Comparison

Budget App vs SUM+= Simple Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget App

Manage your monthly budget and track expenses with this intuitive app. Gain direct control over logged spending, set financial plans, and visualize your expenditures with charts to save money.

Highlights
  • Set monthly budgets
  • Log expenses by category
  • Visualize spending with pie charts
  • Real-time remaining balance
  • Editable and categorized expenses
  • One-time purchase for premium
Features
Read full description

Budget App is the simple, powerful way to budget, track your spending, and finally see where your money goes, no bank logins, no spreadsheets, no learning curve. Set a monthly budget and watch it update in real time as you spend. Log an expense in seconds, scan a receipt to capture it instantly, and organize everything with built-in or fully custom categories. FEATURES - Quick expense logging: add spending in just a couple of taps - Receipt scanning: snap a photo and capture the amount automatically - Custom categories: create your own with a name, icon, and color - Income tracking: log salary, freelance, and more to see your true cash flow - Monthly budgets: set a budget and see what's left at a glance - Recurring bills: schedule rent, subscriptions, and bills to log automatically, and skip any month you choose - Spending calendar: a color-coded heatmap of your daily spending - Savings goals: set goals and watch your progress grow - Insights & trends: clear charts and monthly comparisons that actually help - Category breakdown: see exactly what's eating your budget with pie charts - Multi-year history: review any month, any year, without confusion - iCloud sync: your budget stays up to date on all your devices - Face ID & Touch ID lock: keep your finances private - Home Screen widgets: check your budget without opening the app - Search & export: find any transaction and export your data anytime Whether you're paying off debt, building savings, or just tired of wondering where your paycheck went, Budget App gives you a clear, honest picture of your money, and makes it easy to keep it that way. Download Budget App and take control of your spending today. Terms of Use (EULA): https://sites.google.com/view/budgetapptermsandconditions/home

About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
Read full description

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget App4 screens
SUM+= Simple Expense Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: SUM+= Simple Expense Tracker at 100% against Budget App's 51%. SUM+= Simple Expense Tracker also leads on rating (5.0 vs 4.4) and ads (none vs shown). Budget App's advantage is ratings volume (637 vs 1) and iOS requirement (17.0 vs 26.2). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget App sells 3 in-app purchases, starting at $2.99 per 7 days and SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SUM+= Simple Expense Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Budget App has 637 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 51% of Budget App's written reviews are positive against 100% of SUM+= Simple Expense Tracker's.

UpkeepUpdate frequency

Budget App ships an update every 6 weeks, SUM+= Simple Expense Tracker every 3 days. The most recent releases landed on October 12, 2026 and October 15, 2026 respectively.

Scorecard6 real differences · 4 level
Budget App versus SUM+= Simple Expense Tracker: the parameters behind the verdict, then further details
ParameterBudget AppSUM+= Simple Expense Tracker
PriceFreeFree
Rating4.4 (637 ratings)5.0 (1 ratings) — better
Positive reviews51.0% of reviews100.0% of reviews — better
Number of ratings637 — better1
Update frequencyEvery 6 weeksEvery 3 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone
Requires iOS17.0 — better26.2
Further details — not scored
Size13 MB28 MB
Age rating4+4+
DeveloperWALABOK LLCJonas Zimmermann

Customer experience

Budget App

All ratings637 ratings
Positive85.4%
Neutral3.9%
Negative10.7%
Written reviews51 reviews
Positive51.0%
Neutral13.7%
Negative35.3%

SUM+= Simple Expense Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Budget App

Reported bugs

9 issues
  • White screen display issue on app launch
  • Expenses not saving properly
  • Duplicate expense entries appearing
  • Expenses and labels getting mixed up/swapped
  • App force closing during deletion
Show 4 more
  • Deletion not working reliably
  • Calculation errors with small transaction counts
  • App crashes and freezes
  • Data not persisting after edits

Requested features

14 requests
  • Percentage display on pie chart categories
  • Custom expense category creation
  • Edit and delete expense functionality
  • Percentage labels for spending categories
  • Custom labels and personalized expense names
Show 9 more
  • Health category addition
  • Face ID app locking
  • Monthly recurring expense templates
  • Expense notes and descriptions
  • Calendar view showing daily expenses
  • Ad-free premium option
  • Sorting expenses in diagrams
  • Multiple monthly budgets
  • Bank account integration

SUM+= Simple Expense Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Budget App

Subscriptions2
  • Budgetize Premium Weekly$2.997 Days
  • Budgetize Premium Yearly3 Days trial$16.991 Year
One-time1
  • Premium Version$19.99
4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99

Questions

Is Budget App free?
Budget App is free to download, with in-app purchases available.
Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Budget App or SUM+= Simple Expense Tracker?
SUM+= Simple Expense Tracker is rated higher. Budget App averages 4.4 out of 5 from 637 ratings, while SUM+= Simple Expense Tracker averages 5.0 from 1 ratings.
Do Budget App or SUM+= Simple Expense Tracker have ads?
Budget App shows ads; SUM+= Simple Expense Tracker does not.
Which is updated more often, Budget App or SUM+= Simple Expense Tracker?
Budget App ships an update every 6 weeks, and SUM+= Simple Expense Tracker every 3 days. Most recently, Budget App was updated on October 12, 2026 and SUM+= Simple Expense Tracker on October 15, 2026.

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