328Expense Cloud vs Milli
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
328Expense Cloud
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328Expense Cloud helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Main features that waiting for you: BUDGETS 328Expense Cloud will help you control your expense by setting up a budget plan that fits your purpose. Do you want a shared budget with your friend or partner? Or keep the expenses between you and your mates fairly? No problem, just invite them and to work it out together. OVERVIEW We'll give you a clear & detailed overview of your expense and income. GROUP COLLABORATING Create group and collaborate with different peoples and purposes! And much more for you to find. Take control of your finance today! 328Expense Cloud offers a yearly renewing subscription or Permanent Purchase to unlock Premium functionality. TERMS AND CONDITIONS https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Milli
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A private money tracker that asks nothing of you. No account, no ads, no data collection β and one payment instead of a subscription. Log what you spend in a couple of taps, and see where the month is going. TRACK WHAT YOU SPEND β’ Log an expense or income in seconds from the amount pad β’ A color-coded category wheel that fills in as you type β’ Custom categories and icon tags to slice spending your way β’ Proper transfers between accounts, counted once instead of twice β’ Recurring payments so rent, salary and subscriptions post themselves β’ Ask Siri to log an expense without opening the app SEE WHERE THE MONTH WENT β’ A dashboard with your balance, your spending and what is left β’ Budget Mode β set a monthly target overall or per category, and watch progress live β’ Spending rate tells you whether you are ahead or behind for the month β’ Category breakdowns, savings trends and net worth, without a spreadsheet β’ Multiple accounts and ledgers in different currencies, with your own exchange rates β’ Swipe between months, or pick any date range you like ON YOUR HOME SCREEN AND YOUR WRIST β’ Seventeen widgets: net worth, this month's spending, budget progress, spending rate, expense categories, account favorites and one-tap add buttons β’ Add an expense straight from a widget without opening the app β’ A full Apple Watch app for logging while you are out β’ Runs on iPad too β the same app on a bigger screen, no second purchase GROW A GARDEN WHILE YOU SAVE β’ Earn a coin for every transaction you log by hand β’ Spend coins on an aquarium and a garden β fifty species to collect β’ Streaks and a running count of the days you have logged β’ Budgeting that doesn't feel like homework YOUR DATA IS YOURS β’ There is no Milli account and no Milli server. We never see your numbers. β’ The "Data Not Collected" label on this page is not marketing β Milli collects nothing at all β’ Optional iCloud sync keeps your devices in step through your own private iCloud, which only you can read β’ Lock the app with Face ID or a passcode β’ No ads, no trackers, nothing sold to anyone SPEAKS YOUR LANGUAGE Milli is fully translated into 32 languages β Arabic, Bengali, Chinese (Simplified and Traditional), Czech, Danish, Dutch, English, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Spanish, Swedish, Thai, Turkish, Ukrainian, Urdu and Vietnamese β with currencies and date formats that follow your region, not ours. FREE, AND PREMIUM Milli is free to use with three accounts, twenty expense categories and five income categories. One purchase unlocks unlimited accounts and categories, color tags, iCloud backup and sync, CSV and backup export, every widget, and the Apple Watch app. Pay once, use forever. No auto-renewal, no monthly fee, no free trial that quietly becomes one. Questions or ideas? We read every message.
Screenshots
Verdict
The clearest difference is update cadence: Milli at every 4 days against 328Expense Cloud's every 5 weeks. 328Expense Cloud's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. 328Expense Cloud sells 2 in-app purchases, starting at $7.99 per year and Milli sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
328Expense Cloud ships an update every 5 weeks, Milli every 4 days. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.
| Parameter | 328Expense Cloud | Milli |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 weeks | Every 4 days β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod | iPhone, iPad, Apple Watch β better |
| Requires iOS | 15.0 β better | 17.0 |
| Further details β not scored | ||
| Size | 43 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | Sze Kwok Cheung | IVAN VILLA CAYABYAB |
In-app purchases
328Expense Cloud
- Yearly Subscription$7.991 Year
- Permanent Purchase$12.99
Milli
- Milli Premium$3.99









