PenServ Plan Services vs Budgy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PenServ Plan Services
Manage your employer-sponsored retirement plan. View a summary of your plans and drill down into specific details for comprehensive oversight.
- Retirement plan management
- View plan summaries
- Drill down to plan details
- Employer-sponsored plan oversight
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Review and manage your employer sponsored retirement plan with PenServ Plan Services, Inc. The user will be able to view a summary of their plans and to be able to drill down to view details.
Budgy
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Budgeting, made calm. Budgy is the budget tracker for people who hate budgeting apps. Jot an expense like you’d text a friend — “coffee 4.50” — and Budgy reads it, files it to the right category, and keeps your budget clear. No forms. No spreadsheets. No fuss. PRIVATE BY DEFAULT Your money data lives on your device — not on our servers. No bank logins, no account required, no selling your spending. Lock the app with Face ID for good measure. WRITE IT DOWN, BUDGY SORTS IT • Magic add — type “groceries 62.30” or “salary 3200” in plain words and it’s categorized instantly • Voice logging — say it out loud, Budgy turns it into a transaction • Receipt scan — snap a photo and the amount, merchant, and category are filled in for you • Correct it once and Budgy learns your habits KNOW YOUR PACE • Safe-to-Spend shows what’s actually left, so you never overshoot before payday • Weekly and monthly pacing for every budget • Home-screen widgets keep Safe-to-Spend, upcoming bills, and quick add one glance away STAY ON TOP, GENTLY • Budgets and savings goals that flex with real life • Recurring bills and subscriptions, tracked automatically • Kind, useful insights when they matter — never guilt trips • Your monthly Wrapped: a friendly recap of where your money went BUDGY PLUS The free app is a complete on-device budget tracker. Budgy Plus unlocks the AI feature set — assistant, smart insights, Wrapped personality, magic add, voice logging, and receipt scan. Try everything free for 7 days in-app — no purchase or payment details required. Monthly, yearly, and lifetime plans available. Jot it and forget it — Budgy keeps the math. Budgy Plus is an auto-renewable subscription ($4.99/month or $49.99/year) or a one-time Lifetime purchase ($149.99). Subscriptions renew automatically at the same price unless auto-renew is turned off at least 24 hours before the current period ends. Manage or cancel any time in your App Store account settings. The 7-day free trial runs inside the app, needs no purchase or payment details, and is not a store introductory offer — any purchase is charged immediately at full price. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://usebudgy.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: PenServ Plan Services at none against Budgy's 3. PenServ Plan Services also leads on iOS requirement (13.0 vs 16.4). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgy sells 3 in-app purchases, starting at $4.99 per month. PenServ Plan Services asks for nothing beyond the download.
| Parameter | PenServ Plan Services | Budgy |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 15 months | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 15 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | PenServ Plan Services, Inc. | JOSEMAR DA COSTA MAGALHAES |
In-app purchases
PenServ Plan Services
No in-app purchases
Budgy
- Budgy Plus Monthly$4.991 Month
- Budgy Plus Yearly$49.991 Year
- Budgy Plus Lifetime$149.99
Questions
Is PenServ Plan Services free?
Is Budgy free?
Do PenServ Plan Services or Budgy have ads?
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