Comparison

MoneyShield vs 328Expense Cloud

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

MoneyShield

Features
Read full description

Accounting together. Icon made by Freepik, Smashicons, Gregor Cresnar and Pixel perfect from www.flaticon.com

About

328Expense Cloud

Features
Read full description

328Expense Cloud helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Main features that waiting for you: BUDGETS 328Expense Cloud will help you control your expense by setting up a budget plan that fits your purpose. Do you want a shared budget with your friend or partner? Or keep the expenses between you and your mates fairly? No problem, just invite them and to work it out together. OVERVIEW We'll give you a clear & detailed overview of your expense and income. GROUP COLLABORATING Create group and collaborate with different peoples and purposes! And much more for you to find. Take control of your finance today! 328Expense Cloud offers a yearly renewing subscription or Permanent Purchase to unlock Premium functionality. TERMS AND CONDITIONS https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MoneyShield4 screens
328Expense Cloud4 screens

Verdict

The call

The clearest difference is in-app purchases: MoneyShield at none against 328Expense Cloud's 2. MoneyShield also leads on update cadence (fortnightly vs every 5 weeks) and iOS requirement (13.0 vs 15.0). 328Expense Cloud's advantage is ads (none vs shown). On price and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. 328Expense Cloud sells 2 in-app purchases, starting at $7.99 per year. MoneyShield asks for nothing beyond the download.

UpkeepUpdate frequency

MoneyShield ships an update fortnightly, 328Expense Cloud every 5 weeks. The most recent releases landed on October 14, 2026 and October 11, 2026 respectively.

Scorecard4 real differences ยท 2 level
MoneyShield versus 328Expense Cloud: the parameters behind the verdict, then further details
ParameterMoneyShield328Expense Cloud
PriceFreeFree
Update frequencyFortnightly โ€” betterEvery 5 weeks
AdsYesNo โ€” better
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 โ€” better15.0
Further details โ€” not scored
Size26 MB43 MB
Age rating4+4+
DeveloperTai Yi LeeSze Kwok Cheung

In-app purchases

None

MoneyShield

No in-app purchases

2 purchases

328Expense Cloud

Subscriptions1
  • Yearly Subscription$7.991 Year
One-time1
  • Permanent Purchase$12.99

Questions

Is MoneyShield free?
MoneyShield is free to download, with no in-app purchases.
Is 328Expense Cloud free?
328Expense Cloud is free to download, with in-app purchases available.
Do MoneyShield or 328Expense Cloud have ads?
MoneyShield shows ads; 328Expense Cloud does not.
Which is updated more often, MoneyShield or 328Expense Cloud?
MoneyShield ships an update fortnightly, and 328Expense Cloud every 5 weeks. Most recently, MoneyShield was updated on October 14, 2026 and 328Expense Cloud on October 11, 2026.

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