Comparison

Excelon.GO vs 3S Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Excelon.GO

Manage your digital money with a current account, global money transfers, and a crypto wallet. Spend and withdraw cash worldwide with a Mastercard, and earn rewards on your spending. Control all your funds and receive instant transaction notifications.

Highlights
  • Digital money management
  • Global money transfers
  • Crypto wallet and exchange
  • Mastercard for spending and withdrawals
  • Earn rewards and rebates
  • Instant transaction notifications
Features
Read full description

Excelon.GO is your ultimate digital money companion. Take control of your banking in a few minutes. Open a Current Account with an IBAN number, Send and Receive money globally, Spend and Withdraw Cash from any location worldwide displaying the Mastercard® Acceptance Mark. Easy, Cheap and Secure! At the same time, get your Crypto Wallet up and running to help you send, receive and exchange Cryptos! Crypto Wallet and Exchange - Excelon.GO offers you a complete Crypto Wallet and Exchange so you can send, receive, buy, sell and spend you Crypto. - Buy and Sell Bitcoin and other coins in real time and at the best rates Receive Excelon rewards and rebates - Chose your subscription and start earning Excelon Rewards and rebates - Up to 8% rewards in all your card spending, available on your Excelon Wallet instantly - Up to 100% rebates for your Spotify, Netflix, Amazon Prime, etc payments. Use your Crypto in real life - With Excelon.GO and Excelon Mastercard you can instantly spend your crypto in shopping and ATM Withdrawals. Control your money - Get the App, open an account in 3 minutes, Signing up with us is easy as 1-2-3. - All your funds in one screen. Its all there! Money, cards and exchange. - Get instant notifications on your transactions so you always know what’s happening Go shopping, get cash with your Mastercard - Shop globally with your Excelon Mastercard and spend your currency of choice in over 25 million locations worldwide accepting Mastercard globally - Enjoy Zero POS fees for all your In-Store purchases with Excelon Mastercard - Withdraw cash from your Excelon Mastercard at over 1 million ATM locations worldwide where Mastercard is accepted Pay and get paid online - Your current account & IBAN to give you freedom for any type of use you wish - Send and receive money globally with a fraction of the fees you would have to pay in bank. - Easy top-up by Wire transfer, Credit Card, Voucher or even your Exchange profits so you always have enough to spend. - Send and receive crypto instantly through the secure crypto wallet.

About

3S Money

Manage international business finances with a global account. Send and receive payments in over 190 countries, hold multiple currencies, and protect against currency fluctuations. Offers dedicated support and robust security.

Highlights
  • International business account
  • Send/receive payments in 190+ countries
  • Hold and exchange 65+ currencies
  • FX risk protection
  • Real-time cash flow control
  • Dedicated Relationship Manager
  • 2-factor authentication and encryption
Features
Read full description

Pay and get paid faster in 190+ countries with an International Business account. 3S Money is an all-in-one online business account and payment platform designed to help businesses expand their payment capabilities globally. With our local IBANs and local payment solutions, you confidently send & receive high-value payments, hold and exchange up to 65 currencies* and work with a dedicated Relationship Manager who intimately knows your business. _____________________________________________________ Fast, flexible global payment solutions - Enjoy rapid processing times and full payment support from a dedicated Relationship Manager. - Send and receive large international payments in 190+ countries via SWIFT and SEPA powered by local IBANs. Protect against FX risk - Accept customer payments and pay salaries, suppliers, and overheads in local currencies with fair and competitive FX fees. - Make one-time payments in local currencies with fair FX rates and instant settlement. - Open local currency accounts to accept payments with no hidden FX fees. Take control of your cash flow - Real-time payment notifications and multi-currency balance updates. - Instantly approve outgoing payments from any account user. - Deposit incoming payments into your preferred account with one click. Your money is always safe - We’re regulated and licenced in the UK (FCA), EU (CSSF) and Dubai (DFSA DIFC) - Our corresponding banking partners safeguard your funds and retain 100% liquidity. - We use 2-factor authentication and industry-standard encryption and work with top-tier banking partners to make sure you pay and get paid on time, every time. Premium client support - Work with a dedicated Relationship Manager to help navigate new payment routes and maximise your margins on every transfer. - We speak 35 languages and provide human client support across seven international offices. *Head to https://3s.money/ for more information on your accounts, services and currency coverage.

Screenshots

Excelon.GO4 screens
3S Money4 screens

Verdict

The call

The clearest difference is review sentiment: 3S Money at 50% against Excelon.GO's 17%. 3S Money also leads on update cadence (fortnightly vs every 2 months). Excelon.GO's advantage is iOS requirement (10.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Excelon.GO ships an update every 2 months, 3S Money fortnightly. Both last shipped on October 7, 2026.

Scorecard3 real differences · 7 level
Excelon.GO versus 3S Money: the parameters behind the verdict, then further details
ParameterExcelon.GO3S Money
PriceFreeFree
Rating4.4 (7 ratings) — better—
Positive reviews16.7% of reviews50.0% of reviews — better
Number of ratings7 — better—
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better15.0
Further details — not scored
Size27 MB147 MB
Age rating4+17+
DeveloperEXCELON FINANCIAL SERVICES LIMITED3S Money

Customer experience

Excelon.GO

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

3S Money

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Excelon.GO

No in-app purchases

None

3S Money

No in-app purchases

Questions

Is Excelon.GO free?
Excelon.GO is free to download, with no in-app purchases.
Is 3S Money free?
3S Money is free to download, with no in-app purchases.
Do Excelon.GO or 3S Money have ads?
Neither Excelon.GO nor 3S Money shows ads.
Which is updated more often, Excelon.GO or 3S Money?
Excelon.GO ships an update every 2 months, and 3S Money fortnightly. Most recently, Excelon.GO was updated on October 7, 2026 and 3S Money on October 7, 2026.

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