Comparison

Mastercard In Control Pay vs Kadrix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mastercard In Control Pay

Manage virtual commercial cards for business expenses. Add cards to digital wallets for secure online, in-app, and contactless payments. Track spending with real-time data and enhanced controls for organizational purchases.

Highlights
  • Manage virtual commercial cards
  • Add cards to digital wallets
  • Secure online, in-app, and contactless payments
  • View transaction data
  • Set and view card controls
  • Tokenized payments for increased security
Features
Read full description

A BETTER WAY TO ACCESS AND MANAGE VIRTUAL COMMERCIAL CARDS Mastercard In Control™ Pay allows users to seamlessly manage their mobile virtual commercial cards. Users can effortlessly add cards to their digital wallets and experience secure online, in-app, over the phone, and contactless payments. With In Control Pay, organizations can simplify and enhance Travel & Expense (T&E) and B2B payments for both employees and non-employees. **This app cannot be used for consumer card or prepaid card management.** HOW DOES A USER GET STARTED? Mastercard In Control Pay app is only for users who receive a virtual commercial card from an organization and issued by a participating financial institution. Mastercard will send the user an email with a unique invitation code to register for the app. Once the user is registered, the virtual card(s) will be automatically linked to the user’s profile in the app. From there, the user can add the virtual commercial card to a digital wallet. HOW DOES THIS APP HELP USERS MANAGE THEIR MOBILE VIRTUAL CARD EXPERIENCE? SEAMLESS PAYMENT EXPERIENCE: Use the virtual commercial card to pay digitally for organizational spending. Don’t fumble for exact change or use a personal credit card and wait for reimbursement. TRANSPARENT CONTROLS: View controls set by the organization for the virtual cards in the app. These include how, where and when virtual cards can be used. REAL-TIME AND ENHANCED DATA: See completed and processing transactions through our app with an option to filter the transactions by virtual card number (VCN) and time periods to get a complete picture of spending. A HOLISTIC VIEW: Manage virtual commercial cards from multiple participating financial institutions within the same app. INCREASED SECURITY: Feel confident your virtual cards are secure. All mobile virtual card payments are tokenized, with the sensitive data replaced by a unique alternative card number, so account information is never revealed to merchants, decreasing the risk of fraud. Plus, biometric authentication and a 5-digit PIN can be utilized to access virtual cards. REDUCED ENVIRONMENTAL IMPACT: No plastic needed! WHY DO ORGANIZATIONS WANT TO USE MOBILE VIRTUAL CARDS? Organizations of all sizes and segments see value in mobile virtual cards since they offer a simple and controlled way to empower employees and non-employees alike to make business purchases. Organizations are able to modify virtual card controls as needed, track spending with enhanced data, and more. Disclaimer: Mastercard In Control Pay app and features are available only for eligible virtual card accounts issued by the financial institution. Prepaid Cards and Consumer Cards are not eligible.
 To log in, users must have an invitation code from Mastercard and the ability to authenticate in order to register for the app.
 To see the full Privacy policy, copy and paste the following link into your browser: https://www.mastercard.us/en-us/vision/corp-responsibility/commitment-to-privacy/privacy.html The virtual card(s) are not issued by Mastercard and is (are) subject to the terms and conditions of the relevant issuer. If you have any questions regarding your virtual card, please contact the company that has authorized you to use the virtual card and the relevant issuer institution.

About

Kadrix

Features
Read full description

Kadrix — приложение для сотрудников, подключённое к HR-системе вашего работодателя. • Пришёл / Ушёл — одно нажатие на рабочей территории, и посещаемость записана. Геолокация берётся только в момент нажатия, без фонового отслеживания. • Посещаемость — недельная лента, счётчик рабочего времени за сегодня, события прихода/ухода, итог месяца. • График — сегодняшняя смена и режим работы. • Профиль — компания, отдел, должность и дата начала работы, синхронно с HR. • Безопасность — PIN-код, Face ID / отпечаток, привязка к одному телефону. • Три языка: узбекский, русский, английский. Для входа HR-отдел работодателя выдаёт логин (номер телефона) и пароль. Регистрация в приложении не предусмотрена — оно предназначено только для сотрудников организаций, использующих Kadrix.

Screenshots

Mastercard In Control Pay4 screens
Kadrix4 screens

Verdict

The call

The clearest difference is ads: Kadrix at none against Mastercard In Control Pay's shown. Kadrix also leads on update cadence (every 2 weeks vs every 5 weeks) and device support (3 vs 1). On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mastercard In Control Pay ships an update every 5 weeks, Kadrix every 2 weeks. The most recent releases landed on October 20, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
Mastercard In Control Pay versus Kadrix: the parameters behind the verdict, then further details
ParameterMastercard In Control PayKadrix
PriceFreeFree
Rating1.8 (20 ratings) — better—
Positive reviews6.8% of reviews—
Number of ratings20 — better—
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size93 MB55 MB
Age rating+44+
DeveloperMastercard International IncorporatedDoniyor Usmonov

Bugs and requests

Mastercard In Control Pay

Reported bugs

29 issues
  • Activation code not received
  • Email verification not working
  • Cannot sign up
  • Cannot log in
  • App crashes
Show 24 more
  • App not opening
  • Does not send verification email
  • Does not send confirmation code
  • Does not send invitation code
  • Does not send activation code
  • Email registration not sent
  • Login screen freezes
  • App crashes every time
  • Not letting me log in
  • Not letting me sign in
  • Not letting me sign up
  • Verification mail does not arrive
  • Email verification don’t work
  • No notification to validate account
  • Code not sent
  • Code not received
  • Cannot register card
  • No parameters to register card
  • Cannot use the app
  • Does not allow sign in
  • Sign invalid
  • Doesn't work at all
  • Cannot register in the app
  • SMS confirmation not received

Kadrix

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mastercard In Control Pay

No in-app purchases

None

Kadrix

No in-app purchases

Questions

Is Mastercard In Control Pay free?
Mastercard In Control Pay is free to download, with no in-app purchases.
Is Kadrix free?
Kadrix is free to download, with no in-app purchases.
Do Mastercard In Control Pay or Kadrix have ads?
Mastercard In Control Pay shows ads; Kadrix does not.
Which is updated more often, Mastercard In Control Pay or Kadrix?
Mastercard In Control Pay ships an update every 5 weeks, and Kadrix every 2 weeks. Most recently, Mastercard In Control Pay was updated on October 20, 2026 and Kadrix on October 16, 2026.

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