FIP Client Desk vs SHIP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FIP Client Desk
This platform allows users to invest in a variety of financial products including mutual funds, stocks, and corporate fixed deposits. It provides advanced features like flexible SIPs, trigger-based investing, and family accounts for comprehensive financial management.
- Mutual fund investments
- Stock investments
- Corporate fixed deposits
- Flexible SIPs
- Trigger-based investing
- Family accounts
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FundsIndia Partner, an initiative of Wealth India Financial Services Pvt. Ltd., is an investment platform that offers an array of financial products like mutual funds, equities and corporate fixed deposits. Besides this, FundsIndia Partner also offers value-added services like flexible SIPs, trigger-based investing, value-averaging investment plans (VIPs), family accounts, and more. Mutual Fund investments are subject to market risks. Read all offer documents carefully before investing.
SHIP
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Manage and grow your wealth seamlessly across Mutual Funds, PMS, AIFs, Fixed Deposits, Direct Stocks, and Insurance—all from a single, intuitive platform. Key Features: • Unified Dashboard : Monitor all your investments, including external mutual funds, demat accounts & Insurance in one unified dashboard. • Family Account Management: Manage and track investments for multiple family members within a single app interface. • Effortless Transactions: Invest, redeem across various asset classes, including mutual funds, stocks, ETFs, and fixed deposits, all within a single platform. • Smart Analytics: Access in-depth reports and insights to make informed decisions. • Goal-Based Investment Planning: Set, monitor, and adjust financial goals, linking them directly to your investment strategies. • Customizable Investment Strategies: Create and manage tailored investment portfolios based on specific themes or strategies tailored to your risk profile. •Expert Support: Backed by an experienced team offering guidance and insights when you need it. • Notifications for NAVs, Dividends & Maturity: Real-time alerts for NAV movements, dividend payouts, and maturity of deposits or bonds. Whether you’re a seasoned investor or just starting out, our app simplifies wealth management, making it smarter and more efficient. Download the app to take control of your wealth—on your terms. "SHIP: Investsmart is a platform owned and operated by NUARCH FINTECH PVT LTD, an Indian financial services firm."
Screenshots
Verdict
The clearest difference is update cadence: FIP Client Desk at every 3 weeks against SHIP's every 3 months. SHIP's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FIP Client Desk ships an update every 3 weeks, SHIP every 3 months. The most recent releases landed on October 3, 2026 and September 11, 2026 respectively.
| Parameter | FIP Client Desk | SHIP |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 381 MB | 91 MB |
| Age rating | 17+ | 4+ |
| Developer | FundsIndia | NUARCH FINTECH PRIVATE LIMITED |
In-app purchases
FIP Client Desk
No in-app purchases
SHIP
No in-app purchases
