Comparison

Debty vs Debt Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debty

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

Highlights
  • Track debts and loans
  • Manage shared expenses
  • Automatic calculations
  • Payment reminders
  • iCloud synchronization
  • Intuitive interface
Features
Read full description

Debty - Private Debt Tracker is a simple and intuitive app that helps you manage and track your debts, loans, and shared expenses. With Debty, you can easily record and track money you owe or are owed. No more need for notes and calculators - Debty does all the work for you. Plus, with iCloud synchronization, your records are always up-to-date across all your devices. Debty also sends reminders so you never forget to pay back a debt. Manage your finances with ease with Debty. Terms of Service: https://debty.derg.se/terms-and-conditions/ Privacy Policy: https://debty.derg.se/privacy-policy/

About

Debt Tracker

Features
Read full description

Debt Tracker helps you and your friends keep shared money clear — dinners, trips, tickets, loans, and everyday “I got this” moments. See at a glance what you owe and what’s owed to you. Break balances down by person, accept or reject debt requests, record payments, and get notified when something needs your attention. WHY DEBT TRACKER • Simple shared balances between friends • Clear “You owe” and “Owed to you” totals • Per-person breakdowns so you always know who • Debt requests with accept / reject • Payment history with approval flow • Push notifications for requests, payments, and due dates • Secure sign-in with email and password HOW IT WORKS 1. Create an account and find friends by name, email, or username 2. Send a debt request (you owe them, or they owe you) 3. They accept — the debt becomes active 4. Record pay-backs or cash additions for approval 5. Watch remaining balances update until settled FEATURES • Dashboard overview with totals and recent activity • Debts list with filters (active, pending, settled, and more) • Pending inbox for requests and payment approvals • Person-level debt history and remaining balance • Optional due dates and notes • Offline-friendly cached data when you’re briefly offline Debt Tracker is for personal shared expenses between people you know. It is not a bank, lender, or payment processor — it helps you track and remember balances so nothing gets lost. Download Debt Tracker and stay clear on who owes what.

Screenshots

Debty4 screens
Debt Tracker3 screens

Verdict

The call

The clearest difference is in-app purchases: Debt Tracker at none against Debty's 3. Debt Tracker also leads on iOS requirement (15.0 vs 18.0). Debty's advantage is device support (4 vs 2). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debty sells 3 in-app purchases, starting at $2.99 per month. Debt Tracker asks for nothing beyond the download.

Scorecard3 real differences · 7 level
Debty versus Debt Tracker: the parameters behind the verdict, then further details
ParameterDebtyDebt Tracker
PriceFreeFree
Rating4.8 (139 ratings) — better—
Positive reviews69.1% of reviews—
Number of ratings139 — better—
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPod
Requires iOS18.015.0 — better
Further details — not scored
Size17 MB36 MB
Age rating4+4+
DeveloperDerg ABAHMED ALMANSOOP

Bugs and requests

Debty

Reported bugs

9 issues
  • App crashes when adding new debtor (after premium)
  • App crashes when deleting a transaction
  • App crashes on startup after update
  • App crashes and data is lost
  • All records disappeared after an update
Show 4 more
  • App becomes unusable after update
  • Payment issues
  • App takes up a lot of space
  • App crashes and data is erased

Requested features

11 requests
  • Filter out 0 owed amounts
  • Sort by total amount
  • Automatic repayment options
  • Cloud backup option
  • iOS 26 style
Show 6 more
  • Transfer data to another phone
  • Add debtors in two currencies
  • Search for debtor names
  • Option to hide users with zero balance
  • Balance section with clickable currency buttons
  • Contact developer for suggestions

Debt Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Debty

Subscriptions3
  • Monthly7 Days trial$2.991 Month
  • Quarterly7 Days trial$8.993 Months
  • Annual7 Days trial$24.991 Year
None

Debt Tracker

No in-app purchases

Questions

Is Debty free?
Debty is free to download, with in-app purchases available.
Is Debt Tracker free?
Debt Tracker is free to download, with no in-app purchases.
Do Debty or Debt Tracker have ads?
Neither Debty nor Debt Tracker shows ads.

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