Comparison

Newpay vs ClearPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Newpay

Manage your credit account on the go with this secure mobile app. View your balance, track transactions, make payments, and manage your direct debit. Access retailer information and update your contact details easily.

Highlights
  • View balance and credit limit
  • Browse retailers
  • Track transactions
  • Manage instalment plans
  • Make payments
  • Set up Direct Debit
  • Update contact details
Features
Read full description

Manage your Newpay account anywhere, anytime, with our secure mobile app. It's free to download now, just use the details you signed up with. Our mobile app has lots of features to enable you to manage your account easily: • View your latest balance and available credit limit • Browse all Newpay retailers • View your latest transactions, including transactions that are still pending • Check the progress of your instalment plans • Make a payment on your account • Set up or manage your Direct Debit • Manage your statement preferences • Update your contact details • Get in contact with us and view our FAQs If you would like to learn more about Newpay, check out our website www.newpay.co.uk or look for Newpay when you check out to spread the cost at your favourite retailers. Credit provided by NewDay Ltd. 18+. UK only. Subject to status. T&Cs apply.

About

ClearPay

Features
Read full description

Take full control of your money with ClearPay MFB Mobile App – the simple, secure, and convenient way to manage your everyday banking. Whether you need to send money or pay bills, everything you need is just a tap away. Key Features: Money Transfers: Instantly send money to ClearPay MFB accounts, other banks in Nigeria, and your saved beneficiaries. Airtime & Data: Top up airtime and buy data bundles for MTN, GLO, Airtel, and 9mobile anytime, anywhere. Bill Payments: Pay electricity bills, cable TV subscriptions, internet services, state and ministry payments, all in one place. International Payments: Stay connected with UK, USA, and South Africa top-ups plus support for international services and online shopping. Specialised Services: Pay for school fees (EDUPAY, SchoolBoard), embassy and airline fees, insurance, religious contributions, event tickets, and much more. Beneficiaries Management: Save frequent contacts for faster, stress-free transactions. Secure Banking: Your account is protected with the latest security features, giving you peace of mind every time you transact. Why Choose ClearPay MFB App? * Fast and reliable transfers * Wide range of billers and payment options * Easy airtime/data recharge for all major networks * Local and international payment support * Simple, intuitive, and secure mobile banking

Screenshots

Newpay4 screens
ClearPay4 screens

Verdict

The call

The clearest difference is iOS requirement: ClearPay at 12.4 against Newpay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Newpay ships an update every 9 days, ClearPay every 5 days. The most recent releases landed on October 8, 2026 and October 3, 2026 respectively.

Scorecard1 real difference Ā· 7 level
Newpay versus ClearPay: the parameters behind the verdict, then further details
ParameterNewpayClearPay
PriceFreeFree
Positive reviews16.7% of reviews—
Update frequencyEvery 9 daysEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.4 — better
Further details — not scored
Size159 MB21 MB
Age rating17+4+
DeveloperNewDay LtdFedeth Microfinance Bank Limited

In-app purchases

None

Newpay

No in-app purchases

None

ClearPay

No in-app purchases

Questions

Is Newpay free?
Newpay is free to download, with no in-app purchases.
Is ClearPay free?
ClearPay is free to download, with no in-app purchases.
Do Newpay or ClearPay have ads?
Neither Newpay nor ClearPay shows ads.
Which is updated more often, Newpay or ClearPay?
Newpay ships an update every 9 days, and ClearPay every 5 days. Most recently, Newpay was updated on October 8, 2026 and ClearPay on October 3, 2026.

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