Xantos vs Openvest

Hi there from Xantos! We are an investment manager for the next generation of investors. As an SEC-registered adviser, we build and manage investment portfolios for everyday folks. Our mission is to offer a low minimum, low fee, and premium investing experience so anyone can invest like a pro without having to learn finance jargon! We strive for exceptional risk-adjusted returns. We are fully transparent and pragmatic in educating our clients about how and what we invest. - Premium experience: We don’t just manage your investments, we explain it all and always serve in your best interest! - Easy to use: Quickly onboard and set up an account in under 5 mins from your couch. - Simple fees: $0 performance fees. Fees are charged monthly and deducted from your account - never worry about overdraft fees with us. - SIPC protection: Our custodian is a member of FINRA/SIPC. Securities in your account are protected up to $500,000. Learn more at www.sipc.org. - No lock-in: Life happens. Cancel and close your account anytime. Disclosures: Investment Advisory Services are offered through Xantos Labs LLC (“Xantos”), an SEC-registered investment advisor. Brokerage and custodial services are offered through Alpaca Securities LLC, a FINRA/SIPC member. Nothing in this communication or the application (the “App”) should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security in any jurisdiction where such an offer, solicitation, or recommendation would be unlawful or unauthorized. To open an account, you must be at least 18 years of age. Links provided to other server sites are offered as a matter of convenience and are not intended to imply that Xantos Labs or its affiliates endorses, sponsors, promotes, and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites unless expressly stated otherwise. All investing involves risk, including possible loss of money you invest, and past performance does not guarantee future performance. Before taking action, please see our Brochure and Full Disclosures for important details. © 2024 Xantos Labs LLC. All rights reserved.

Openvest: Investing, Uncompromised Invest like an expert, keep more of your returns, and access elite asset classes—all for one simple, low flat fee. Openvest is the first wealth management platform designed to end the "Percentage Tax" on your hard-earned wealth. While traditional advisors and apps take a percentage of your total balance every year (AUM fees), Openvest offers a revolutionary alternative: professional-grade automated investing and elite alternative assets for one low, flat monthly fee. Why Choose Openvest? Most investment platforms have a hidden "Success Tax." As your wealth grows, they charge you more, even though the work they do remains the same. Openvest flips the script by providing institutional-grade tools at a retail price. --> The $5 Flat Fee Revolution: Stop paying more just because you have more. Whether you’re investing $5,000 or $500,000, your cost is just $5 per month. Nothing more. This isn't just a low price; it's a structural advantage that keeps your capital working for you. --> Elite Alternatives for Everyone: Historically, Private Equity, Real Estate, and Private Credit were locked behind $10M+ buy-ins and "accredited investor" walls. Openvest breaks those doors down, giving you access to institutional-grade alternative investments with no prohibitive minimums. --> Professional-Grade Backend: We don't cut corners on execution. Openvest is powered by Interactive Brokers LLC, providing you with world-class trade execution, deep liquidity, and a battle-tested infrastructure used by the world's most sophisticated hedge funds. --> Automated Recurring Investments: Set your wealth on autopilot. Build a diversified portfolio of stocks, bonds, and alternatives with recurring deposits that automatically balance your risk and optimize your tax efficiency. --> Conflict-Free Advice: Because we don't take commissions from fund providers or a cut of your total balance, our interests are 100% aligned with yours. We don't care which fund you choose—we only care that it's the right one for your goals. --> Zero Hidden Fees: No commissions on trades, no "per-contract" hidden costs, and zero percentage-based management fees. What you see is exactly what you get. Institutional-Grade Security: Your data and assets are protected with state-of-the-art encryption, biometric login (Face ID/Touch ID), and industry-standard security protocols. Build a Portfolio That Actually Compounds Every percentage point you pay in fees is a percentage point that isn't compounding for your future. Over 20 years, a "small" 1% fee can cost you hundreds of thousands of dollars in lost gains. Openvest is built to ensure that the rewards of your growth stay in your account, not ours. Download Openvest today and experience alternative wealth management that works for you, not your broker. Investment Portfolio Products & Disclosures: --> FDIC Insured: Cash balances are eligible for FDIC insurance through our provider(s). --> Interactive Brokers LLC Backend: All asset custody and clearing are provided by Interactive Brokers LLC, a global leader in investment technology. --> May Lose Value: Investing involves risk. Your portfolio value will fluctuate and you may lose money. Legal: Openvest refers to investment products and services offered by Openvest Access LLC, an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. The $5 monthly flat fee covers investment advisory services. Please see our full Pricing Guide for details. Past performance is no guarantee of future results. Investments involve a high degree of risk and may not be suitable for all investors. Consider your investment objectives and Openvest’s fees/expenses before investing. © 2026 Openvest LLC. All rights reserved.