Pearler vs hold. app

Build financial independence, no matter where you are on the investing journey. Pearler can help you get there – it’s investing made simple again. Pearler is a share trading app designed to help you invest smart to build financial independence. We don’t have all the answers (nobody does), but we’re on a mission to help you find your own. With the Pearler app, you can: • Discover your investing style through shares trading, LICs and ETF investing • Avoid hidden fees and simply pay low fees per trade • Choose assets to invest in or use a template portfolio to get you started • Build wealth while you sleep with a set-and-forget Autoinvest strategy • Track your progress towards financial independence or any other financial goal • Follow Finfluencers to learn and help you find your investing path Get rich slow – that’s the Pearler mantra. Real investing should be about going the distance. Investing should be boring. That’s why Pearler is built for long-term investors, not traders. No FOMO, no get-rich-quick stock tips, just insights from a community you can trust. With Pearler, you don’t do the journey alone. Plus, you can earn investment credits for referring your friends! Ready to build your wealth? Download the Pearler app for free and start your journey today. IMPORTANT THAT YOU READ The information is prepared by Pearler Investments Pty Ltd t/a Pearler (ABN 32 625 120 649) (Pearler) who is an authorised representative (AFS Representative No. 1281540) of Sanlam Private Wealth Pty Ltd (ABN 18 136 960 775, AFSL 337927) (Sanlam). At Pearler, we strive to make investing for your long-term goals easier and fun but we only provide general information and/ or general advice. We have not taken into consideration any of your personal circumstances, objectives, financial situation or needs nor do we use your preferences or search history to tailor your user experience. Any information is of a general nature only and does not consider your personal circumstances, objectives, financial situation or needs. Before acting on the information, you should consider its appropriateness, having regard to your personal circumstances, objectives, financial situation and needs. You may also wish to consider seeking appropriate financial, taxation and/or legal advice. All investments carry risk. You may lose some or all of your money invested. Except as expressly disclosed otherwise, the performance of an investment or the repayment of capital is not guaranteed. Please view our Financial Services Guide (https://pearler.com/financial-services-guide) before deciding to use or invest on Pearler.

Your home has a lot to remember. HOLD keeps it together. HOLD is a calm, shared home management app for homeowners and households. Bring upcoming property payments, mortgage information, savings goals and future property plans into one clear place, so everyone invited to the home can work from the same information. WITH HOLD YOU CAN • See a personalised briefing for your home • Track upcoming mortgage, property tax or council rate, strata or HOA, insurance, water, utility and subscription payments • Open any payment to review due dates, amounts, history and details • Explore mortgage repayment scenarios and understand how rate changes may affect your repayments • Create savings goals and identify areas where you may be able to save • Plan for another property with Buy Next • Invite co-owners or household members and keep one shared version of your home • Keep property information, preferences and important home details organised CALM BY DESIGN HOLD is designed to make home ownership feel clearer, not louder. Your home screen focuses on what matters now, what is coming up and what needs your attention. IMPORTANT INFORMATION Figures shown in HOLD are based on information entered by you and may be estimates. HOLD does not connect to your bank account, hold or transfer money, provide loans, or provide financial, credit, tax or investment advice. Feature availability and terminology may vary by country or region.