Paypense vs CapTrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paypense
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Paypense is a corporate credit card and expense management system for B2B and T&E Payments in one. Employees receive a debit card and an app that can be used to apply for funds in real-time. This results in budgets that can be defined in terms of amount, occasion and duration. Payments can be made at any Mastercard® acceptance point worldwide. For each payment, a receipt is captured, digitized and checked according to country-specific requirements.
CapTrack
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CapTrack helps you track your net worth and investments in a simple, clear, and intuitive way. Monitor your total wealth, understand how each investment is performing, and get a real-time overview of your financial situation through clear charts, percentages, and visual insights. Manually update your balances once or multiple times per month and instantly see your wealth growth, portfolio allocation, and how each asset contributes to your total net worth — no complex calculations required. Your entire wealth at a glance With CapTrack, you can: • Track your total net worth over time • Analyze individual investments with clear charts • View percentages and asset allocation • Keep track of contributions and returns • Set and monitor financial goals Simpler than spreadsheets Many people rely on Excel or spreadsheets to manage their personal finances. CapTrack gives you the same level of control, but in a cleaner, faster, and easier way: no formulas, no manual calculations, no unnecessary complexity. Privacy-first finance tracking CapTrack is built for users who want clarity and control without compromising privacy: • No bank account connections • No data sharing • Only the information you choose to enter Your data stays fully under your control. Who CapTrack is for • Anyone who wants to manage their personal wealth • Users looking for a simple investment tracker • People who want to truly understand how their portfolio is performing CapTrack – Track your wealth with clarity.
Screenshots
Verdict
The clearest difference is update cadence: CapTrack at weekly against Paypense's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paypense ships an update every 4 weeks, CapTrack weekly. The most recent releases landed on September 15, 2026 and September 21, 2026 respectively.
| Parameter | Paypense | CapTrack |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 111 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | NTC AG | Miroir Studio S.r.l. |
In-app purchases
Paypense
No in-app purchases
CapTrack
No in-app purchases









