCHANT SERVICE LIMITEDCOL Limited

In-app purchases

None

KPay

No in-app purchases

None

COLC eClaim

No in-app purchases

Questions

Is KPay free?
KPay is free to download, with no in-app purchases.
Is COLC eClaim free?
COLC eClaim is free to download, with no in-app purchases.
Do KPay or COLC eClaim have ads?
Neither KPay nor COLC eClaim shows ads.
Which is updated more often, KPay or COLC eClaim?
KPay ships an update fortnightly, and COLC eClaim every 4 weeks. Most recently, KPay was updated on September 20, 2026 and COLC eClaim on September 30, 2026.

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