Rova App vs 3S Money

Open a multi-currency account (GBP, NGN & USD) in just a few taps. Rova helps you hold, move, and manage money across borders simply and securely. From everyday spending to longer-term plans, everything you need lives in one thoughtfully designed app. Whether you’re earning internationally, paying bills, or planning ahead, Rova keeps your finances organised and in your control. What you can do with Rova Hold & Move Money Globally Send and receive money locally and internationally with ease. Manage multiple currencies in one place and make cross-border payments without unnecessary delays or hidden charges. Save Intentionally Create a Savings Vault (in Naira & British Pounds) to set money aside for what matters and earn competitive interest. Spend with Ease Pay bills, subscriptions, and everyday essentials directly in the app. No switching platforms. Support When You Need It Get help anytime through in-app chat and responsive customer support. Why Rova Regulated & Trusted Rova operates under FCA and CBN regulations and is backed by FCMB Bank (UK) Limited. Your Money, Fully Protected GBP and USD balances are covered by the UK’s Financial Services Compensation Scheme (FSCS), while NGN funds are protected by the Nigeria Deposit Insurance Corporation (NDIC). Certified Security Standards We’re ISO 27001 certified and PCI DSS compliant, meeting globally recognised security standards. Built-in Protection Enjoy biometric login (Face ID / Fingerprint), device controls, and advanced fraud prevention - all designed to keep your money and data safe. Download Rova and experience money that’s borderless, effortless, and designed for modern life.

Pay and get paid faster in 190+ countries with an International Business account. 3S Money is an all-in-one online business account and payment platform designed to help businesses expand their payment capabilities globally. With our local IBANs and local payment solutions, you confidently send & receive high-value payments, hold and exchange up to 65 currencies* and work with a dedicated Relationship Manager who intimately knows your business. _____________________________________________________ Fast, flexible global payment solutions - Enjoy rapid processing times and full payment support from a dedicated Relationship Manager. - Send and receive large international payments in 190+ countries via SWIFT and SEPA powered by local IBANs. Protect against FX risk - Accept customer payments and pay salaries, suppliers, and overheads in local currencies with fair and competitive FX fees. - Make one-time payments in local currencies with fair FX rates and instant settlement. - Open local currency accounts to accept payments with no hidden FX fees. Take control of your cash flow - Real-time payment notifications and multi-currency balance updates. - Instantly approve outgoing payments from any account user. - Deposit incoming payments into your preferred account with one click. Your money is always safe - We’re regulated and licenced in the UK (FCA), EU (CSSF) and Dubai (DFSA DIFC) - Our corresponding banking partners safeguard your funds and retain 100% liquidity. - We use 2-factor authentication and industry-standard encryption and work with top-tier banking partners to make sure you pay and get paid on time, every time. Premium client support - Work with a dedicated Relationship Manager to help navigate new payment routes and maximise your margins on every transfer. - We speak 35 languages and provide human client support across seven international offices. *Head to https://3s.money/ for more information on your accounts, services and currency coverage.