First Reliance vs TCB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Reliance
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options are available.
- Check account balances
- Search recent transactions
- Transfer cash between accounts
- Make bill payments
- Manage payees
- Deposit checks via camera
- Touch ID/Face ID sign-on
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Start banking wherever you are with First Reliance Bank Mobile Banking app. Available to all First Reliance Bank online banking customers. Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Manage Payees: •Ability to add new payees, existing payers, or delete payees directly from the mobile app. Deposits: •Submit check deposits using your device’s camera. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
TCB
Manage your finances on the go with this secure and fast application. Set up balance alerts, make payments, transfer funds, and deposit checks with a photo. You can also temporarily disable your debit card and locate nearby branches or ATMs.
- Balance alerts
- Bill and person payments
- Inter-account transfers
- Mobile check deposit
- Debit card control
- Statement viewing
- Branch and ATM locator
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TCB-2Go is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with TCB-2Go: -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Turn your debit card off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is ads: TCB at none against First Reliance's shown. First Reliance's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.5 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for First Reliance against 4.9 for TCB. Both are backed by a comparable volume of ratings — 1.6K and 2K respectively. Written reviews split almost evenly too, at 76% and 76% positive.
First Reliance ships an update every 6 weeks, TCB monthly. The most recent releases landed on October 7, 2026 and October 16, 2026 respectively.
| Parameter | First Reliance | TCB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.6K ratings) | 4.9 (2K ratings) — better |
| Positive reviews | 75.8% of reviews | 75.9% of reviews — better |
| Number of ratings | 1.6K | 2K — better |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.5 — better | 18.4 |
| Further details — not scored | ||
| Size | 189 MB | 200 MB |
| Age rating | 4+ | 12+ |
| Developer | First Reliance Bancshares Inc | The Citizens Bank |
Customer experience
First Reliance
TCB
User reviews
First Reliance
From 1.6K App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Efficient mobile banking features
- 💯 Excellent customer service
- 🤝 Trustworthy and reliable bank
Room to improve
- 🐛 Face ID/Fingerprint authentication issues
- 🔒 Security concerns with account lockouts
- ⏱️ Frequent app sign-in required
- 🔄 Inconsistent app updates and changes
TCB
From 2K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 Great new features
- 🚀 Informative and easy to navigate
- 👍 Awesome banking app
- 👍 User friendly
Room to improve
- 🐛 Deposit issues
- 🐛 Debit card locking issues
- 🐛 Remote deposit problems
- 🐛 Inconsistent app updates
Bugs and requests
First Reliance
Reported bugs
3 issues- Incorrect account balance display
- Frequent app crashes and freezes
- Connectivity issues when accessing transactions
Requested features
4 requests- Improved Face ID/Fingerprint authentication
- Notification system for account access attempts
- Seamless multi-device sync and login
- Detailed transaction history and reporting
TCB
Reported bugs
2 issues- Deposit issues
- Inconsistent app updates
Requested features
2 requests- Debit card locking/unlocking feature
- Improve remote deposit function
In-app purchases
First Reliance
No in-app purchases
TCB
No in-app purchases
Questions
Is First Reliance free?
Is TCB free?
Which has better reviews, First Reliance or TCB?
Do First Reliance or TCB have ads?
Which is updated more often, First Reliance or TCB?
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