Simple Budget vs ideely
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Budget
This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.
- Envelope budgeting system
- Manual transaction entry
- Spending insights and analysis
- Budget calculator
- Cross-device access
- Transaction export
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Simple Budget is a hands-on budgeting app for people who want control over where their money goes. SEE WHERE YOUR MONEY GOES Break your spending down into categories, and give each category a budget. By planning your spending ahead of time, you can build savings directly into your budget, allowing you to have guilt-free spending money while still keeping up with your savings. Track your spending habits with Simple Budget to see if your spending matches your goals. HANDS-ON, WITHOUT THE HASSLE Stay close to your spending to see exactly where your money is going. Avoid the set-it-and-forget-it model and plan for every dollar. When you see each one coming in and out, you understand what you're spending and what you're saving. PLAN FOR THE FUTURE, LEARN FROM THE PAST • Plan your spending ahead of time, from retirement savings to weekend shopping. • Budget Calculator: see how your month ends up after the bills you know are coming, before you decide on that splurge. • Projected spending and savings for the current month. • Recurring income on any schedule: weekly, biweekly, monthly and more. • Year Savings: income, spending and savings for every month of the year. • Spending History: track your spending habits month to month. ENVELOPE BUDGETING, MADE EASY Building your budget is quick and easy with customizable, pre-built budget categories. Find what applies to you, tailor it to your needs, and build a budget that works for you. YOUR BUDGET, YOUR WAY • Track balances across your accounts, free. • Search, filter and sort every transaction, free. • Export your transactions to CSV anytime, free. • Sign in with your phone number and pick up your budget on any device, free. FREE AND PREMIUM Simple Budget is built for everyone, and stays affordable for anyone looking for extra budgeting firepower. The core of Simple Budget is free: budgets and categories, transactions, accounts, income, monthly insights and CSV export. Premium adds detailed category insights and trends, yearly insights, full Budget Calculator editing, history from previous years, and more. Simple Budget Premium is an auto-renewing subscription, billed monthly or annually. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Questions or ideas? luke@pgmediasolutions.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.gosimplebudget.com/privacy-policy
ideely
This app simplifies budgeting with quick expense entry via voice or speed tap. It offers clear visual spending meters and trend graphs to help users track their money and reach financial goals.
- Quick expense entry (voice/speed tap)
- Visual spend meters
- Simple trend graphs
- Weekly or monthly budgeting
- Multiple budget storage
- Data export
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You only benefit from a budgeting app if you use it. We believe you not only need a budgeting app, but you need one that is a breeze to use and easy to understand. We created ideely to be the most elegant, user friendly, and useful budgeting app on the market. Shortly after getting married my wife and I wanted to find a good budgeting app but many of them were either too complicated, not flexible enough, or too time-consuming to use. It’s no wonder why over half of American adults do not budget. To solve this, we created an app for ourselves—getting rid of the pain points helped us stay on top of our budget. As we benefitted from the app, we shared it with our friends and eventually decided to release it on a larger scale so you can not only start budgeting but enjoy it while reaching your money goals. Features you'll love: ENTER EXPENSES IN 4 SECONDS ON AVERAGE With ideely you don’t have to worry about misclassification of records added directly from your bank account. We avoid connecting to your bank all together while making it quick and easy to add records yourself via voice or our speed tap entry. Enter data as you go so that you’ll never be in the dark on how much is left in your budget. ADD RECORDS WITH VOICE COMMANDS Unlike other apps that demand your full attention to add records, we built ideely to budget on the go with easy speech entry. For example: - In the time it takes to place and receive your order at a coffee shop, you can tell ideely “spent $3.46 on coffee.” - While walking to your car after a long shift of waiting tables, tell ideely "received $40 from tips.” - Picking up a bagel on your walk to work, tell ideely “spent $3.50 on eating out.” ADD RECORDS WITH SPEED TAP ENTRY We recognize it's not always beneficial to use voice commands. With this in mind, we optimized the process of manually entering records to enable you to add records in as little as 3 seconds. SIMPLE GRAPHS KEEP YOU ON BUDGET Our trend graphs were designed to present the most information in the simplest format possible. They help you know where your money is going and where it has gone. Have you been neglecting savings? How often do you overspend on eating out? Have your tips been increasing with time? Trends helps you refine how much to budget for each category. SEE YOUR BUDGET AT A GLANCE WITH SPEND METERS With spend meters, easily see how much you’ve spent vs. how much you have budgeted. Seeing where your money is going helps you decide how to use it—and keep your money goals on track. BUDGET ON A WEEKLY OR MONTHLY SCHEDULE Whether you are salaried or have a weekly hourly income, ideely will align with your pay schedule. STORE MULTIPLE BUDGETS IN ONE PLACE Saving and spending focuses often vary based on the time of the year or life season you are in. We allow you to store and use multiple budget cards. Think of these as budget presets that you can choose from when tracking your finances for the current month or week EASILY EXPORT DATA TO EXCEL You can extract a CSV file of all your records at any time. Whether you are self-employed or file 1099, ideely is a great resource for tax season. SYNCING ACROSS MULTIPLE DEVICES You can log in to your ideely account from multiple devices. This works great for married couples. Both partners can simultaneously view their shared account from their own device. OFFLINE MODE No signal, no problem. view data even while offline. Try before you buy: We’ll start you off with full access to ideely and enough free record entries to get familiar with the app. Once you hit your free record cap you can choose to enroll to a yearly or monthly subscription. For less than a cup of coffee per month enjoy unlimited budgeting with ideely! LottieFiles Credit: Mailbox - @Jignesh Gajjar Girl on Bike - @Alexander Rozhkov Moving City - @Luis Eduardo Andrade App Icon Logos and Screen Shots @Koriginalz Design Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Screenshots
Verdict
The clearest difference is rating: ideely at 5.0 against Simple Budget's 4.5. ideely also leads on review sentiment (100% vs 67%) and iOS requirement (9.0 vs 15.6). Simple Budget's advantage is ratings volume (54 vs 12). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Budget sells 2 in-app purchases, starting at $0.99 per month and ideely sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
ideely holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 54 and 12 respectively. Written reviews point the same way: 67% of Simple Budget's written reviews are positive against 100% of ideely's.
Simple Budget ships an update every 3 months, ideely every 2 months. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.
| Parameter | Simple Budget | ideely |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (54 ratings) | 5.0 (12 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 54 — better | 12 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 9.0 — better |
| Further details — not scored | ||
| Size | 59 MB | 105 MB |
| Age rating | 4+ | 4+ |
| Developer | Luke Brady | ideely LLC |
Customer experience
Simple Budget
ideely
In-app purchases
Simple Budget
- Monthly Premium Subscription1 Month trial$0.991 Month
- Annual Premium Subscription$9.991 Year
ideely
- Monthly Subscription$2.991 Month
- Annual Subscription$23.991 Year








