FastPay Merchant vs Xpense Diary

Description FastPay Merchant App is the simplest & fastest way to receive and track payments in real-time for your business. It enables you to get all your FastPay payment details at one place with quicker access to instant payment notification and recent transactions. You can now receive payment anywhere, at any place with your merchant QR in the App. Features of FastPay Merchant App EASY ONBOARDING FastPay Merchant App has the simplest registration and login process. After downloading the App, enter your FastPay Merchant Account number and PIN. Once the OTP verification is done, your Merchant App is ready to use. INSTANT PAYMENT NOTIFICATION Receive instant payment notification in your Merchant App when a payment is made. Notification will be seen on the mobile lock-screen as well, so that you can track payments in real-time. RECEIVE PAYMENT ANYWHERE Show your Merchant QR code to any FastPay customer right from your Merchant App and receive payment anytime, anywhere. QUICK BALANCE CHECK Check your Merchant Account balance just on the App home-screen, whenever you want. QUICKER ACCESS TO THE LATEST TRANSACTION From the App home screen, get quick access to the last 4 transactions with details including date, time, amount, account number, charge, transaction ID, reference & cashback contribution if applicable TRANSACTION HISTORY OF LAST 30 DAYS Get more business insights from your transaction details. You can easily access the transaction details from the History tab in the Merchant App and check data for last 30 days. TRANSACTION SEARCH Find any particular transaction in seconds. Just tap on the search icon on the App home screen, and enter transaction ID or customer's complete FastPay Account number to find out the details of any particular transaction. ACCOUNT STATEMENT Receive your monthly transaction statement automatically through email by the end of each month. The periodic statement can also be generated from the App. (coming soon) M2A Withdraw money directly from agent point by scanning the agent QR or entering the agent number. This app is meant for FastPay Merchant only. If you want to use FastPay Customer App, please download it from here.

Xpense Diary is a powerful expense tracker and budget planner that helps you record spending, manage income, and take full control of your personal finances — all in one simple app. Whether you want to stay on budget, build better spending habits, or save for future goals, this daily expense manager has everything you need. TRACK EXPENSES & INCOME EASILY Record expenses in seconds, log income entries, and organize every transaction your way. Use custom categories and flexible payment types including: • Cash • Card • Bank Transfer • Digital Wallet • Custom payment types Every transaction tracked. Every amount accounted for. REPORTS & SMART INSIGHTS Stay on top of your finances with a powerful Reports screen that gives you complete visibility into where your money goes. View category breakdowns, spending summaries, and monthly trends through clean charts and easy-to-read reports. The Smart Insights screen goes deeper — helping you discover spending patterns, track financial progress, and make smarter money decisions. Compare custom date ranges, spot habits that cost you money, and find simple ways to save more every month. Need your data elsewhere? Export reports anytime for personal records or financial planning. BUDGETS & SAVINGS GOALS Create monthly budgets for categories like food, transport, shopping, or entertainment. Set spending limits, monitor progress in real time, and avoid overspending before it happens. Plan ahead with savings goals. Whether you're building an emergency fund, saving for travel, or paying off debt — Xpense Diary keeps you focused and on track every step of the way. PRIVACY & SECURITY Your financial data stays yours. Protect the app with PIN lock or biometric authentication for fast, secure access. You're always in control — delete your account anytime directly from settings. KEY FEATURES • Quick expense and income tracking • Monthly budgets with category spending limits • Savings goals with progress tracking • Custom categories for personalized tracking • Multiple payment type support • Smart Insights with trend analysis • Custom date range comparison reports • Dedicated Reports screen with charts • Export reports for records and planning • Daily, weekly, and monthly summaries • PIN lock and biometric protection • Dark Mode — easy on the eyes, day or night • Reminders to stay consistent with logging • Delete account anytime from settings • Personalized settings and preferences • Clean, fast, and beginner-friendly design WHY CHOOSE XPENSE DIARY? Most finance apps are complicated. Xpense Diary is built for real people who want clear results without a learning curve. It combines expense tracking, budget planning, and personal finance management in one clean, fast app — whether you pay with cash, card, bank transfer, or digital wallet. No clutter. No confusion. Just a smarter way to manage your money every day. PERFECT FOR • Personal budgeting and daily expense tracking • Household and family expense management • Students managing allowances and spending • Freelancers tracking income and project expenses • Families planning monthly budgets • Anyone who wants to save more and spend smarter START TODAY Good financial habits begin with awareness. Know where your money goes, take control of your spending, and build a stronger financial future with Xpense Diary — your personal finance app, expense diary, and budget tracker in one. Download now and make every expense count. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vcs.com.pk/XpenseDiary/privacy-policy.html