Comparison

逗点记账 vs Flow记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

逗点记账

Features
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逗点记账是一款简约优雅的本地记账本。 - 极简的操作流程,轻松记录。 - 数据保存到本地,保护隐私。 - 支持备份账本到云端(自选),再也不怕重装系统丢失本地账本。 - 多账本支持,无论是个人账本,装修账本还是旅游账本,轻松应对。 - 保证页面永久无广告无开屏,清爽体验。 【联系反馈】 您的建议和反馈对我来说至关重要,如果您在使用过程中遇到问题,可以在逗点记账的【设置】-【反馈】中提交给我。当然,我更加希望您能在AppStore评论留言。 请相信,逗点记账会一直成长下去。

About

Flow记账

Quickly record financial transactions and gain insights into spending habits. This app simplifies bookkeeping with a clear design, focusing on consumption rather than complex account balances. Data is saved locally for privacy and can be backed up automatically.

Highlights
  • Quick transaction recording
  • Multi-dimensional transaction observation
  • Improve consumption habits
  • Enhance financial management
  • Simple and clear design
  • Local data saving for privacy
  • Automatic data backup
Features
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Flow 很高兴遇见你。 Flow 是一款通过快捷记录交易、多维度观测交易,改善自身消费习惯,提升内在理财能力的 App。 记账是理财的基础。Flow 中记录交易快捷、简单,只需金额和类别即可,让记账更加简单。 Flow 设计简单明了,没有复杂的帐户信息,关于记账,我们更应该关注于消费情况,而非帐户余额。 Flow 可以尽情的免费使用,部分功能需要购买 Pro 版本。Pro 版本一次性购买,永久可用。 Flow 无需登录,数据保存在本地,隐私不会泄漏。 数据会定时备份(如果 iCloud 可用,那么会备份在 iCloud 上) 如果您用使用上的问题,或者是功能上的建议,可通过邮件联络我们。 邮件: hello@yeseni.today 使用条款:https://yeseni-today.github.io/mematom-resources/flow/terms-of-use 隐私协议:https://yeseni-today.github.io/mematom-resources/flow/privacy-policy

Screenshots

逗点记账4 screens
Flow记账4 screens

Verdict

The call

The clearest difference is in-app purchases: 逗点记账 at none against Flow记账's 1. 逗点记账 also leads on iOS requirement (9.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Flow记账 sells 1 one-off in-app purchase. 逗点记账 asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 8, 2026 and September 12, 2026 respectively.

Scorecard2 real differences · 7 level
逗点记账 versus Flow记账: the parameters behind the verdict, then further details
Parameter逗点记账Flow记账
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPod — betteriPhone
Requires iOS9.0 — better26.0
Further details — not scored
Size27 MB23 MB
Age rating4+4+
DeveloperShanghai NineFrost Technology Co., Ltd.玉栋 侯

In-app purchases

None

逗点记账

No in-app purchases

1 purchases

Flow记账

One-time1
  • Flow Pro$0.99

Questions

Is 逗点记账 free?
逗点记账 is free to download, with no in-app purchases.
Is Flow记账 free?
Flow记账 is free to download, with in-app purchases available.
Do 逗点记账 or Flow记账 have ads?
Neither 逗点记账 nor Flow记账 shows ads.
Which is updated more often, 逗点记账 or Flow记账?
逗点记账 ships an update monthly, and Flow记账 monthly. Most recently, 逗点记账 was updated on September 8, 2026 and Flow记账 on September 12, 2026.

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