ClearPay vs Argos Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ClearPay
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Take full control of your money with ClearPay MFB Mobile App – the simple, secure, and convenient way to manage your everyday banking. Whether you need to send money or pay bills, everything you need is just a tap away. Key Features: Money Transfers: Instantly send money to ClearPay MFB accounts, other banks in Nigeria, and your saved beneficiaries. Airtime & Data: Top up airtime and buy data bundles for MTN, GLO, Airtel, and 9mobile anytime, anywhere. Bill Payments: Pay electricity bills, cable TV subscriptions, internet services, state and ministry payments, all in one place. International Payments: Stay connected with UK, USA, and South Africa top-ups plus support for international services and online shopping. Specialised Services: Pay for school fees (EDUPAY, SchoolBoard), embassy and airline fees, insurance, religious contributions, event tickets, and much more. Beneficiaries Management: Save frequent contacts for faster, stress-free transactions. Secure Banking: Your account is protected with the latest security features, giving you peace of mind every time you transact. Why Choose ClearPay MFB App? * Fast and reliable transfers * Wide range of billers and payment options * Easy airtime/data recharge for all major networks * Local and international payment support * Simple, intuitive, and secure mobile banking
Argos Pay
Manage your credit account securely on the go. Check balances, view transactions, track payment plans, and make payments. Set spending alerts and update your contact information easily.
- Check balance and credit limit
- View transactions (pending included)
- Track instalment and BNPL plans
- Make payments
- Set up Direct Debit
- Configure spending alerts
- Update contact details
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Manage your Argos Pay account anywhere, anytime, with our secure mobile app. It's free to download now, just use the details you signed up with. Stay in control with the mobile app and manage your account easily: • Check your latest balance and available credit limit • View your latest transactions, including transactions that are still pending • Track the progress of your Instalment and Buy Now, Pay Later plans • Make a payment on your account • Set up or manage your Direct Debit • Select your spending alerts • Update your contact details & manage your contact preferences • Get in contact with us and view our FAQs Credit provided by NewDay Ltd. 18+. UK only. Subject to status. T&Cs apply.
Screenshots
Verdict
The clearest difference is iOS requirement: ClearPay at 12.4 against Argos Pay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ClearPay ships an update every 5 days, Argos Pay weekly. The most recent releases landed on October 3, 2026 and October 16, 2026 respectively.
| Parameter | ClearPay | Argos Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 37.1% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 5 days — better | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 — better | 15.0 |
| Further details — not scored | ||
| Size | 21 MB | 154 MB |
| Age rating | 4+ | 17+ |
| Developer | Fedeth Microfinance Bank Limited | NewDay Ltd |
In-app purchases
ClearPay
No in-app purchases
Argos Pay
No in-app purchases
