Comparison

First Reliance vs TCB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Reliance

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options are available.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer cash between accounts
  • Make bill payments
  • Manage payees
  • Deposit checks via camera
  • Touch ID/Face ID sign-on
Features
Read full description

Start banking wherever you are with First Reliance Bank Mobile Banking app. Available to all First Reliance Bank online banking customers. Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Manage Payees: •Ability to add new payees, existing payers, or delete payees directly from the mobile app. Deposits: •Submit check deposits using your device’s camera. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.

About

TCB

Manage your finances on the go with this secure and fast application. Set up balance alerts, make payments, transfer funds, and deposit checks with a photo. You can also temporarily disable your debit card and locate nearby branches or ATMs.

Highlights
  • Balance alerts
  • Bill and person payments
  • Inter-account transfers
  • Mobile check deposit
  • Debit card control
  • Statement viewing
  • Branch and ATM locator
Features
Read full description

TCB-2Go is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with TCB-2Go: -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Turn your debit card off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

First Reliance4 screens
TCB4 screens

Verdict

The call

The clearest difference is ads: TCB at none against First Reliance's shown. First Reliance's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.5 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for First Reliance against 4.9 for TCB. Both are backed by a comparable volume of ratings — 1.6K and 2K respectively. Written reviews split almost evenly too, at 76% and 76% positive.

UpkeepUpdate frequency

First Reliance ships an update every 6 weeks, TCB monthly. The most recent releases landed on October 7, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
First Reliance versus TCB: the parameters behind the verdict, then further details
ParameterFirst RelianceTCB
PriceFreeFree
Rating4.8 (1.6K ratings)4.9 (2K ratings) — better
Positive reviews75.8% of reviews75.9% of reviews — better
Number of ratings1.6K2K — better
Update frequencyEvery 6 weeksMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.5 — better18.4
Further details — not scored
Size189 MB200 MB
Age rating4+12+
DeveloperFirst Reliance Bancshares IncThe Citizens Bank

Customer experience

First Reliance

All ratings1,620 ratings
Positive96.5%
Neutral1.4%
Negative2.1%
Written reviews33 reviews
Positive75.8%
Neutral3.0%
Negative21.2%

TCB

All ratings1,925 ratings
Positive97.0%
Neutral1.4%
Negative1.6%
Written reviews29 reviews
Positive75.9%
Neutral0.0%
Negative24.1%

User reviews

First Reliance

From 1.6K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Efficient mobile banking features
  • 💯 Excellent customer service
  • 🤝 Trustworthy and reliable bank

Room to improve

  • 🐛 Face ID/Fingerprint authentication issues
  • 🔒 Security concerns with account lockouts
  • ⏱️ Frequent app sign-in required
  • 🔄 Inconsistent app updates and changes

TCB

From 2K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Great new features
  • 🚀 Informative and easy to navigate
  • 👍 Awesome banking app
  • 👍 User friendly

Room to improve

  • 🐛 Deposit issues
  • 🐛 Debit card locking issues
  • 🐛 Remote deposit problems
  • 🐛 Inconsistent app updates

Bugs and requests

First Reliance

Reported bugs

3 issues
  • Incorrect account balance display
  • Frequent app crashes and freezes
  • Connectivity issues when accessing transactions

Requested features

4 requests
  • Improved Face ID/Fingerprint authentication
  • Notification system for account access attempts
  • Seamless multi-device sync and login
  • Detailed transaction history and reporting

TCB

Reported bugs

2 issues
  • Deposit issues
  • Inconsistent app updates

Requested features

2 requests
  • Debit card locking/unlocking feature
  • Improve remote deposit function

In-app purchases

None

First Reliance

No in-app purchases

None

TCB

No in-app purchases

Questions

Is First Reliance free?
First Reliance is free to download, with no in-app purchases.
Is TCB free?
TCB is free to download, with no in-app purchases.
Which has better reviews, First Reliance or TCB?
TCB is rated higher. First Reliance averages 4.8 out of 5 from 1.6K ratings, while TCB averages 4.9 from 2K ratings.
Do First Reliance or TCB have ads?
First Reliance shows ads; TCB does not.
Which is updated more often, First Reliance or TCB?
First Reliance ships an update every 6 weeks, and TCB monthly. Most recently, First Reliance was updated on October 7, 2026 and TCB on October 16, 2026.

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