Excelon.GO vs Finsei
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Excelon.GO
Manage your digital money with a current account, global money transfers, and a crypto wallet. Spend and withdraw cash worldwide with a Mastercard, and earn rewards on your spending. Control all your funds and receive instant transaction notifications.
- Digital money management
- Global money transfers
- Crypto wallet and exchange
- Mastercard for spending and withdrawals
- Earn rewards and rebates
- Instant transaction notifications
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Excelon.GO is your ultimate digital money companion. Take control of your banking in a few minutes. Open a Current Account with an IBAN number, Send and Receive money globally, Spend and Withdraw Cash from any location worldwide displaying the Mastercard® Acceptance Mark. Easy, Cheap and Secure! At the same time, get your Crypto Wallet up and running to help you send, receive and exchange Cryptos! Crypto Wallet and Exchange - Excelon.GO offers you a complete Crypto Wallet and Exchange so you can send, receive, buy, sell and spend you Crypto. - Buy and Sell Bitcoin and other coins in real time and at the best rates Receive Excelon rewards and rebates - Chose your subscription and start earning Excelon Rewards and rebates - Up to 8% rewards in all your card spending, available on your Excelon Wallet instantly - Up to 100% rebates for your Spotify, Netflix, Amazon Prime, etc payments. Use your Crypto in real life - With Excelon.GO and Excelon Mastercard you can instantly spend your crypto in shopping and ATM Withdrawals. Control your money - Get the App, open an account in 3 minutes, Signing up with us is easy as 1-2-3. - All your funds in one screen. Its all there! Money, cards and exchange. - Get instant notifications on your transactions so you always know what’s happening Go shopping, get cash with your Mastercard - Shop globally with your Excelon Mastercard and spend your currency of choice in over 25 million locations worldwide accepting Mastercard globally - Enjoy Zero POS fees for all your In-Store purchases with Excelon Mastercard - Withdraw cash from your Excelon Mastercard at over 1 million ATM locations worldwide where Mastercard is accepted Pay and get paid online - Your current account & IBAN to give you freedom for any type of use you wish - Send and receive money globally with a fraction of the fees you would have to pay in bank. - Easy top-up by Wire transfer, Credit Card, Voucher or even your Exchange profits so you always have enough to spend. - Send and receive crypto instantly through the secure crypto wallet.
Finsei
Manage personal and business finances with multi-currency accounts and Visa cards. Track spending, set limits, and make global payments easily. Ideal for individuals and companies operating internationally.
- Multi-currency accounts
- Virtual and physical Visa cards
- Team spending management
- Real-time transaction tracking
- Global payments and transfers
- Budgeting by project/department
- Instant card controls
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Finsei is smart banking for people and businesses who live and work globally. Open multi-currency accounts, issue Visa cards, manage team spend and keep both personal and business finances in one modern app. One app for accounts and cards • Open and manage multi-currency accounts • Issue virtual and physical Visa cards in a few taps • Create multi-use cards for everyday spend or subscriptions • Set limits, freeze or close cards instantly whenever you need Stay in control of every payment • See all transactions in real time with clear details • Track spending across cards, teams and projects • Get instant notifications for payments, refunds and declines • Export reports to share with your accountant or team Easy payments at home and abroad • Send and receive transfers in multiple currencies • Pay partners, suppliers and platforms around the world • Use competitive FX rates and avoid unnecessary fees • Link your cards to Apple Pay for fast, contactless payments Built for business and teams • Open business accounts and issue cards to your team • Set individual limits and merchant controls per card • Separate budgets by projects, clients or departments • Keep personal and company spend clearly separated but easy to manage Security you can trust • Protected by the Visa network and modern anti-fraud tools • Instant card freeze and detailed permissions • Secure identity verification and regulatory compliance • Infrastructure designed with privacy and data protection in mind Finsei is for companies, founders and individuals who expect their banking to keep up with the way they work. We keep improving the app with new features, localisations and performance updates, so you can focus on your business, not on banking.
Screenshots
Verdict
The clearest difference is ads: Excelon.GO at none against Finsei's shown. Excelon.GO also leads on monetization model (free vs ad-supported) and device support (3 vs 1). Finsei's advantage is rating (4.8 vs 4.4) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Finsei holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 7 and 5 respectively.
Excelon.GO ships an update every 2 months, Finsei every 3 weeks. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.
| Parameter | Excelon.GO | Finsei |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (7 ratings) | 4.8 (5 ratings) — better |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 7 — better | 5 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 10.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 27 MB | 151 MB |
| Age rating | 4+ | 4+ |
| Developer | EXCELON FINANCIAL SERVICES LIMITED | Finsei LTD |
Customer experience
Excelon.GO
Finsei
In-app purchases
Excelon.GO
No in-app purchases
Finsei
No in-app purchases









