Debtly vs Debt Tracker

Ever lend money to a friend and forget how much? Or realize you missed a bill payment because it slipped through the cracks? Debtly is the personal debt tracker that keeps every IOU, loan, bill, and receivable organized in one clean, private place — so nothing gets lost. Whether you're tracking money you lent to friends, managing loans between family members, or keeping tabs on business receivables, Debtly gives you a crystal-clear picture of who owes you, who you owe, and exactly how each balance changes over time. WHY DEBTLY? Most finance apps are built for budgeting or debt payoff planning. Debtly is different — it's designed specifically for tracking personal debts, IOUs, and money owed between people. No complicated setup. No bank connections required. Just simple, powerful debt tracking that works. CORE FEATURES: INSTANT DEBT RECORDING Add a new debt or IOU in seconds. Record who borrowed money, how much, when it's due, and attach notes for context. Supports multiple currencies so you can track debts across borders. PERSON-BY-PERSON OVERVIEW See every balance broken down by person. Know at a glance: who owes you the most, who you need to pay back first, and what the total picture looks like. No more guessing or mental math. SMART DUE DATE REMINDERS Never miss a repayment deadline. Set custom reminders for upcoming due dates and get notified before payments are late. Stay ahead of every obligation — both what you owe and what's owed to you. BUILT-IN ANALYTICS & INSIGHTS Understand your debt patterns with visual analytics. See trends over time, identify which debts to prioritize for collection, and use smart payoff plans to decide what to settle first. MULTI-CURRENCY SUPPORT Track debts in different currencies without mixing them up. Perfect for international friendships, travel debts, or cross-border business dealings. ATTACH NOTES & HISTORY Add context to every entry with notes. Review the full payment history for each debt — see what was paid, when, and what remains. Export data when you need records. 100% PRIVATE & AD-FREE Your financial data is yours alone. Debtly works without ads, without tracking, and without a forced account. No third-party access. No data mining. Just your debts, your way. ICLOUD SYNC (OPTIONAL) Keep your records synchronized across iPhone and iPad with optional iCloud sync. Your data stays updated on all your devices when you want it — and stays private when you don't. PERFECT FOR: - Friends splitting dinner bills, rent, or vacation costs - Family members tracking shared expenses or personal loans - Freelancers managing client payments and receivables - Small business owners tracking who owes what - Anyone who lends or borrows money regularly PRIVACY FIRST: Debtly is built with privacy at its core. We believe your financial information should stay with you. That's why Debtly requires no account registration, has no ads or tracking, stores data locally on your device, and offers optional — never forced — cloud sync. Download Debtly today. Track every IOU, every loan, every bill. Never lose track of money again. --- Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.sefacemturan.com/privacy/debtly

Debt Tracker helps you and your friends keep shared money clear — dinners, trips, tickets, loans, and everyday “I got this” moments. See at a glance what you owe and what’s owed to you. Break balances down by person, accept or reject debt requests, record payments, and get notified when something needs your attention. WHY DEBT TRACKER • Simple shared balances between friends • Clear “You owe” and “Owed to you” totals • Per-person breakdowns so you always know who • Debt requests with accept / reject • Payment history with approval flow • Push notifications for requests, payments, and due dates • Secure sign-in with email and password HOW IT WORKS 1. Create an account and find friends by name, email, or username 2. Send a debt request (you owe them, or they owe you) 3. They accept — the debt becomes active 4. Record pay-backs or cash additions for approval 5. Watch remaining balances update until settled FEATURES • Dashboard overview with totals and recent activity • Debts list with filters (active, pending, settled, and more) • Pending inbox for requests and payment approvals • Person-level debt history and remaining balance • Optional due dates and notes • Offline-friendly cached data when you’re briefly offline Debt Tracker is for personal shared expenses between people you know. It is not a bank, lender, or payment processor — it helps you track and remember balances so nothing gets lost. Download Debt Tracker and stay clear on who owes what.