328Expense Cloud vs Flower
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
328Expense Cloud
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328Expense Cloud helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Main features that waiting for you: BUDGETS 328Expense Cloud will help you control your expense by setting up a budget plan that fits your purpose. Do you want a shared budget with your friend or partner? Or keep the expenses between you and your mates fairly? No problem, just invite them and to work it out together. OVERVIEW We'll give you a clear & detailed overview of your expense and income. GROUP COLLABORATING Create group and collaborate with different peoples and purposes! And much more for you to find. Take control of your finance today! 328Expense Cloud offers a yearly renewing subscription or Permanent Purchase to unlock Premium functionality. TERMS AND CONDITIONS https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Flower
Effortlessly track your expenses and income with on-device suggestions and receipt scanning. Visualize your spending patterns with detailed monthly and yearly recaps. Manage all your financial accounts in one organized space.
- On-device expense and income recording
- Receipt and screenshot scanning
- Monthly and yearly financial recaps
- Multi-currency wallet management
- Cash flow and recurring item tracking
- Flexible search and filtering
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Flower brings your expenses, budgets, and wallets together in a personal space. Keep everyday records clear, then revisit the places and moments behind the numbers. RECORD YOUR WAY Add expenses and income, organize categories and subcategories, and attach photos or places. Scan receipts, import payment screenshots, or review CSV/XLSX records before importing them. Suggestions based on your own history help with familiar purchases. MULTIPLE LEDGERS, A CLEARER VIEW Flower Plus lets you create additional ledgers for different purposes, each with a name and a Flower library icon. Switch between one ledger and all ledgers; records, maps, statistics, and recaps follow your selection. Wallet and account balances belong to you across all ledgers. SEE WHERE YOU SPENT Explore saved locations on your Spending Map, from familiar streets to places visited further afield. Search for a place and look through records nearby. Photos and locations are free to add, and the current month’s map is free to use. REMEMBER YOUR MONTH A completed month becomes a Monthly recap with photos, places, spending patterns, and changes. Explore your monthly imprint and revisit a Story with a few words to remember the month by. Basic weekly, monthly, and yearly statistics remain free. ORGANIZE YOUR MONEY Bring cash, bank accounts, credit accounts, and multi-currency wallets together. Track transfers, recurring items, split expenses, and repayment records. Investment accounts are for keeping your own records. PLAN AND PERSONALIZE Set an overall budget or a separate budget for each saved ledger and see what remains. Choose Card Holder styles, arrange embossings, and give categories a little personality with miniature, felt, and other icon collections. FLOWER PLUS Flower Plus lets you create additional ledgers; add reimbursement details, installment schedules, or discounts to records; add transfer fees; and create or extend shared credit accounts. Shared credit groups cards under one limit while keeping each card’s debt separate. Other benefits include private iCloud sync, full-ledger PDF/CSV export, historical Spending Maps, more Monthly recaps, and expanded asset and Card Holder capacity. Some appearances are sold separately. See the in-app offer for current plans and included features. If a subscription expires, your saved data stays. You can keep using saved ledgers, record in active ones, rename or archive them, correct or remove saved premium details, receive reimbursements, and stop existing installment plans. Due installments from existing plans continue to create records. You can correct saved transfer fees and shared limits, remove cards from a shared group, or record repayments. Creating new paid configurations requires Flower Plus. Settings → Feature display controls which tools are shown. It does not unlock paid features. A locked action opens Flower Plus; a verified purchase or restore returns you to that action. Cancelling keeps your draft. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Flower at none against 328Expense Cloud's 2. Flower also leads on update cadence (every 4 days vs every 5 weeks). 328Expense Cloud's advantage is iOS requirement (15.0 vs 18.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 328Expense Cloud sells 2 in-app purchases, starting at $7.99 per year. Flower asks for nothing beyond the download.
328Expense Cloud ships an update every 5 weeks, Flower every 4 days. The most recent releases landed on October 11, 2026 and October 4, 2026 respectively.
| Parameter | 328Expense Cloud | Flower |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 5 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 43 MB | 119 MB |
| Age rating | 4+ | 4+ |
| Developer | Sze Kwok Cheung | Zhiwen Huang |
In-app purchases
328Expense Cloud
- Yearly Subscription$7.991 Year
- Permanent Purchase$12.99
Flower
No in-app purchases









