Newpay vs Shabo Pay
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Newpay
Manage your credit account on the go with this secure mobile app. View your balance, track transactions, make payments, and manage your direct debit. Access retailer information and update your contact details easily.
- View balance and credit limit
- Browse retailers
- Track transactions
- Manage instalment plans
- Make payments
- Set up Direct Debit
- Update contact details
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Manage your Newpay account anywhere, anytime, with our secure mobile app. It's free to download now, just use the details you signed up with. Our mobile app has lots of features to enable you to manage your account easily: ⢠View your latest balance and available credit limit ⢠Browse all Newpay retailers ⢠View your latest transactions, including transactions that are still pending ⢠Check the progress of your instalment plans ⢠Make a payment on your account ⢠Set up or manage your Direct Debit ⢠Manage your statement preferences ⢠Update your contact details ⢠Get in contact with us and view our FAQs If you would like to learn more about Newpay, check out our website www.newpay.co.uk or look for Newpay when you check out to spread the cost at your favourite retailers. Credit provided by NewDay Ltd. 18+. UK only. Subject to status. T&Cs apply.
Shabo Pay
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At ShaboPay, we're committed to making credit more accessible and affordable for everyone. We're challenging outdated lending models and bringing you a mobile app that simplifies payments, enhances your shopping experience, and empowers you to take control of your finances. Join us in the journey to financial freedom and convenience with Shabo Pay. Key Benefits: - Buy Now, Pay Later (BNPL) with Three-Month Equal Payment with Interest - Convenient and Swift Payment - Centralised Loyalty Points - Real-Time Rewards and Promos - Improved Financial Management, Budgeting Tools - Comprehensive Transaction History - Loyalty Point Tracking
Screenshots
Verdict
The clearest difference is ads: Newpay at none against Shabo Pay's shown. Shabo Pay's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Newpay ships an update every 9 days, Shabo Pay weekly. Both last shipped on October 8, 2026.
| Parameter | Newpay | Shabo Pay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 16.7% of reviews | ā |
| Update frequency | Every 9 days | Weekly ā better |
| Ads | No ā better | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | ā |
| Devices | iPhone, iPod | iPhone, iPad, iPod ā better |
| Requires iOS | 15.0 | 12.0 ā better |
| Further details ā not scored | ||
| Size | 159 MB | 125 MB |
| Age rating | 17+ | 17+ |
| Developer | NewDay Ltd | Shabo Pay Limited |
In-app purchases
Newpay
No in-app purchases
Shabo Pay
No in-app purchases









