Comparison

JS Mobile vs Settlio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JS Mobile

Manage your bank account instantly from your device. Access account information, transfer funds securely, and pay bills on the go. Easily locate nearby branches and ATMs for convenient banking.

Highlights
  • Instant account access
  • View account balance and statements
  • Fund transfers
  • Utility bill payments
  • Branch and ATM locator
Features
Read full description

Introducing JS Mobile – A step into the future of banking! Access your JS Bank account instantly, make payments on-the-go and transfer funds to anyone safely and securely with your device. It’s fast. It’s smooth. It’s simple. Mobile banking has never been easier. Salient Features: 1. Get access to your account information in simple steps. 2. View account balance, account statement, and transaction details for all your accounts. 3. Make instant Fund Transfers to JS Bank and other IBFT enabled Bank customers. 4. Pay your utility bills on-the-go. 5. Locate your nearest JS Bank branches and ATMs. Download Now! For further assistance, you can reach out to our helpline at (+92) 021/051-111-654-321.

About

Settlio

Features
Read full description

Split expenses. Settle up. Stay friends. Settlio makes shared money simple—whether you're on a trip with friends, splitting rent with a partner, or tracking a weekend dinner. Add expenses in seconds, see who owes what, and settle up with confidence. WHY SETTLIO? • Fair splits, less awkwardness — Know exactly what you owe and what you're owed • Built for real life — Trips, households, personal spending, and classic groups • Clear balances — See totals across every group in one place • Smart settle-up — Get suggestions for the simplest way to clear debts • Stay in sync — Balances and expenses update in real time for everyone in the group • Insights that help — Charts and summaries so you understand spending at a glance SPLIT THE WAY YOU WANT • Equal splits for quick dinners • Custom amounts when shares aren't even • Percentage splits for flexible sharing PERFECT FOR • Travel & trips — Track flights, hotels, meals, and activities while you're on the go • Couples & roommates — Rent, utilities, groceries, and shared bills • Friend groups — Dinners, events, shared bills, and anything you split • Personal tracking — Log your own spending when you don't need to split KEY FEATURES • Create groups and invite members • Add expenses with titles, amounts, dates, and categories • Record who paid and how the cost is divided • View balances and settlement history • Record payments when someone settles up • Activity feed to see what changed in your groups • Expense comments — discuss any charge with your group • Receipt scanning — auto-fill details from a photo • Advanced insights and spending patterns • PDF & CSV exports for reports and spreadsheets • Expense templates and recurring expenses • Category budgets with alerts • Sign in with Apple or Google • Notifications for important updates (optional) Download Settlio and stop guessing who paid for what. Terms of Use (EULA): https://settlio.org/terms.html

Screenshots

JS Mobile4 screens
Settlio4 screens

Verdict

The call

JS Mobile and Settlio are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

JS Mobile ships an update every 6 weeks, Settlio every 4 weeks. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

ScorecardNo meaningful differences
JS Mobile versus Settlio: the parameters behind the verdict, then further details
ParameterJS MobileSettlio
PriceFreeFree
Rating4.7 (249 ratings) — better—
Positive reviews34.8% of reviews—
Number of ratings249 — better—
Update frequencyEvery 6 weeksEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size296 MB40 MB
Age rating4+4+
DeveloperJS Bank Limitedkamran Ibrahim

In-app purchases

None

JS Mobile

No in-app purchases

None

Settlio

No in-app purchases

Questions

Is JS Mobile free?
JS Mobile is free to download, with no in-app purchases.
Is Settlio free?
Settlio is free to download, with no in-app purchases.
Do JS Mobile or Settlio have ads?
Neither JS Mobile nor Settlio shows ads.
Which is updated more often, JS Mobile or Settlio?
JS Mobile ships an update every 6 weeks, and Settlio every 4 weeks. Most recently, JS Mobile was updated on October 15, 2026 and Settlio on October 10, 2026.

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