Sumio vs Xalder
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Sumio
This AI-powered finance app simplifies portfolio tracking and net worth management. It offers automatic calculation of key financial metrics, dynamic watchlists with real-time market updates, and intelligent tracking of gains and losses. Visualize your financial health with comprehensive allocation insights and proactive notifications.
- Automatic key metrics calculation
- Dynamic watchlist with real-time updates
- Intelligent gains & losses tracking
- Comprehensive allocation insights
- Multi-currency support
- AI assistant for insights
- Multi-device sync
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Elevate your financial journey with Sumio, the AI-powered finance app designed to simplify portfolio tracking and net worth management. Whether you're an avid investor or just starting, Sumio provides the tools you need to monitor your wealth, track your investments, and make informed financial decisions. Master Your Portfolio and Net Worth with Cutting-Edge Features: โ Automatic Key Metrics Calculation: Instantly access essential financial metrics such as Net Worth, Total Assets, and Total Liabilities, all automatically calculated to give you a clear picture of your financial health. โ Dynamic Watchlist: Stay on top of the market with real-time updates for stocks and crypto from U.S. and global exchanges. Your personalized watchlist ensures you're always in the loop. โ Intelligent Gains & Losses Tracking: Gain insightful overviews of your portfolio's performance with a detailed analysis of market value changes over time. โ Comprehensive Allocation Insights: Visualize your asset allocation with intuitive charts that illustrate the distribution of your assets and liabilities. Market Data: Receive automatic updates for stocks, ETFs, cryptocurrencies, and precious metals. Leverage our AI integration to turn market data into actionable insights. Multi-Currency: Manage finances globally with support for over 100 world currencies, complete with automatic conversions to your default currency. Projections: Use Sumio's projection models to forecast your Net Worth's evolution and make strategic financial plans. Robust Security Lock: Protect your financial data with Passcode, Face ID, or Touch ID. Your security is our priority. Custom Indicators & Categories: Tailor your financial tracking experience by creating custom indicators and categories for your assets and liabilities. Seamless Portfolio Import: Effortlessly import your stock and fund purchases using an XLSX file to get started quickly. AI Assistant for Insights: Let AI generate comprehensive summaries and insights, giving you the edge in decision-making. Multi-Device Sync: Export your data to access Sumio across all your devices, ensuring your portfolio tracker is always within reach. Proactive Notifications: Stay informed with timely alerts on market data values of stocks and crypto assets. Engaging Visualizations: Navigate your financial landscape with ease using clear, concise charts that enhance your understanding of your net worth. Customize Your Financial Journey Sumio puts you in control by allowing you to customize your financial experience. Create custom categories and indicators with their own colors and descriptions to organize your assets and liabilities. Personalize the Summary section by adding your favorite indicators, categories, and individual assets and liabilities. With support for over 100 world currencies and up-to-date exchange rates, Sumio ensures that you have accurate and relevant information at your fingertips. Private and Secure, Always Your privacy and security are our top priorities. Say goodbye to intrusive ads โ Sumio's business model is based on a Premium Subscription, providing you with a seamless and ad-free experience. Join the Future of Finance Management Unlock Sumio's full potential with our Premium Subscription. Enjoy unlimited asset tracking, comprehensive market data access, and premium features like enhanced security and backup. Whether you're tracking stocks or crypto, Sumio's AI capabilities and intuitive interface empower you to manage your money like never before. Download Sumio Today Take the first step towards financial empowerment. Download Sumio today and transform the way you manage your portfolio and net worth. Have questions or need support? Reach out to us at support@sumio.app. Privacy Policy: https://www.sumio.app/privacy Terms of Use: https://www.sumio.app/terms
Xalder
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Your financial freedom starts here. Do you want to know exactly where your money goes? Xalder transforms personal finance management into a simple, powerful, and shared experience. Forget about complicated spreadsheets. Xalder offers professional tools in the palm of your hand so you can make better economic decisions day by day. What can you do with Xalder? Smart Monthly Budgets: Define your limits and meet your goals. Create personalized budgets for each category and keep your expenses under control effortlessly. Stress-Free Shared Expenses: Do you live with a partner, share an apartment, or go on a trip with friends? Create shared expense accounts and split bills instantly. Track Your Net Worth: Don't just look at the month-to-month; look at the long term. Visualize the evolution of your net worth and see how your wealth grows over time. Advanced Financial Analysis: Access financial ratios that are normally only used by experts. Understand your debt level, your savings capacity, and your solvency with clear charts. Quick Logging: Record your daily expenses in seconds. A clean and fast interface designed so that keeping your accounts up to date doesn't feel like a chore. Download Xalder today and make your money work for you.
Screenshots
Verdict
The clearest difference is in-app purchases: Xalder at none against Sumio's 3. On price, update cadence, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Sumio sells 3 in-app purchases, starting at $2.99 per 7 days. Xalder asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 15, 2026 and September 21, 2026 respectively.
| Parameter | Sumio | Xalder |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 77.8% of reviews | โ |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No โ better |
| Monetization | Free with in-app purchases | โ |
| Devices | iPhone, iPad | iPhone, iPad, iPod โ better |
| Requires iOS | 16.0 | 15.1 โ better |
| Further details โ not scored | ||
| Size | 67 MB | 35 MB |
| Age rating | 17+ | 4+ |
| Developer | Fiduciary | ANGEL ALCARAZ DASI |
In-app purchases
Sumio
- Weekly Access3 Days trial$2.997 Days
- Monthly Access3 Days trial$4.991 Month
- Annual3 Days trial$29.991 Year
Xalder
No in-app purchases









