FCN Mobile vs SplitCircle AI Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FCN Mobile
Manage your finances with this secure and fast mobile tool. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage debit cards, and view statements easily.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards (reorder/turn off)
- View and save monthly statements
- Aggregate financial accounts
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FCN Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FCN Mobile: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you -Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.
SplitCircle AI Expense Tracker
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Split Circle is an AI-powered expense manager designed for shared expenses. Split bills, track spending, scan receipts, manage budgets, and settle balances with friends, roommates, couples, families, and travel groups. Powered by AI, Split Circle helps reduce manual work and keeps shared expenses organized in one place. WHY CHOOSE SPLIT CIRCLE? • AI Expense Assistant — Add expenses, ask questions, and manage spending using natural language. • AI Receipt Scanner — Scan receipts and automatically extract amounts, merchants, and dates. • Flexible Bill Splitting — Split expenses equally, by amount, percentage, shares, or individual items. • Simplified Settlements — Reduce the number of payments required to settle group balances. • Budget Management — Create budgets and monitor spending in real time. • Offline Support — Add expenses without an internet connection and sync later. • Multi-Currency Support — Track expenses across different currencies for travel and international groups. • Privacy & Security — Protect your data with Face ID, Touch ID, PIN protection, and biometric authentication. SHARED EXPENSE TRACKING Track expenses across all your circles and keep balances organized in one place. FLEXIBLE BILL SPLITTING • Equal • Exact Amount • Percentage • Shares • Items Support multiple payers and backdated expenses. OFFLINE SUPPORT Add expenses while traveling or when you don't have internet access. Your data syncs automatically when you're back online. SIMPLIFIED SETTLEMENTS Split Circle calculates settlement paths that can reduce the number of transactions between group members. RECEIPT SCANNING Attach photos to expenses. Pro includes OCR receipt scanning that can extract receipt details such as amount, merchant, and date. BUDGET TEMPLATES • Household • Travel • Wedding • Event • Business Trip • Monthly Groceries • Vacation • Birthday Party • Student • Fitness 60+ CURRENCIES Track expenses across different countries and regions. DATA IMPORT Import groups using CSV, including expenses, balances, and members. APP SECURITY • PIN Lock • Face ID • Touch ID • Fingerprint Authentication • Auto-Lock Options PERFECT FOR • Roommates • Friends • Couples • Families • Students • Travel Groups SPLIT CIRCLE PRO • AI Expense Assistant • OCR Receipt Scanning • Itemized Bill Splitting • Recurring Expenses • Personal Budgets • Group Budgets • Budget Approval Inbox • Advanced Analytics SUBSCRIPTION OPTIONS Split Circle is free to use with optional paid plans: • Split Circle Pro Monthly • Split Circle Pro Annual • Split Circle Pro Lifetime • Payment will be charged to your Apple Account at confirmation of purchase. • Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current subscription period. • Subscriptions may be managed and auto-renewal turned off in Apple Account Settings after purchase. • Split Circle can continue to be used without a subscription. Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://split-circle.com/en/terms Privacy Policy: https://split-circle.com/en/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: FCN Mobile at none against SplitCircle AI Expense Tracker's 3. SplitCircle AI Expense Tracker's advantage is update cadence (every 4 days vs monthly) and iOS requirement (15.1 vs 18.4). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitCircle AI Expense Tracker sells 3 in-app purchases, starting at $0.99 per month. FCN Mobile asks for nothing beyond the download.
FCN Mobile ships an update monthly, SplitCircle AI Expense Tracker every 4 days. The most recent releases landed on September 21, 2026 and September 18, 2026 respectively.
| Parameter | FCN Mobile | SplitCircle AI Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.4K ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 1.4K — better | — |
| Update frequency | Monthly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 172 MB | 55 MB |
| Age rating | 12+ | 4+ |
| Developer | FCN Bank NA | SEVENTYTHREE LINES DEVELOPMENT PRIVATE LIMITED |
In-app purchases
FCN Mobile
No in-app purchases
SplitCircle AI Expense Tracker
- Pro Monthly$0.991 Month
- Pro Annual$5.991 Year
- Pro Access$14.99
Questions
Is FCN Mobile free?
Is SplitCircle AI Expense Tracker free?
Do FCN Mobile or SplitCircle AI Expense Tracker have ads?
Which is updated more often, FCN Mobile or SplitCircle AI Expense Tracker?
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