Let Bob vs CitizenWealth

Invest Smarter with Bob Robo Advisor Elevate your investment game with Bob, your expert Robo Advisor. Utilizing advanced models crafted by top financial experts, Bob ensures you invest with unmatched confidence. Strategic Partnerships Through alliances with Invesco, Dorsey Wright, and OneAscent, Bob grants you access to elite Wall Street investment strategies, placing the best market positions within your reach. Personalized for You Bob tailors your investing experience to fit your unique risk tolerance and expertise, guiding both beginners and seasoned investors towards their financial aspirations. Commission-Free Trading Enjoy commission-free trading for accounts under $1000, as part of our mission to make premium investing accessible to everyone. Join the Investment Revolution With Bob, investing is intelligent, personalized, and inclusive. Download now and be part of a movement democratizing investing for all. Disclosures Let Bob Advisory, LLC (“Let Bob Advisory”) is a registered investment adviser with the Securities and Exchange Commission (“SEC”) Information provided on this website is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. Let Bob Advisory is not affiliated with or endorsed by the Social Security Administration or any other government agency. A copy of Let Bob Advisory’s current written disclosure statement (“Form ADV Part 2A”) discussing its business operations, services, and fees is available on the SEC’s website at www.adviserinfo.sec.gov. Additional information is available in or Client Relationship Summary. Let Bob Advisory does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Let Bob Advisory’s website or incorporated herein and takes no responsibility therefore.

Your money shouldn’t lose value while it sits. And it shouldn’t cost a fortune to send home. CitizenWealth is a borderless financial platform for global communities. Hold stable currencies, save together with your community across any border, and send money home - all from one app. HOLD THE WORLD'S STRONGEST CURRENCIES • Open a digital wallet in minutes. Hold USD and EUR — stable value, backed by regulated custodians. • Fund via bank transfer (ACH, Faster Payments, SEPA) or mobile money. No minimum balance. No maintenance fees. SAVE TOGETHER — ACROSS ANY BORDER Digitize your stokvel, chama, tanda, esusu, tontine, or paluwagan. CitizenWealth savings clubs support up to 50 members worldwide and offer flexible club types: • Rotating Payout — the classic structure, now in stable currencies • Shared Goal — pool funds for property, education, or business • Emergency Fund — a community safety net with transparent payouts • Investment Club — grow together and save towards investing for something big Every contribution is tracked on a real-time transparent ledger. Multi-admin governance, auto-pay scheduling, activity feeds, and milestone celebrations keep your group organized and connected - even across time zones. SEND MONEY HOME FROM 1% • Transfer funds to 20+ countries across 12+ African corridors. • Recipients get paid in local currency via bank transfer or mobile money. • No hidden fees. • Zero recipient fees. • Real-time tracking from send to receive. EARN REWARDS ON YOUR SAVINGS • Get cashback rewards on what you save — up to 3%, credited daily and paid out monthly. • No lock-up. • No minimum balance. • Current reward rates and eligibility are shown in the app before you opt in. BUILT ON TRUST, NOT PROMISES • Fund segregation — your money is never lent or invested without consent • Every fee visible before you confirm — no surprises TWO SIMPLE PLANS • Basic (free): Full access to wallets, savings clubs, and transfers. • Pro ($9.99/month): Lower fees on every transaction, external sends, and priority support. WHO IT’S FOR • Diaspora families sending money home and saving together across borders • Savings club organizers tired of spreadsheets and WhatsApp disputes • Freelancers and remote workers earning in USD, GBP, or EUR • Anyone who wants their savings to hold value — not lose it Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://citizenwealth.app/privacy