Comparison

Newpay vs Shabo Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Newpay

Manage your credit account on the go with this secure mobile app. View your balance, track transactions, make payments, and manage your direct debit. Access retailer information and update your contact details easily.

Highlights
  • View balance and credit limit
  • Browse retailers
  • Track transactions
  • Manage instalment plans
  • Make payments
  • Set up Direct Debit
  • Update contact details
Features
Read full description

Manage your Newpay account anywhere, anytime, with our secure mobile app. It's free to download now, just use the details you signed up with. Our mobile app has lots of features to enable you to manage your account easily: • View your latest balance and available credit limit • Browse all Newpay retailers • View your latest transactions, including transactions that are still pending • Check the progress of your instalment plans • Make a payment on your account • Set up or manage your Direct Debit • Manage your statement preferences • Update your contact details • Get in contact with us and view our FAQs If you would like to learn more about Newpay, check out our website www.newpay.co.uk or look for Newpay when you check out to spread the cost at your favourite retailers. Credit provided by NewDay Ltd. 18+. UK only. Subject to status. T&Cs apply.

About

Shabo Pay

Features
Read full description

At ShaboPay, we're committed to making credit more accessible and affordable for everyone. We're challenging outdated lending models and bringing you a mobile app that simplifies payments, enhances your shopping experience, and empowers you to take control of your finances. Join us in the journey to financial freedom and convenience with Shabo Pay. Key Benefits: - Buy Now, Pay Later (BNPL) with Three-Month Equal Payment with Interest - Convenient and Swift Payment - Centralised Loyalty Points - Real-Time Rewards and Promos - Improved Financial Management, Budgeting Tools - Comprehensive Transaction History - Loyalty Point Tracking

Screenshots

Newpay4 screens
Shabo Pay4 screens

Verdict

The call

The clearest difference is ads: Newpay at none against Shabo Pay's shown. Shabo Pay's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Newpay ships an update every 9 days, Shabo Pay weekly. Both last shipped on October 8, 2026.

Scorecard2 real differences Ā· 6 level
Newpay versus Shabo Pay: the parameters behind the verdict, then further details
ParameterNewpayShabo Pay
PriceFreeFree
Positive reviews16.7% of reviews—
Update frequencyEvery 9 daysWeekly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.012.0 — better
Further details — not scored
Size159 MB125 MB
Age rating17+17+
DeveloperNewDay LtdShabo Pay Limited

In-app purchases

None

Newpay

No in-app purchases

None

Shabo Pay

No in-app purchases

Questions

Is Newpay free?
Newpay is free to download, with no in-app purchases.
Is Shabo Pay free?
Shabo Pay is free to download, with no in-app purchases.
Do Newpay or Shabo Pay have ads?
Shabo Pay shows ads; Newpay does not.
Which is updated more often, Newpay or Shabo Pay?
Newpay ships an update every 9 days, and Shabo Pay weekly. Most recently, Newpay was updated on October 8, 2026 and Shabo Pay on October 8, 2026.

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