Comparison

Pearler vs GuildSuper

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pearler

This app simplifies investing for long-term financial independence. Discover your style with shares, LICs, and ETFs, or use template portfolios. Build wealth with automated investing and track your progress towards your goals.

Highlights
  • Share, LIC, and ETF investing
  • Low trading fees
  • Template portfolios
  • Set-and-forget Autoinvest
  • Financial goal tracking
  • Community insights
Features
Read full description

Build financial independence, no matter where you are on the investing journey. Pearler can help you get there – it’s investing made simple again. Pearler is a share trading app designed to help you invest smart to build financial independence. We don’t have all the answers (nobody does), but we’re on a mission to help you find your own. With the Pearler app, you can: • Discover your investing style through shares trading, LICs and ETF investing • Avoid hidden fees and simply pay low fees per trade • Choose assets to invest in or use a template portfolio to get you started • Build wealth while you sleep with a set-and-forget Autoinvest strategy • Track your progress towards financial independence or any other financial goal • Follow Finfluencers to learn and help you find your investing path Get rich slow – that’s the Pearler mantra. Real investing should be about going the distance. Investing should be boring. That’s why Pearler is built for long-term investors, not traders. No FOMO, no get-rich-quick stock tips, just insights from a community you can trust. With Pearler, you don’t do the journey alone. Plus, you can earn investment credits for referring your friends! Ready to build your wealth? Download the Pearler app for free and start your journey today. IMPORTANT THAT YOU READ The information is prepared by Pearler Investments Pty Ltd t/a Pearler (ABN 32 625 120 649) (Pearler) who is an authorised representative (AFS Representative No. 1281540) of Sanlam Private Wealth Pty Ltd (ABN 18 136 960 775, AFSL 337927) (Sanlam). At Pearler, we strive to make investing for your long-term goals easier and fun but we only provide general information and/ or general advice. We have not taken into consideration any of your personal circumstances, objectives, financial situation or needs nor do we use your preferences or search history to tailor your user experience. Any information is of a general nature only and does not consider your personal circumstances, objectives, financial situation or needs. Before acting on the information, you should consider its appropriateness, having regard to your personal circumstances, objectives, financial situation and needs. You may also wish to consider seeking appropriate financial, taxation and/or legal advice. All investments carry risk. You may lose some or all of your money invested. Except as expressly disclosed otherwise, the performance of an investment or the repayment of capital is not guaranteed. Please view our Financial Services Guide (https://pearler.com/financial-services-guide) before deciding to use or invest on Pearler.

About

GuildSuper

Easily manage your retirement savings on the go with secure login options. View your balance, transactions, and fees, receive payment notifications, and find lost super. Top up your account, access investment options, and utilize a shopping rewards program for added contributions.

Highlights
  • Secure login (PIN, fingerprint, facial recognition)
  • View account balance and transactions
  • Find and combine super from other funds
  • Top up super via after-tax contributions
  • Access investment options and insurance
  • Shopping rewards program for contributions
Features
Read full description

With the GuildSuper App easily manage your super account in one place on the go. You’ll enjoy a fast and secure login with a 4-digit PIN, Fingerprint or Facial recognition on compatible phones. Once logged in you can: • View your account balance, transactions and fees • Be notified when you receive a payment into your super account • Find and combine your super from other funds • Top up your super via after-tax contributions • Take GuildSuper with you to your new job with your digital member card • View your investment options and insurance details • Access our shopping rewards program, where every time you shop with your favourite participating retailer, free money goes into your super account • Update your personal details To use this app you must be a GuildSuper member and have registered for an online account. To register for an online account visit https://member.guildsuper.com.au/aol/index.html#RegisterNow This information is provided by Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL 229757 RSE Licence L0001458 as Trustee of the Smart Future Trust ABN 68 964 712 340 (the Fund). GuildSuper, GuildPension and Child Care Super are products in the Fund.

Screenshots

Pearler4 screens
GuildSuper2 screens

Verdict

The call

Pearler and GuildSuper both sit at 5.0 stars, but that hides the real split: 75% of GuildSuper's written reviews are positive against 25% of Pearler's. Pearler's advantage is update cadence (every 5 days vs every 10 months) and monetization model (free vs ad-supported). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Pearler against 5.0 for GuildSuper. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews are what separate them: 25% of Pearler's written reviews are positive against 75% of GuildSuper's.

UpkeepUpdate frequency

Pearler ships an update every 5 days, GuildSuper every 10 months. The most recent releases landed on September 28, 2026 and September 13, 2026 respectively.

Scorecard4 real differences · 6 level
Pearler versus GuildSuper: the parameters behind the verdict, then further details
ParameterPearlerGuildSuper
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Positive reviews24.8% of reviews75.0% of reviews — better
Number of ratings4 — better1
Update frequencyEvery 5 days — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size92 MB35 MB
Age rating4+4+
DeveloperPearler InvestmentsGuild Trustee Services Pty Limited

Customer experience

Pearler

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews125 reviews
Positive24.8%
Neutral17.6%
Negative57.6%

GuildSuper

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive75.0%
Neutral25.0%
Negative0.0%

Bugs and requests

Pearler

Reported bugs

20 issues
  • Login failures and authentication errors
  • Buttons not responding or not clickable
  • App crashes during purchases and transactions
  • Verification email code input not working
  • Address field not accepting input
Show 15 more
  • File upload rejecting documents (too large or wrong format)
  • Blank screens when switching between apps
  • Password reset loop - multiple resets required
  • Face ID and biometric sign-in not working
  • App freezing on loading screens
  • Back button functionality broken
  • Text overlapping and pixelated graphics
  • Net wealth graph showing incorrect or broken data
  • Verification process rejecting correct information
  • Automatic investments not executing as scheduled
  • Incorrect capital growth calculations for US stocks
  • Cannot find sell functionality after UI updates
  • Account reactivation blocked by email already registered error
  • Chat support feature causing app crashes
  • Inactive buttons until screen is reset

Requested features

15 requests
  • Complete UI/UX overhaul with modern design
  • Dark mode option
  • Back button that returns to previous screen, not top level
  • Daily/YTD/annual returns data display
  • Ability to see stock price trends and daily changes
Show 10 more
  • Watch list for stocks not yet owned
  • Customizable dashboard with less information clutter
  • Native mobile app instead of web wrapper
  • Reduce frequency of mandatory updates
  • Better customer service and support options
  • Faster fund transfer and transaction processing
  • Ability to schedule ASX purchases for later dates
  • Better accessibility for vision-impaired users
  • Option to choose between old and new dashboard designs
  • Restore lifetime earnings display without paywall

GuildSuper

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Pearler

No in-app purchases

None

GuildSuper

No in-app purchases

Questions

Is Pearler free?
Pearler is free to download, with no in-app purchases.
Is GuildSuper free?
GuildSuper is free to download, with no in-app purchases.
Which has better reviews, Pearler or GuildSuper?
Pearler and GuildSuper are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do Pearler or GuildSuper have ads?
Neither Pearler nor GuildSuper shows ads.
Which is updated more often, Pearler or GuildSuper?
Pearler ships an update every 5 days, and GuildSuper every 10 months. Most recently, Pearler was updated on September 28, 2026 and GuildSuper on September 13, 2026.

Other comparisons