Thriday vs SplitStack

Thriday gives Australian small businesses end-to-end control of their money, including transaction accounts, debit card, quoting, invoicing, receipt management, bookkeeping, accounting and tax, all in one place. We save small businesses a huge amount of time and money by automating financial admin. KEY FEATURES Rapid Registration Get your new business registered fast using Thriday's Rapid Registration service. Tireless Transacting Start transacting with your full-featured business transaction account in minutes, not weeks. Make payments with your Visa Debit card wherever Visa is accepted. Quick Quotes Quickly and easily create quotes on the app and web. Send via email and SMS from wherever you are. Instant Invoicing Designed to help you get paid fast! Send your customers payment reminders. Offer them early payment incentives. Charge late payment fees. Group your invoices and quotes with intelligent tagging. Ready Receipts Scan, send and save receipts from anywhere. Automatically reconcile receipts to transactions. Set up intelligent email forwarding rules to send straight to your Thriday account. Brilliant Bookkeeping Bookkeeping is a breeze when you use the Thriday App to scan and upload receipts quickly. Thriday automatically reconciles expenses to your corresponding transactions in real-time. Auto Accounting Stay in control of your business with real-time, automated cash flow and tax forecasts. Take advantage of comprehensive reports, so you know where you stand at all times. PRICING Thriday comes with a 30-day free trial. After the trial period, you will be charged a monthly subscription and incidental pass-on costs where required. ELIGIBILITY Thriday currently supports sole trader businesses that are registered with a valid ABN. You must be over the age of eighteen to open an account and pass the relevant ID verification checks during registration. CUSTOMER CARE Thriday has a super friendly customer care team you can contact from Monday - Friday, 9 am to 5 pm on 1800 THRIDAY (1800 847 4329). If you prefer to chat or drop us an email, you can access these features via the app or visit our website www.thriday.com.au. We would love to hear your feedback! You can now enjoy the whole Thriday experience. Open a business transaction account with a linked Visa Debit card, start transacting and reconcile your receipts. Send invoices and quotes. Review forecasts of your tax position. Save hours each week by automating your financial admin. TERMS Team Thrive Pty Ltd (Thriday) ABN 15 637 676 496 is an Authorised Representative (No.1297601) of Regional Australia Bank Ltd ABN 21 087 650 360, Australian Financial Services Licence (241167). Regional Australia Bank Ltd is the issuer of: - The transaction accounts with deposits of up to $250,000 AUD per account holder protected by the Financial Claims Scheme. - The Visa Debit card linked to the transaction account. - The Terms and Conditions of the transaction account and the Conditions of Use of the Visa Debit card are located at www.thriday.com.au/legal-and-privacy.

SplitStack is the easiest way to collect money from your group for dinners, trips, gifts, household bills and everything in between. Create a Stack, enter what each person owes, and SplitStack sends everyone a secure payment link by SMS. Friends pay in seconds using their card, Apple Pay or Google Pay. No app download, no sign-up and no bank details are shared. Watch payments arrive in real time while the money settles directly into your bank account. WHY SPLITSTACK • Set up a Stack in under a minute. Name the bill, add your group and hit send. • Friends pay with one tap using card, Apple Pay or Google Pay through secure Stripe Checkout. • No app required for payers. They simply tap the SMS link and pay. • Track payments live and instantly see who has paid and who hasn't. • Automatic reminders take the awkwardness out of chasing people. • Funds settle directly into your bank account. TRAVEL MODE Travelling with friends? Travel Mode keeps track of shared expenses for the entire trip. Anyone can add expenses in any currency, and at the end SplitStack calculates exactly who owes what using a single exchange rate so everyone pays their fair share. • Log expenses as they happen in any currency. • View live balances for every traveller. • Settle the entire trip with a single payment. • Fair, transparent calculations with every cent accounted for. SECURE PAYMENTS Payments are securely processed by Stripe, one of the world's most trusted payment platforms. SplitStack never stores or sees your card details. Identity verification for organisers is handled securely by Stripe in accordance with Australian financial regulations. Currently available for organisers in Australia, with participants able to pay securely from anywhere in the world. Questions? We'd love to hear from you at support@splitstack.com.au.