Comparison

Let Bob vs Xantos

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Let Bob

Features
Read full description

Invest Smarter with Bob Robo Advisor Elevate your investment game with Bob, your expert Robo Advisor. Utilizing advanced models crafted by top financial experts, Bob ensures you invest with unmatched confidence. Strategic Partnerships Through alliances with Invesco, Dorsey Wright, and OneAscent, Bob grants you access to elite Wall Street investment strategies, placing the best market positions within your reach. Personalized for You Bob tailors your investing experience to fit your unique risk tolerance and expertise, guiding both beginners and seasoned investors towards their financial aspirations. Commission-Free Trading Enjoy commission-free trading for accounts under $1000, as part of our mission to make premium investing accessible to everyone. Join the Investment Revolution With Bob, investing is intelligent, personalized, and inclusive. Download now and be part of a movement democratizing investing for all. Disclosures Let Bob Advisory, LLC (“Let Bob Advisory”) is a registered investment adviser with the Securities and Exchange Commission (“SEC”) Information provided on this website is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. Let Bob Advisory is not affiliated with or endorsed by the Social Security Administration or any other government agency. A copy of Let Bob Advisory’s current written disclosure statement (“Form ADV Part 2A”) discussing its business operations, services, and fees is available on the SEC’s website at www.adviserinfo.sec.gov. Additional information is available in or Client Relationship Summary. Let Bob Advisory does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Let Bob Advisory’s website or incorporated herein and takes no responsibility therefore.

About

Xantos

This app offers a simplified investment management experience for new investors. It builds and manages investment portfolios with low fees and minimums, providing transparent education and premium service. Users can easily set up accounts and manage investments without complex financial jargon.

Highlights
  • SEC-registered investment advisor
  • Builds and manages investment portfolios
  • Low minimums and low fees
  • Transparent investment education
  • Quick account setup (under 5 mins)
  • SIPC protection up to $500,000
  • No lock-in, cancel anytime
Features
Read full description

Hi there from Xantos! We are an investment manager for the next generation of investors. As an SEC-registered adviser, we build and manage investment portfolios for everyday folks. Our mission is to offer a low minimum, low fee, and premium investing experience so anyone can invest like a pro without having to learn finance jargon! We strive for exceptional risk-adjusted returns. We are fully transparent and pragmatic in educating our clients about how and what we invest. - Premium experience: We don’t just manage your investments, we explain it all and always serve in your best interest! - Easy to use: Quickly onboard and set up an account in under 5 mins from your couch. - Simple fees: $0 performance fees. Fees are charged monthly and deducted from your account - never worry about overdraft fees with us. - SIPC protection: Our custodian is a member of FINRA/SIPC. Securities in your account are protected up to $500,000. Learn more at www.sipc.org. - No lock-in: Life happens. Cancel and close your account anytime. Disclosures: Investment Advisory Services are offered through Xantos Labs LLC (“Xantos”), an SEC-registered investment advisor. Brokerage and custodial services are offered through Alpaca Securities LLC, a FINRA/SIPC member. Nothing in this communication or the application (the “App”) should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security in any jurisdiction where such an offer, solicitation, or recommendation would be unlawful or unauthorized. To open an account, you must be at least 18 years of age. Links provided to other server sites are offered as a matter of convenience and are not intended to imply that Xantos Labs or its affiliates endorses, sponsors, promotes, and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites unless expressly stated otherwise. All investing involves risk, including possible loss of money you invest, and past performance does not guarantee future performance. Before taking action, please see our Brochure and Full Disclosures for important details. © 2024 Xantos Labs LLC. All rights reserved.

Screenshots

Let Bob4 screens
Xantos4 screens

Verdict

The call

The clearest difference is ads: Xantos at none against Let Bob's shown. Let Bob's advantage is update cadence (every 4 days vs every 3 weeks) and iOS requirement (12.4 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Let Bob ships an update every 4 days, Xantos every 3 weeks. The most recent releases landed on September 19, 2026 and July 21, 2026 respectively.

Scorecard3 real differences · 7 level
Let Bob versus Xantos: the parameters behind the verdict, then further details
ParameterLet BobXantos
PriceFreeFree
Rating—4.8 (52 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—52 — better
Update frequencyEvery 4 days — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.4 — better15.0
Further details — not scored
Size46 MB140 MB
Age rating4+4+
DeveloperLet BobXantos Labs LLC

In-app purchases

None

Let Bob

No in-app purchases

None

Xantos

No in-app purchases

Questions

Is Let Bob free?
Let Bob is free to download, with no in-app purchases.
Is Xantos free?
Xantos is free to download, with no in-app purchases.
Do Let Bob or Xantos have ads?
Let Bob shows ads; Xantos does not.
Which is updated more often, Let Bob or Xantos?
Let Bob ships an update every 4 days, and Xantos every 3 weeks. Most recently, Let Bob was updated on September 19, 2026 and Xantos on July 21, 2026.

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