ABA Merchant vs PPHL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ABA Merchant
This mobile point-of-sale solution allows businesses of any size to accept customer payments. It's designed for entrepreneurs and businesses like cafes, salons, or delivery services. Simply download, activate with your bank account, and start processing transactions.
- Accept customer payments
- mPOS solution
- Suitable for various business types
- Easy activation with bank account
- Free to use
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ABA Merchant is free to use mPOS solution for any sized businesses including an individual entrepreneurs who has an account with ABA Bank. Your business can be a cafe, phone shop, beauty salon, delivery service or any other business. You just need to download the app, activate with your ABA account and you are ready to start accepting payments from your customers.
PPHL
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Platinum Package Home Loans cuts through lending complexity to connect you with your best-fit home loan.
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Verdict
The clearest difference is iOS requirement: PPHL at 13.0 against ABA Merchant's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ABA Merchant ships an update monthly, PPHL every 5 weeks. The most recent releases landed on October 27, 2026 and October 18, 2026 respectively.
| Parameter | ABA Merchant | PPHL |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (15 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 15 — better | — |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 87 MB | 148 MB |
| Age rating | 17+ | 4+ |
| Developer | Advanced Bank of Asia Ltd. | Hayden Cassar |
In-app purchases
ABA Merchant
No in-app purchases
PPHL
No in-app purchases
