Excelon.GO vs 3S Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Excelon.GO
Manage your digital money with a current account, global money transfers, and a crypto wallet. Spend and withdraw cash worldwide with a Mastercard, and earn rewards on your spending. Control all your funds and receive instant transaction notifications.
- Digital money management
- Global money transfers
- Crypto wallet and exchange
- Mastercard for spending and withdrawals
- Earn rewards and rebates
- Instant transaction notifications
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Excelon.GO is your ultimate digital money companion. Take control of your banking in a few minutes. Open a Current Account with an IBAN number, Send and Receive money globally, Spend and Withdraw Cash from any location worldwide displaying the Mastercard® Acceptance Mark. Easy, Cheap and Secure! At the same time, get your Crypto Wallet up and running to help you send, receive and exchange Cryptos! Crypto Wallet and Exchange - Excelon.GO offers you a complete Crypto Wallet and Exchange so you can send, receive, buy, sell and spend you Crypto. - Buy and Sell Bitcoin and other coins in real time and at the best rates Receive Excelon rewards and rebates - Chose your subscription and start earning Excelon Rewards and rebates - Up to 8% rewards in all your card spending, available on your Excelon Wallet instantly - Up to 100% rebates for your Spotify, Netflix, Amazon Prime, etc payments. Use your Crypto in real life - With Excelon.GO and Excelon Mastercard you can instantly spend your crypto in shopping and ATM Withdrawals. Control your money - Get the App, open an account in 3 minutes, Signing up with us is easy as 1-2-3. - All your funds in one screen. Its all there! Money, cards and exchange. - Get instant notifications on your transactions so you always know what’s happening Go shopping, get cash with your Mastercard - Shop globally with your Excelon Mastercard and spend your currency of choice in over 25 million locations worldwide accepting Mastercard globally - Enjoy Zero POS fees for all your In-Store purchases with Excelon Mastercard - Withdraw cash from your Excelon Mastercard at over 1 million ATM locations worldwide where Mastercard is accepted Pay and get paid online - Your current account & IBAN to give you freedom for any type of use you wish - Send and receive money globally with a fraction of the fees you would have to pay in bank. - Easy top-up by Wire transfer, Credit Card, Voucher or even your Exchange profits so you always have enough to spend. - Send and receive crypto instantly through the secure crypto wallet.
3S Money
Manage international business finances with a global account. Send and receive payments in over 190 countries, hold multiple currencies, and protect against currency fluctuations. Offers dedicated support and robust security.
- International business account
- Send/receive payments in 190+ countries
- Hold and exchange 65+ currencies
- FX risk protection
- Real-time cash flow control
- Dedicated Relationship Manager
- 2-factor authentication and encryption
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Pay and get paid faster in 190+ countries with an International Business account. 3S Money is an all-in-one online business account and payment platform designed to help businesses expand their payment capabilities globally. With our local IBANs and local payment solutions, you confidently send & receive high-value payments, hold and exchange up to 65 currencies* and work with a dedicated Relationship Manager who intimately knows your business. _____________________________________________________ Fast, flexible global payment solutions - Enjoy rapid processing times and full payment support from a dedicated Relationship Manager. - Send and receive large international payments in 190+ countries via SWIFT and SEPA powered by local IBANs. Protect against FX risk - Accept customer payments and pay salaries, suppliers, and overheads in local currencies with fair and competitive FX fees. - Make one-time payments in local currencies with fair FX rates and instant settlement. - Open local currency accounts to accept payments with no hidden FX fees. Take control of your cash flow - Real-time payment notifications and multi-currency balance updates. - Instantly approve outgoing payments from any account user. - Deposit incoming payments into your preferred account with one click. Your money is always safe - We’re regulated and licenced in the UK (FCA), EU (CSSF) and Dubai (DFSA DIFC) - Our corresponding banking partners safeguard your funds and retain 100% liquidity. - We use 2-factor authentication and industry-standard encryption and work with top-tier banking partners to make sure you pay and get paid on time, every time. Premium client support - Work with a dedicated Relationship Manager to help navigate new payment routes and maximise your margins on every transfer. - We speak 35 languages and provide human client support across seven international offices. *Head to https://3s.money/ for more information on your accounts, services and currency coverage.
Screenshots
Verdict
The clearest difference is review sentiment: 3S Money at 50% against Excelon.GO's 17%. 3S Money also leads on update cadence (fortnightly vs every 2 months). Excelon.GO's advantage is iOS requirement (10.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Excelon.GO ships an update every 2 months, 3S Money fortnightly. Both last shipped on October 7, 2026.
| Parameter | Excelon.GO | 3S Money |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (7 ratings) — better | — |
| Positive reviews | 16.7% of reviews | 50.0% of reviews — better |
| Number of ratings | 7 — better | — |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 10.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 27 MB | 147 MB |
| Age rating | 4+ | 17+ |
| Developer | EXCELON FINANCIAL SERVICES LIMITED | 3S Money |
Customer experience
Excelon.GO
3S Money
In-app purchases
Excelon.GO
No in-app purchases
3S Money
No in-app purchases








