Pearler vs SubTally

Build financial independence, no matter where you are on the investing journey. Pearler can help you get there – it’s investing made simple again. Pearler is a share trading app designed to help you invest smart to build financial independence. We don’t have all the answers (nobody does), but we’re on a mission to help you find your own. With the Pearler app, you can: • Discover your investing style through shares trading, LICs and ETF investing • Avoid hidden fees and simply pay low fees per trade • Choose assets to invest in or use a template portfolio to get you started • Build wealth while you sleep with a set-and-forget Autoinvest strategy • Track your progress towards financial independence or any other financial goal • Follow Finfluencers to learn and help you find your investing path Get rich slow – that’s the Pearler mantra. Real investing should be about going the distance. Investing should be boring. That’s why Pearler is built for long-term investors, not traders. No FOMO, no get-rich-quick stock tips, just insights from a community you can trust. With Pearler, you don’t do the journey alone. Plus, you can earn investment credits for referring your friends! Ready to build your wealth? Download the Pearler app for free and start your journey today. IMPORTANT THAT YOU READ The information is prepared by Pearler Investments Pty Ltd t/a Pearler (ABN 32 625 120 649) (Pearler) who is an authorised representative (AFS Representative No. 1281540) of Sanlam Private Wealth Pty Ltd (ABN 18 136 960 775, AFSL 337927) (Sanlam). At Pearler, we strive to make investing for your long-term goals easier and fun but we only provide general information and/ or general advice. We have not taken into consideration any of your personal circumstances, objectives, financial situation or needs nor do we use your preferences or search history to tailor your user experience. Any information is of a general nature only and does not consider your personal circumstances, objectives, financial situation or needs. Before acting on the information, you should consider its appropriateness, having regard to your personal circumstances, objectives, financial situation and needs. You may also wish to consider seeking appropriate financial, taxation and/or legal advice. All investments carry risk. You may lose some or all of your money invested. Except as expressly disclosed otherwise, the performance of an investment or the repayment of capital is not guaranteed. Please view our Financial Services Guide (https://pearler.com/financial-services-guide) before deciding to use or invest on Pearler.

SubTally is a quiet little app for the streaming, software and small monthly things that quietly stack up. No accounts. No cloud. No tracking. Just your subscriptions, tallied on your device — so you can finally see what you're actually paying for each month. WHAT IT DOES - One hero total — your monthly and annual spend, normalised across weekly, monthly, quarterly and yearly cycles, right at the top of the home screen. - Sorted by renewal — active subscriptions are ordered by what's coming next, so the bill that matters tomorrow is at the top. - Local reminders — get nudged the day before a renewal, scheduled directly on your phone. No push servers, no notification middleman. - Trials and pauses — mark anything as a free trial or temporarily paused. Those don't roll into your monthly total, only what you're actually paying. - 42 ready-to-go services — Netflix, Spotify, Notion, iCloud+, Disney+, YouTube Premium and more, each with the right icon and colour. Or add anything custom in seconds. - Made to match — light, dark or automatic, paired with seven accent colours (teal, blue, indigo, purple, rose, orange, green). - Export anytime — send your full list out as a CSV through the system share sheet. Your data, your move. PRIVACY BY DESIGN SubTally has no backend. It does not connect to any server. It does not collect, transmit or store any of your data on the internet. Everything you enter lives in local storage on your iPhone, and that's where it stays. The app behaves identically in airplane mode as it does online. No sign-up. No login. No analytics SDK. No advertising. No trackers of any kind. ONE-TIME PURCHASE SubTally is a one-time AU$0.99 download. No subscription to track a subscription tracker. No in-app purchases, no premium tier, no upsells. REQUIREMENTS - iPhone running iOS 16 or later - Works fully offline