Prosperity Salary Packaging vs TopRate Transfer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Prosperity Salary Packaging
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Welcome to the Prosperity Salary Packaging app. The purpose of our app is to keep you up to date and help you manage your salary packaging in one place. Some key features include: - Lodge salary packaging reimbursement claims easily by using the camera in your phone and upload. - Access Salary Packaging portal where you can check your package details, update your reimbursement account, check your statement of transactions and access claim forms and FAQs. - Access Prosperity Smart Drive portal where you can see your vehicle details, account balance, statement of transactions and process reimbursement claims. - Salary Packaging and Smart Drive calculators - Access a variety of client forms such as quote requests for a car, finance applications, and updates to your packaging - Access to information videos - Request contact - Access to timely alerts and bi-monthly newsletters To ensure you get the most out of the app and receive alerts about important communications, we recommend you enable push notifications and register your interest areas in the settings menu. For help, please email mail@prosperity.com.au. We hope you enjoy using the Prosperity Salary Packaging app.
TopRate Transfer
Send money internationally with competitive exchange rates and no hidden fees. Track transfers in real-time, earn cashback rewards on every transaction, and get notified when your target exchange rate is met. Secure and fast transfers to multiple countries.
- Best exchange rates
- Cashback rewards
- Rate alerts
- Live transfer tracking
- Refer & earn program
- Fast & secure transfers
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Top Rate Transfer — the smarter way to send money from Australia and New Zealand to Nigeria, Kenya, Philippines India, and more. WHY CHOOSE TOP RATE TRANSFER? Best Exchange Rates - Compare live exchange rates and send money at rates that beat the banks. We display our rates upfront — no hidden fees, no surprises. Cashback Rewards - Earn cashback on every single transfer. The more you send, the more you earn. Your cashback balance is always visible and ready to use. Rate Alerts - Set alerts for your target exchange rate. We notify you the moment your rate is hit, so you never miss the best time to send. Live Transfer Tracking - Track your money transfer in real-time right from your iPhone lock screen and Dynamic Island. Know exactly when your recipient gets paid. - Fast & Secure Transfers Send money to bank accounts across Africa, Asia, and beyond. Most transfers arrive within minutes. Your funds and data are protected with bank-level encryption. Refer & Earn - Share your referral code with friends and family. You both earn rewards when they make their first transfer. Easy Identity Verification - Live exchange rates with rate comparison - Rate alerts — get notified when rates move - Cashback rewards on every transfer - Real-time transfer tracking on lock screen - Send to bank accounts in multiple countries - Referral program — earn when friends send - Biometric login (Face ID & Touch ID) - Sign in with Apple & Google - In-app support with ticket tracking SUPPORTED CORRIDORS: - Send from Australia (AUD) and New Zealand (NZD) to Nigeria (NGN), Philippines (PHP) Kenya (KES), Ghana (GHS) India (INR), and more countries. New corridors added regularly. SECURITY: - Bank-level 256-bit encryption - Biometric authentication (Face ID / Touch ID) - PIN protection - Regulated by AUSTRAC Download Top Rate Transfer today and start sending money smarter. Secure PIN and biometric authentication Verify your identity in minutes using your phone camera.
Screenshots
Verdict
The clearest difference is update cadence: TopRate Transfer at every 2 weeks against Prosperity Salary Packaging's every 11 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Prosperity Salary Packaging ships an update every 11 months, TopRate Transfer every 2 weeks. The most recent releases landed on August 21, 2026 and June 25, 2026 respectively.
| Parameter | Prosperity Salary Packaging | TopRate Transfer |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 11 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 — better | 15.6 |
| Further details — not scored | ||
| Size | 65 MB | 115 MB |
| Age rating | 17+ | 17+ |
| Developer | PROSPERITY SALARY PACKAGING PTY LTD | Top Rate Transfer Pty Ltd |
In-app purchases
Prosperity Salary Packaging
No in-app purchases
TopRate Transfer
No in-app purchases
Questions
Is Prosperity Salary Packaging free?
Is TopRate Transfer free?
Do Prosperity Salary Packaging or TopRate Transfer have ads?
Which is updated more often, Prosperity Salary Packaging or TopRate Transfer?
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