Comparison

Prosperity Salary Packaging vs Track Debt Free

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Prosperity Salary Packaging

Features
Read full description

Welcome to the Prosperity Salary Packaging app. The purpose of our app is to keep you up to date and help you manage your salary packaging in one place. Some key features include: - Lodge salary packaging reimbursement claims easily by using the camera in your phone and upload. - Access Salary Packaging portal where you can check your package details, update your reimbursement account, check your statement of transactions and access claim forms and FAQs. - Access Prosperity Smart Drive portal where you can see your vehicle details, account balance, statement of transactions and process reimbursement claims. - Salary Packaging and Smart Drive calculators - Access a variety of client forms such as quote requests for a car, finance applications, and updates to your packaging - Access to information videos - Request contact - Access to timely alerts and bi-monthly newsletters To ensure you get the most out of the app and receive alerts about important communications, we recommend you enable push notifications and register your interest areas in the settings menu. For help, please email mail@prosperity.com.au. We hope you enjoy using the Prosperity Salary Packaging app.

About

Track Debt Free

This finance app helps users manage and pay off debts efficiently and stress-free. It offers smart payoff strategies and clear projections to visualize debt freedom. The app is completely free and ad-free, focusing solely on user progress.

Highlights
  • Track all types of debts
  • Smart payoff strategies (Snowball/Avalanche)
  • Clear debt-free payoff dates
  • Log payment history
  • Modern, clean interface
Features
Read full description

DebtBuddy helps you pay off debt smarter, faster, and with less stress. FREE Forever, NO Ads - created to help YOU! DebtBuddy is your clean, modern companion for tracking, managing, and finally clearing your debts. It keeps you motivated without subscriptions or distractions - no ads, no clutter, just progress. Features All Debts in One Place - track loans, credit cards, personal debts, and more. Smart Payoff Strategies - Snowball or Avalanche methods to accelerate your debt freedom. Clear Payoff Dates - see exactly when you’ll be debt-free with real projections. Payment History - log every payment and watch your progress grow.

Screenshots

Prosperity Salary Packaging4 screens
Track Debt Free4 screens

Verdict

The call

The clearest difference is in-app purchases: Prosperity Salary Packaging at none against Track Debt Free's 6. Prosperity Salary Packaging also leads on iOS requirement (15.5 vs 18.5). Track Debt Free's advantage is update cadence (every 2 weeks vs every 11 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Track Debt Free sells 6 one-off in-app purchases. Prosperity Salary Packaging asks for nothing beyond the download.

UpkeepUpdate frequency

Prosperity Salary Packaging ships an update every 11 months, Track Debt Free every 2 weeks. The most recent releases landed on August 21, 2026 and September 6, 2026 respectively.

Scorecard3 real differences · 6 level
Prosperity Salary Packaging versus Track Debt Free: the parameters behind the verdict, then further details
ParameterProsperity Salary PackagingTrack Debt Free
PriceFreeFree
Rating5.0 (1 ratings) — better
Number of ratings1 — better
Update frequencyEvery 11 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.5 — better18.5
Further details — not scored
Size65 MB14 MB
Age rating17+4+
DeveloperPROSPERITY SALARY PACKAGING PTY LTDDimitry French

In-app purchases

None

Prosperity Salary Packaging

No in-app purchases

6 purchases

Track Debt Free

One-time6
  • Tip 1.99$1.99
  • Tip 2.99$2.99
  • Tip 3.99$3.99
Show 3 more
  • Tip 4.99$4.99
  • Tip 5.99$5.99
  • Tip 9.99$9.99

Questions

Is Prosperity Salary Packaging free?
Prosperity Salary Packaging is free to download, with no in-app purchases.
Is Track Debt Free free?
Track Debt Free is free to download, with in-app purchases available.
Do Prosperity Salary Packaging or Track Debt Free have ads?
Neither Prosperity Salary Packaging nor Track Debt Free shows ads.
Which is updated more often, Prosperity Salary Packaging or Track Debt Free?
Prosperity Salary Packaging ships an update every 11 months, and Track Debt Free every 2 weeks. Most recently, Prosperity Salary Packaging was updated on August 21, 2026 and Track Debt Free on September 6, 2026.

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