Finance Assist vs Envelope Lite

Finance Assist (Smiley Budget) helps you to manage your finances, track income and expenses, plan budgets, and make sure your finances are under control and keep them that way FEATURES: - RECURRING PAYMENTS - INSIGHTFUL REPORTS - BUDGETING YOUR EXPENSES - INVESTMENT PORTFOLIO - SAVING GOALS - SHARE FINANCES WITH YOUR TRUSTED PEOPLE. - BUILD YOUR OWN CUSTOM ICONS - AUTOMATIC BACKUP DATA - EXPORT / IMPORT DATA FROM EXCEL - PAYMENT REMINDERS *************FEATURE DETAILS*********** EASY TO RECORD DAILY EXPENSE, INCOME - Within a few taps on screen, you can track your daily spending, income, budget, saving, debt, bill and payment. BILLS ORGANIZER - Bills payment reminder - Set up your planned, recurring expense / income and get notification before the due date. You will never forget paying off a bill again VISUALIZE YOUR MONEY FLOWS - Easy-to-understand graphs and financial overviews give you actionable insights about the state of your finances, across bank accounts, credit and debit cards, debts, and cash. BUDGETING YOUR EXPENSES - Create budgets for the spending you want to control with one-time or recurring budgets. You can combine any number of categories and any number of wallets you want, and monitor your results on a daily basis. You will gain insight about how much you or your family have spent, and evaluate what you could cut back on, and plan for the future. INVESTMENT PORTFOLIO Track and manage investments like Stocks, Bonds, Cryptocurrencies, Gold, and more. Stay informed about profit/loss figures and watch your net worth thrive. SAVING TO ACHIEVE YOUR GOALS - Create Saving Goals for your future property and always be ready for them - All your saving accounts will be kept in one place, the interest will be automatically calculated based on your current interest rate SHARE FINANCES WITH YOUR TRUSTED PEOPLE - Easily invite and share your financial records to your group's or family's members, lover. - Not only share the records, but you can also create budgets for your family, and put data in very clear and detailed analysis reports that help your family to make financial decisions easily. CUSTOMIZE ICONS: Create your favorite icon from your favorite image. AUTOMATIC BACKUP DATA - All financial records are always stored safely and securely to cloud - Finance Assistant works seamlessly across devices, you can access your data, track your money and view your budget’s report from any mobile devices of yours Support Email: info@smileybudget.com Privacy Policy: https://moneyassist.org/privacy-policy.html Term of Use: https://moneyassist.org/terms-and-conditions.html *** 4 STEPS TO FINANCIAL FREEDOM *** - Download Finance Assist and carefully plan your budgets. - Have an emergency fund ready. - Save for short-term expenses coming up. - Invest for passive income What are you waiting for, download Finance Assist now!

Take control of your money with Envelope Lite - a simple, privacy-first budget tracker. Divide your income into different envelopes, log expenses in seconds, and see exactly where your money goes. Local-first - your financial data stays on your device. Ad-supported with consent controls. How it works: Divide your monthly income into different budget envelopes - Food & Dining, Bills & Utilities, Family & Personal, Savings Fund, and Emergency/Debt. Every time you spend money, log it in the right envelope. See instantly how much you have left. Key Features: - Envelope Budgeting - different budget envelopes with adjustable amounts. See spent vs budget at a glance with color-coded progress bars. - Quick Expense Logging - Built-in calculator with quick keys for fast amount entry. Log an expense in under 15 seconds. - Sub-Categories - Classify expenses within each envelope (e.g., Breakfast, Lunch, Dinner under Food & Dining) for detailed spending insights. - Payment Tracking - Record how you paid: Cash, Bank Account, E-wallet (Momo, ZaloPay, GrabPay, VNPay), or Card (Credit, Debit, Prepaid). - Discount & Voucher Tracking - Record original price and discount separately. Know what you actually paid vs what you saved. - Spending Reports - Visual reports with charts showing budget vs actual, spending by category, and payment source breakdown. - Smart Reminders - Daily notification that adapts to your activity. Already logged your expenses? The reminder stays quiet. - Tags - Add freeform tags like store names or people for quick context on any transaction. - Local-First - All your financial data stays on your device. No account required. No cloud sync. The app works fully offline once installed. Privacy First: Your financial data never leaves your device - no transactions, budgets, or notes are uploaded anywhere. Envelope Lite is ad-supported (Google AdMob); you can choose personalised or non-personalised ads at first launch and change your mind any time in Settings -> Privacy & Data. See the privacy policy for what AdMob handles. Designed for daily use: The app is built around one habit: spend money, open app, log expense, close app. Everything is optimised for this 15-second daily action. Perfect for: - Anyone starting their budgeting journey - People who prefer cash-based or envelope-style budgeting - Users who value privacy and want no cloud dependency - Southeast Asian markets with VND-optimised amount input