Comparison

Expense & Budget App vs SUM+= Simple Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense & Budget App

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Highlights
  • Connect bank and crypto wallets
  • Automatic expense categorization
  • Budget creation and tracking
  • AI receipt scanner
  • Shared finances management
  • Multiple currency support
  • Personalized financial insights
Features
Currently charting
Read full description

Save money effortlessly! Spendee is a FREE budgeting app already loved by almost 3.000.000 people around the world that track their spendings and optimize their budgets. Seeing all your financial habits enables you to stick to your goals and be organized in what's important. Take responsibility and know exactly where your money goes. With Spendee, you can be your own money manager. It's that easy! MAKE YOUR MONEY SHINE • See All of Your Money in One Place Connect Spendee with your online banking, E-Wallet (e.g. PayPal) or crypto-wallet (e.g. Coinbase) and see your wealth in one place. • Organize & Analyze Your Expenses We'll help you see your finances in the big picture! Imagine your data being automatically categorized, displayed in simple infographics, stylish graphs and clever insights that help you on your way to your dream savings and proper financial health! • Optimize Your Spendings Save money for categories you spend the most on by creating budgets and sticking to them! We'll notify you on your progress to make sure you are in green numbers and maintaining positive cash flow. • Learn Through Personal Insights Embrace financial awareness. Let us become your best financial friend which proactively helps you to manage your personal finances and build a sustainable emergency fund. We're ready to give you tips & tricks to help you with your daily decision making. MORE KEY FEATURES • Budgets - to help you stick to your financial goals • Wallets - organize your cash, bank accounts or different financial occasions • AI Receipt Scanner (NEW) – scan your receipt and create a transaction in seconds (price, category, description, photo, and other details filled automatically) • Shared Finances - to efficiently manage money with partners or flatmates • Multiple Currencies - to handle vacation finances with ease • Labels - to mark and analyse transactions in more depth • Dark Mode - to enjoy in eye friendly environment • Web Version - to see your finances on a bigger screen • Secure Data Sync - to keep your details private, confidential and safe AWARD WINNING DESIGN Starting with Spendee is easy thanks to its intuitive design. And the more you use it, the more valuable it gets, rewarding you with attractive charts that show you where your money is going, how you're doing compared to previous periods & much more. We believe in beautiful design - and thanks to that, we'll guide you to better financial decisions with ease. Download Spendee now! Sync your bank account to be your own money manager & get ahead of your finances. It's easy, effective and enables you to save and plan for the future. Follow us on our social media @spendeeapp or email us at hello@spendee.com Terms of Use: https://www.spendee.com/terms-of-use Privacy Policy: https://www.spendee.com/privacy-policy Help centre: https://help.spendee.com

About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
Read full description

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense & Budget App4 screens
SUM+= Simple Expense Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: SUM+= Simple Expense Tracker at 100% against Expense & Budget App's 53%. SUM+= Simple Expense Tracker also leads on rating (5.0 vs 4.6). Expense & Budget App's advantage is ratings volume (6.3K vs 2) and chart position (#192 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense & Budget App sells 10 in-app purchases, starting at $3.99 per month and SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SUM+= Simple Expense Tracker holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Expense & Budget App has 6.3K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 53% of Expense & Budget App's written reviews are positive against 100% of SUM+= Simple Expense Tracker's.

UpkeepUpdate frequency

Expense & Budget App ships an update weekly, SUM+= Simple Expense Tracker every 4 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 6 level
Expense & Budget App versus SUM+= Simple Expense Tracker: the parameters behind the verdict, then further details
ParameterExpense & Budget AppSUM+= Simple Expense Tracker
PriceFreeFree
Rating4.6 (6.3K ratings)5.0 (2 ratings) — better
Positive reviews52.6% of reviews100.0% of reviews — better
Number of ratings6.3K — better2
Update frequencyWeeklyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
Best chart rank#192 — better—
DevicesiPhoneiPhone
Requires iOS17.0 — better26.2
Further details — not scored
Size112 MB28 MB
Age rating4+4+
DeveloperCleevio s.r.o.Jonas Zimmermann

Customer experience

Expense & Budget App

All ratings6,260 ratings
Positive91.5%
Neutral2.4%
Negative6.1%
Written reviews2,200 reviews
Positive52.6%
Neutral12.4%
Negative35.0%

SUM+= Simple Expense Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expense & Budget App

Reported bugs

5 issues
  • Transactions disappearing or duplicating
  • Incorrect account balances and data corruption
  • Syncing issues with certain banks
  • Crashes when navigating app
  • Categories not saving properly after updates

Requested features

8 requests
  • Ability to transfer money between wallets
  • Calendar view for scheduled payments
  • Savings goal tracking
  • Improved recurring transaction management
  • Subcategories for better expense organization
Show 3 more
  • Offline mode for manual entry
  • iPad-specific app design
  • Siri/Shortcuts integration

SUM+= Simple Expense Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

Expense & Budget App

Subscriptions9
  • Spendee Plus account7 Days trial$3.991 Month
  • Spendee Premium – Monthly$5.991 Month
  • Spendee Premium – Monthly7 Days trial$5.991 Month
Show 6 more
  • Spendee Premium - Quarterly7 Days trial$6.993 Months
  • Spendee Premium account$11.491 Year
  • Spendee Premium account$21.991 Year
  • Spendee Plus account7 Days trial$27.991 Year
  • Spendee Premium account$28.991 Year
  • Spendee Premium account7 Days trial$35.991 Year
One-time1
  • Spendee Lifetime Premium$44.99
4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99

Questions

Is Expense & Budget App free?
Expense & Budget App is free to download, with in-app purchases available.
Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Expense & Budget App or SUM+= Simple Expense Tracker?
SUM+= Simple Expense Tracker is rated higher. Expense & Budget App averages 4.6 out of 5 from 6.3K ratings, while SUM+= Simple Expense Tracker averages 5.0 from 2 ratings.
Do Expense & Budget App or SUM+= Simple Expense Tracker have ads?
Neither Expense & Budget App nor SUM+= Simple Expense Tracker shows ads.
Which is updated more often, Expense & Budget App or SUM+= Simple Expense Tracker?
Expense & Budget App ships an update weekly, and SUM+= Simple Expense Tracker every 4 days. Most recently, Expense & Budget App was updated on November 6, 2026 and SUM+= Simple Expense Tracker on October 31, 2026.

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