Debt Payoff Tracker & Planner vs Debt Tracker

Debt Payoff Tracker brings your credit cards, loans, payments, and due dates into one place. Record what you actually pay and see your payoff projection update as balances change. FOUR PAYOFF STRATEGIES • Debt Snowball — Start with the smallest balances • Debt Avalanche — Prioritize the highest interest rates • Credit Score Focus — Target higher-utilization cards • Custom Order — Arrange debts your way WHAT-IF CALCULATOR Try different extra-payment amounts and compare estimated months saved, potential interest savings, and total payoff time. TRACK YOUR DEBTS Add all your debts - credit cards, loans, mortgages, and more - and group them by type. PAYMENT HISTORY Record payments, view principal and interest breakdowns, and add notes. BALANCE UPDATES Got new charges, fees, or interest? Enter the balance your bank shows. Your payment history stays intact. PAYMENT SCHEDULE View a month-by-month projection of payments, balances, interest, and estimated payoff timing. BUDGET SUMMARY Compare your monthly income with planned debt payments and see how much remains. REMINDERS, PRIVACY & SECURITY • Customizable payment reminders • App Lock with Face ID, Touch ID, or Passcode • No bank connection or app account required OPTIONAL ICLOUD SYNC Keep your debts, payments, and payoff plan synced across your iPhone, iPad, and Mac when iCloud Sync is enabled. CREDIT UTILIZATION Track overall and card-level utilization with simple status indicators. 9 CURRENCIES USD, EUR, GBP, CHF, CNY, CAD, AUD, JPY, and SAR. PREMIUM The free version allows one debt. Upgrade to Premium to track unlimited debts. Terms of Use - https://pipsapps.com/terms.html Privacy Policy - https://pipsapps.com/privacy.html

Debt Tracker helps you and your friends keep shared money clear — dinners, trips, tickets, loans, and everyday “I got this” moments. See at a glance what you owe and what’s owed to you. Break balances down by person, accept or reject debt requests, record payments, and get notified when something needs your attention. WHY DEBT TRACKER • Simple shared balances between friends • Clear “You owe” and “Owed to you” totals • Per-person breakdowns so you always know who • Debt requests with accept / reject • Payment history with approval flow • Push notifications for requests, payments, and due dates • Secure sign-in with email and password HOW IT WORKS 1. Create an account and find friends by name, email, or username 2. Send a debt request (you owe them, or they owe you) 3. They accept — the debt becomes active 4. Record pay-backs or cash additions for approval 5. Watch remaining balances update until settled FEATURES • Dashboard overview with totals and recent activity • Debts list with filters (active, pending, settled, and more) • Pending inbox for requests and payment approvals • Person-level debt history and remaining balance • Optional due dates and notes • Offline-friendly cached data when you’re briefly offline Debt Tracker is for personal shared expenses between people you know. It is not a bank, lender, or payment processor — it helps you track and remember balances so nothing gets lost. Download Debt Tracker and stay clear on who owes what.