Simple Budget vs Type Spend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Budget
This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.
- Envelope budgeting system
- Manual transaction entry
- Spending insights and analysis
- Budget calculator
- Cross-device access
- Transaction export
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Simple Budget is a hands-on budgeting app for people who want control over where their money goes. SEE WHERE YOUR MONEY GOES Break your spending down into categories, and give each category a budget. By planning your spending ahead of time, you can build savings directly into your budget, allowing you to have guilt-free spending money while still keeping up with your savings. Track your spending habits with Simple Budget to see if your spending matches your goals. HANDS-ON, WITHOUT THE HASSLE Stay close to your spending to see exactly where your money is going. Avoid the set-it-and-forget-it model and plan for every dollar. When you see each one coming in and out, you understand what you're spending and what you're saving. PLAN FOR THE FUTURE, LEARN FROM THE PAST • Plan your spending ahead of time, from retirement savings to weekend shopping. • Budget Calculator: see how your month ends up after the bills you know are coming, before you decide on that splurge. • Projected spending and savings for the current month. • Recurring income on any schedule: weekly, biweekly, monthly and more. • Year Savings: income, spending and savings for every month of the year. • Spending History: track your spending habits month to month. ENVELOPE BUDGETING, MADE EASY Building your budget is quick and easy with customizable, pre-built budget categories. Find what applies to you, tailor it to your needs, and build a budget that works for you. YOUR BUDGET, YOUR WAY • Track balances across your accounts, free. • Search, filter and sort every transaction, free. • Export your transactions to CSV anytime, free. • Sign in with your phone number and pick up your budget on any device, free. FREE AND PREMIUM Simple Budget is built for everyone, and stays affordable for anyone looking for extra budgeting firepower. The core of Simple Budget is free: budgets and categories, transactions, accounts, income, monthly insights and CSV export. Premium adds detailed category insights and trends, yearly insights, full Budget Calculator editing, history from previous years, and more. Simple Budget Premium is an auto-renewing subscription, billed monthly or annually. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Questions or ideas? luke@pgmediasolutions.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.gosimplebudget.com/privacy-policy
Type Spend
Log everyday expenses quickly by typing plain language descriptions. This app automatically organizes your purchases, provides clear spending overviews, and helps you track budgets and spending habits with simple charts and history filters.
- Quick text entry for expenses
- Automatic expense organization
- Clear spending overviews
- Monthly budget tracking
- Filterable expense history
- Simple spending charts
- Home screen widget
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Spend less time entering expenses. Spend more time understanding where your money goes. Type Spend is a simple expense tracker that lets you log everyday purchases by typing, instead of filling in form after form. HOW IT WORKS Type something like: 15 for lunch, 5 for coffee Type Spend splits your text into separate expenses for you to review and save. Add several purchases in one go and get on with your day. MADE FOR EVERYDAY SPENDING - Quick text entry — record expenses in plain language. - Automatic organization — see your purchases grouped by category. - Clear spending overview — check daily, weekly and monthly totals. - Spending limits — keep an eye on your monthly budget. - Useful history — filter past expenses by date, category or tag. - Simple charts — understand your spending habits over time. - Home screen widget — add expenses without opening the full app. NO COMPLEX SETUP You don't need to connect your bank or learn a complicated budgeting system. Just record what you spend and look back whenever you want. From groceries and transport to coffee and shopping, Type Spend helps you build a money-tracking habit that actually fits your day. Start with your next purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of use https://sites.google.com/view/typespend/home EULA https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Type Spend at 5.0 against Simple Budget's 4.5. Simple Budget's advantage is ratings volume (50 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Budget sells 2 in-app purchases, starting at $0.99 per month and Type Spend sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.
Type Spend holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Simple Budget has 50 ratings behind it against 1, so its average is the more settled of the two.
Simple Budget ships an update every 3 months, Type Spend every 2 months. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.
| Parameter | Simple Budget | Type Spend |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (50 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 50 — better | 1 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 59 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Luke Brady | Umar Mukhtar Khan |
Customer experience
Simple Budget
Type Spend
In-app purchases
Simple Budget
- Monthly Premium Subscription1 Month trial$0.991 Month
- Annual Premium Subscription$9.991 Year
Type Spend
- Type Spend Premium$9.991 Year
- Type Spend Premium$24.99
Questions
Is Simple Budget free?
Is Type Spend free?
Which has better reviews, Simple Budget or Type Spend?
Do Simple Budget or Type Spend have ads?
Which is updated more often, Simple Budget or Type Spend?
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