Newpay vs ClearPay
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Newpay
Manage your credit account on the go with this secure mobile app. View your balance, track transactions, make payments, and manage your direct debit. Access retailer information and update your contact details easily.
- View balance and credit limit
- Browse retailers
- Track transactions
- Manage instalment plans
- Make payments
- Set up Direct Debit
- Update contact details
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Manage your Newpay account anywhere, anytime, with our secure mobile app. It's free to download now, just use the details you signed up with. Our mobile app has lots of features to enable you to manage your account easily: ⢠View your latest balance and available credit limit ⢠Browse all Newpay retailers ⢠View your latest transactions, including transactions that are still pending ⢠Check the progress of your instalment plans ⢠Make a payment on your account ⢠Set up or manage your Direct Debit ⢠Manage your statement preferences ⢠Update your contact details ⢠Get in contact with us and view our FAQs If you would like to learn more about Newpay, check out our website www.newpay.co.uk or look for Newpay when you check out to spread the cost at your favourite retailers. Credit provided by NewDay Ltd. 18+. UK only. Subject to status. T&Cs apply.
ClearPay
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Take full control of your money with ClearPay MFB Mobile App ā the simple, secure, and convenient way to manage your everyday banking. Whether you need to send money or pay bills, everything you need is just a tap away. Key Features: Money Transfers: Instantly send money to ClearPay MFB accounts, other banks in Nigeria, and your saved beneficiaries. Airtime & Data: Top up airtime and buy data bundles for MTN, GLO, Airtel, and 9mobile anytime, anywhere. Bill Payments: Pay electricity bills, cable TV subscriptions, internet services, state and ministry payments, all in one place. International Payments: Stay connected with UK, USA, and South Africa top-ups plus support for international services and online shopping. Specialised Services: Pay for school fees (EDUPAY, SchoolBoard), embassy and airline fees, insurance, religious contributions, event tickets, and much more. Beneficiaries Management: Save frequent contacts for faster, stress-free transactions. Secure Banking: Your account is protected with the latest security features, giving you peace of mind every time you transact. Why Choose ClearPay MFB App? * Fast and reliable transfers * Wide range of billers and payment options * Easy airtime/data recharge for all major networks * Local and international payment support * Simple, intuitive, and secure mobile banking
Screenshots
Verdict
The clearest difference is iOS requirement: ClearPay at 12.4 against Newpay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Newpay ships an update every 9 days, ClearPay every 5 days. The most recent releases landed on October 8, 2026 and October 3, 2026 respectively.
| Parameter | Newpay | ClearPay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 16.7% of reviews | ā |
| Update frequency | Every 9 days | Every 5 days ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | ā |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 12.4 ā better |
| Further details ā not scored | ||
| Size | 159 MB | 21 MB |
| Age rating | 17+ | 4+ |
| Developer | NewDay Ltd | Fedeth Microfinance Bank Limited |
In-app purchases
Newpay
No in-app purchases
ClearPay
No in-app purchases







