CARL app vs Xantos
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CARL app
Access sophisticated hedge fund investment strategies previously unavailable to the general public. Build, test, and invest in your own quant hedge fund portfolios with customizable risk and return objectives. Offers real-time performance updates and flexible liquidity.
- Hedge fund investment strategies
- Quant hedge fund portfolio building
- Customizable risk and return
- Technology and data-driven strategies
- Low minimum investments
- Real-time performance updates
- Monthly liquidity
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Grow your wealth with investment strategies not available anywhere else. For the first time, CARL is making Hedge Fund Investment Strategies available to millions who have never before had access to these types of sophisticated investment options. Invest in top performing quant hedge funds previously only available to high net worth individuals and institutional investors. Build, test, and invest in your own quant hedge fund portfolio. Select your level of risk, return objective, and allocate your capital on the strategies that you are most comfortable with. CARL features: Technology & data-driven investment strategies 5 minute sign-up Low minimums Portfolio tools Risk-adjusted investment strategies Real-time performance updates Start and stop whenever you want with monthly liquidity Comprehensive safety and security features Ready to invest? Learn more at investwithcarl.com Questions? Contact us at info@investwithcarl.com. DISCLAIMER Due to SEC regulations, CARL, Inc. funds are available only to accredited investors. CARL, Inc. is providing this application for informational purposes only. Nothing contained in this application is intended to constitute, or should be deemed to be, an offer to sell or solicitation of an offer to buy any security or investment, financial advisory, legal, tax, accounting or other professional advice to you or any other party, or be an opinion of the appropriateness or suitability of any investment. This application and its content is intended for general informational purposes only and should not be acted upon without first obtaining financial advisory, legal, tax, accounting or other professional advice from your consultant or other professional with respect to your own personal investment objectives, financial circumstances, and needs. Neither historical simulations nor past return performance are necessarily indicative of future returns.
Xantos
This app offers a simplified investment management experience for new investors. It builds and manages investment portfolios with low fees and minimums, providing transparent education and premium service. Users can easily set up accounts and manage investments without complex financial jargon.
- SEC-registered investment advisor
- Builds and manages investment portfolios
- Low minimums and low fees
- Transparent investment education
- Quick account setup (under 5 mins)
- SIPC protection up to $500,000
- No lock-in, cancel anytime
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Hi there from Xantos! We are an investment manager for the next generation of investors. As an SEC-registered adviser, we build and manage investment portfolios for everyday folks. Our mission is to offer a low minimum, low fee, and premium investing experience so anyone can invest like a pro without having to learn finance jargon! We strive for exceptional risk-adjusted returns. We are fully transparent and pragmatic in educating our clients about how and what we invest. - Premium experience: We don’t just manage your investments, we explain it all and always serve in your best interest! - Easy to use: Quickly onboard and set up an account in under 5 mins from your couch. - Simple fees: $0 performance fees. Fees are charged monthly and deducted from your account - never worry about overdraft fees with us. - SIPC protection: Our custodian is a member of FINRA/SIPC. Securities in your account are protected up to $500,000. Learn more at www.sipc.org. - No lock-in: Life happens. Cancel and close your account anytime. Disclosures: Investment Advisory Services are offered through Xantos Labs LLC (“Xantos”), an SEC-registered investment advisor. Brokerage and custodial services are offered through Alpaca Securities LLC, a FINRA/SIPC member. Nothing in this communication or the application (the “App”) should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security in any jurisdiction where such an offer, solicitation, or recommendation would be unlawful or unauthorized. To open an account, you must be at least 18 years of age. Links provided to other server sites are offered as a matter of convenience and are not intended to imply that Xantos Labs or its affiliates endorses, sponsors, promotes, and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites unless expressly stated otherwise. All investing involves risk, including possible loss of money you invest, and past performance does not guarantee future performance. Before taking action, please see our Brochure and Full Disclosures for important details. © 2026 Xantos Labs LLC. All rights reserved.
Screenshots
Verdict
The clearest difference is review sentiment: Xantos at 100% against CARL app's 0%. Xantos also leads on rating (4.8 vs 4.2) and ratings volume (55 vs 15). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Xantos holds the better App Store score, 4.8 against 4.2. Both are backed by a comparable volume of ratings — 15 and 55 respectively. Written reviews point the same way: 0% of CARL app's written reviews are positive against 100% of Xantos's.
CARL app ships an update every 6 weeks, Xantos every 3 weeks. The most recent releases landed on October 2, 2026 and October 15, 2026 respectively.
| Parameter | CARL app | Xantos |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (15 ratings) | 4.8 (55 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 15 | 55 — better |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 29 MB | 199 MB |
| Age rating | 4+ | 4+ |
| Developer | CARL, Inc. | XantosLabs |
Customer experience
CARL app
Xantos
In-app purchases
CARL app
No in-app purchases
Xantos
No in-app purchases







