Comparison

Simple Budget vs Simple

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Budget

This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

Highlights
  • Envelope budgeting system
  • Manual transaction entry
  • Spending insights and analysis
  • Budget calculator
  • Cross-device access
  • Transaction export
Features
Read full description

Simple Budget is a hands-on budgeting app for people who want control over where their money goes. SEE WHERE YOUR MONEY GOES Break your spending down into categories, and give each category a budget. By planning your spending ahead of time, you can build savings directly into your budget, allowing you to have guilt-free spending money while still keeping up with your savings. Track your spending habits with Simple Budget to see if your spending matches your goals. HANDS-ON, WITHOUT THE HASSLE Stay close to your spending to see exactly where your money is going. Avoid the set-it-and-forget-it model and plan for every dollar. When you see each one coming in and out, you understand what you're spending and what you're saving. PLAN FOR THE FUTURE, LEARN FROM THE PAST • Plan your spending ahead of time, from retirement savings to weekend shopping. • Budget Calculator: see how your month ends up after the bills you know are coming, before you decide on that splurge. • Projected spending and savings for the current month. • Recurring income on any schedule: weekly, biweekly, monthly and more. • Year Savings: income, spending and savings for every month of the year. • Spending History: track your spending habits month to month. ENVELOPE BUDGETING, MADE EASY Building your budget is quick and easy with customizable, pre-built budget categories. Find what applies to you, tailor it to your needs, and build a budget that works for you. YOUR BUDGET, YOUR WAY • Track balances across your accounts, free. • Search, filter and sort every transaction, free. • Export your transactions to CSV anytime, free. • Sign in with your phone number and pick up your budget on any device, free. FREE AND PREMIUM Simple Budget is built for everyone, and stays affordable for anyone looking for extra budgeting firepower. The core of Simple Budget is free: budgets and categories, transactions, accounts, income, monthly insights and CSV export. Premium adds detailed category insights and trends, yearly insights, full Budget Calculator editing, history from previous years, and more. Simple Budget Premium is an auto-renewing subscription, billed monthly or annually. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Questions or ideas? luke@pgmediasolutions.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.gosimplebudget.com/privacy-policy

About

Simple

Features
Read full description

Simple-Budget! is the easiest way to track your expenses and manage your monthly budget. Designed for speed and simplicity, it helps you stay on top of your finances without the complexity. KEY FEATURES: Dashboard Overview - See your total monthly expenses at a glance - Track remaining budget with visual indicators - View top spending categories with interactive charts - Switch between different months easily Quick Expense Tracking - Add expenses in seconds with custom numeric keypad - Tap a category to instantly record an expense - Visual confirmation when expenses are added - No typing required for fast entry - You can also add recurring expenses! Smart Categories - 10 pre-configured categories (Housing, Groceries, Transportation, etc.) - Create unlimited custom categories - Personalize with 25+ icons and 20 colors - View spending totals per category Budget Management - Set monthly budgets - Real-time remaining budget tracking - Month-by-month budget planning Expense History - Browse expenses by month - Grouped by category for easy review - Edit or delete expenses with a tap - Swipe to delete expenses Smart Notifications - Daily reminders to track expenses - Weekly spending summaries - Monthly budget reports Beautiful Design - Clean, modern interface - Dark mode support - Smooth animations - Intuitive navigation Why Simple-Budget? Unlike complicated budgeting apps, Simple-Budget! focuses on what matters: tracking your expenses quickly and understanding where your money goes. No bank connections, no subscriptions, no complexity—just simple, effective expense tracking. Perfect for: - Individuals managing personal finances - Students tracking spending - Anyone wanting to understand their expenses - People who want a simple budget app PRIVACY FIRST - All data stored locally on your device - No account required - No data collection - Your financial information stays private Download Simple-Budget! today and take the first step toward better financial awareness!

Screenshots

Simple Budget4 screens
Simple4 screens

Verdict

The call

The clearest difference is iOS requirement: Simple Budget at 15.6 against Simple's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Budget sells 2 in-app purchases, starting at $0.99 per month and Simple sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Simple Budget ships an update every 3 months, Simple every 4 months. The most recent releases landed on October 30, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 9 level
Simple Budget versus Simple: the parameters behind the verdict, then further details
ParameterSimple BudgetSimple
PriceFreeFree
Rating4.5 (54 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings54 — better—
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better17.6
Further details — not scored
Size59 MB2 MB
Age rating4+4+
DeveloperLuke BradyJuan Casanueva

In-app purchases

2 purchases

Simple Budget

Subscriptions2
  • Monthly Premium Subscription1 Month trial$0.991 Month
  • Annual Premium Subscription$9.991 Year
1 purchases

Simple

One-time1
  • Buy me a coffee$0.99

Questions

Is Simple Budget free?
Simple Budget is free to download, with in-app purchases available.
Is Simple free?
Simple is free to download, with in-app purchases available.
Do Simple Budget or Simple have ads?
Neither Simple Budget nor Simple shows ads.
Which is updated more often, Simple Budget or Simple?
Simple Budget ships an update every 3 months, and Simple every 4 months. Most recently, Simple Budget was updated on October 30, 2026 and Simple on October 8, 2026.

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