有鸭记账 vs Net Worth Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
有鸭记账
This app simplifies daily expense tracking and helps users build good financial habits. It offers collaborative features for multiple users, quick entry options, and diverse ledger types for various life scenarios. Easily import bills and manage assets with insightful analysis and budget tools.
- Collaborative multi-user accounting
- Quick and efficient expense entry
- Diverse ledger types for specific needs
- Import WeChat and Alipay bills
- Asset and budget management
- Cross-platform data synchronization
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Fast expense tracking, slow living. Youya Expense Tracker records every transaction, so every moment is worth it. Youya Expense Tracker is a simple and practical bookkeeping app designed to make daily expense tracking more efficient and help users build a consistent tracking habit. @ Features - Collaborative Bookkeeping: Supports multi-user bookkeeping with shared statistics and analysis - Fast Entry: Minimal steps for quick and efficient expense tracking - Multiple Ledgers: Travel, pets, parenting, renovation, and more for different life scenarios - Bill Import: Quickly import WeChat Pay and Alipay bills for effortless bookkeeping - Asset Management: Link accounts with income and expenses for a clear view of your assets - Statistics & Analysis: Various charts to help you understand your spending habits - Budget Management: Set monthly budgets, get overspending alerts, and monitor expenses - Data Sync: Supports cross-platform synchronization - More Tools: Currency converter, mortgage calculator, and more handy tools for your needs @ About Us We are independent developers working hard to create apps we truly believe are worthwhile. Our other app, “iDay”, is also available for you to try. @ Contact Us Your feedback is very important to us. If you have any questions or suggestions, please leave a comment or contact us through in-app feedback.
Net Worth Tracker
This app simplifies financial management by focusing on account balance changes and significant income/expenses, rather than logging every transaction. It helps users save time, reduce stress, and gain a clearer overview of their financial health.
- Track account balance changes
- Focus on significant income/expenses
- Save time with weekly tracking
- Reduce financial stress
- Gain a big picture financial view
- Improve financial decision-making
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Are You Lost in the Maze of Modern Finance? A few years ago, I found myself tangled in the complexities of modern life—scattered accounts, endless bills, and countless small transactions. Like many others, I turned to traditional expense tracking apps, hoping to bring order to the chaos. At first, I was enthusiastic, logging every coffee and lunch. But soon, the process became overwhelming. The daily disruptions, the dreaded chore of sorting receipts, and the anxiety of falling behind turned tracking into a burden rather than a solution. Why Traditional Expense Tracking Falls Short Recording every expense might seem ideal, but it’s exhausting: • Disruptive: Logging each purchase interrupts your day. • Time-Consuming: Sorting through receipts takes longer than you expect. • Overwhelming: Missing a few days creates a backlog that’s hard to overcome. This approach may work for some, but I knew I needed something simpler, more flexible, and sustainable. Introducing Mintly: See the Big Picture That’s why I created Mintly—a tool designed to simplify financial management by shifting the focus from every little detail to the bigger picture. Mintly emphasizes two key aspects: 1. Account Balance Changes, By tracking your total balances at regular intervals, Mintly gives you a clear and comprehensive view of your financial health 2. Significant Income and Expenses, Instead of logging every transaction, focus on: • Regular income (like your salary or investment returns). • Major expenses (such as rent or large purchases). This method highlights what truly matters, leaving you free from the endless How Mintly Makes a Difference With Mintly, managing your finances becomes simpler and more meaningful: • Save Time: Just 15 minutes a week is enough to stay on top of your finances. • Reduce Stress: Focus on what truly matters, without the burden of logging every minor expense. • See the Big Picture: Understand your financial trends and trajectory at a glance. By shifting your focus to the growth of your balance and major money movements, Mintly helps you stay in control without feeling overwhelmed. Real Results Since adopting this method, I’ve experienced: • 80% Less Time Spent Tracking: No more daily disruptions. • A Clearer Picture of Financial Health: Easily understand where my money goes. • Better Decision-Making: With less clutter, it’s easier to plan big purchases. • More Freedom to Focus on Growth: Instead of tracking every coffee, I can think about growing my wealth. See the Forest, Not Just the Trees Traditional methods of expense tracking often focus on counting every leaf, every branch, and every tree. But sometimes, seeing the forest is more important than counting every tree. With Mintly, you’ll discover a simpler way to understand and manage your finances. Try Mintly today and experience the difference for yourself! #About Subscription - Mintly currently offers monthly and annual membership options for purchase; - Fees will be charged to your iTunes account upon confirmation of purchase; - Your subscription will automatically renew unless you turn off auto-renewal at least 24 hours before the current paid period ends; - Your account will be charged again within 24 hours prior to the end of the current paid period; - The annual membership renewal price is $29.99; - The monthly membership renewal price is $2.99; - You can manage your subscription and turn off auto-renewal in your account settings after purchase; - If your trial has not yet ended, the remaining days will automatically expire once you start your subscription; # Terms of Service: https://sprout-garlic-658.notion.site/Mintly-Terms-of-Service-12f2c252c47e80689e2bcc4880eba810?pvs=4 # All personal data will be processed in accordance with Mintly’s privacy policy and terms. Please click the link for more details: https://sprout-garlic-658.notion.site/Mintly-Privacy-Policy-1282c252c47e8098b2acd7cf59f2163f?pvs=4
Screenshots
Verdict
The clearest difference is rating: 有鸭记账 at 4.7 against Net Worth Tracker's 3.0. 有鸭记账 also leads on iOS requirement (15.6 vs 17.0). Net Worth Tracker's advantage is ads (none vs shown) and review sentiment (100% vs 73%). On price, ratings volume, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 有鸭记账 sells 3 in-app purchases, starting at $0.99 per month and Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
有鸭记账 holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews complicate that: 73% of 有鸭记账's written reviews are positive against 100% of Net Worth Tracker's, so the app with the better star average is not the one people write more warmly about.
有鸭记账 ships an update every 3 weeks, Net Worth Tracker every 5 days. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.
| Parameter | 有鸭记账 | Net Worth Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 73.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 3 — better | 2 |
| Update frequency | Every 3 weeks | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 60 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | 再锋 吴 | XIANG LI |
Customer experience
有鸭记账
Net Worth Tracker
In-app purchases
有鸭记账
- 包月$0.991 Month
- 包季$2.993 Months
- 包年7 Days trial$9.991 Year
Net Worth Tracker
- Monthly$0.991 Month
- Annual7 Days trial$4.991 Year
- Lifetime$6.99









