Comparison

TSB Mobile Banking vs Argos Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TSB Mobile Banking

Manage your finances conveniently from your mobile device. View all your accounts, check balances, pay bills, and transfer funds. Secure login options like fingerprint and face ID are available.

Highlights
  • View all accounts
  • Check balances
  • Pay bills
  • Send and move money
  • Secure login (fingerprint/face ID)
  • Open current accounts
Features
Read full description

Say hello to your TSB Mobile Banking App.​ Manage all your TSB accounts securely in one place. Check your balance, make payments, move money into Savings Pots and stay in control of your cards—anytime, anywhere.​ With the TSB app, you can:​ - Log in fast with Face ID or fingerprint. ​ - Make payments, transfer money and manage standing orders or Direct Debits. ​ - Freeze or unfreeze your card, view your PIN & card details, and order a replacement. ​ - Add your card to Apple Wallet/Google Pay.​ - Use Savings Pots and Save the Pennies to grow your savings. ​ - Track spending with Spend & Save tools. ​ - Identify transactions easily with retailer logos. ​ Simple. Secure. Designed to help you stay on top of your money.​ What you’ll need:​ - To use this app, you must be a personal TSB customer with a device running iOS15 or above.​ - UK residency is required to apply for new products.​ Need help? ​ - Visit our Mobile App FAQs: https://www.tsb.co.uk/help/mobile-app/faqs.html. - Use our interactive guide if you're having trouble logging in: https://www.tsb.co.uk/login-issues.html. - Check our Service Status to confirm everything is running smoothly: https://www.tsb.co.uk/help-and-support/service-message.html. Got feedback or spotted an issue?​ We’d love to hear from you. Share your ideas or report any problems at appideas@tsb.co.uk so we can continue improving your TSB app experience.​ Important information​ This app is intended for TSB personal Internet Banking customers. Terms and conditions apply, see 'Ways to bank with us' on: https://www.tsb.co.uk/legal/.​ ​ Coverage and Location​ Our app and services may be affected by your phone's signal and functionality. In some countries it may be illegal to use some internet and mobile banking services. Please check before you travel. ​ TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no SC95237.​ Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240.​ TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.​

About

Argos Pay

Manage your credit account securely on the go. Check balances, view transactions, track payment plans, and make payments. Set spending alerts and update your contact information easily.

Highlights
  • Check balance and credit limit
  • View transactions (pending included)
  • Track instalment and BNPL plans
  • Make payments
  • Set up Direct Debit
  • Configure spending alerts
  • Update contact details
Features
Read full description

Manage your Argos Pay account anywhere, anytime, with our secure mobile app. It's free to download now, just use the details you signed up with. Stay in control with the mobile app and manage your account easily: • Check your latest balance and available credit limit • View your latest transactions, including transactions that are still pending • Track the progress of your Instalment and Buy Now, Pay Later plans • Make a payment on your account • Set up or manage your Direct Debit • Select your spending alerts • Update your contact details & manage your contact preferences • Get in contact with us and view our FAQs Credit provided by NewDay Ltd. 18+. UK only. Subject to status. T&Cs apply.

Screenshots

TSB Mobile Banking4 screens
Argos Pay4 screens

Verdict

The call

TSB Mobile Banking and Argos Pay both sit at 4.8 stars, but that hides the real split: 74% of TSB Mobile Banking's written reviews are positive against 38% of Argos Pay's. TSB Mobile Banking also leads on ratings volume (1.1K vs 2) and monetization model (free vs ad-supported). Argos Pay's advantage is ads (none vs shown) and update cadence (every 8 days vs every 3 weeks). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Argos Pay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: TSB Mobile Banking has 1.1K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 74% of TSB Mobile Banking's written reviews are positive against 38% of Argos Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

TSB Mobile Banking ships an update every 3 weeks, Argos Pay every 8 days. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard5 real differences · 5 level
TSB Mobile Banking versus Argos Pay: the parameters behind the verdict, then further details
ParameterTSB Mobile BankingArgos Pay
PriceFreeFree
Rating4.8 (1.1K ratings)5.0 (2 ratings) — better
Positive reviews74.1% of reviews — better37.5% of reviews
Number of ratings1.1K — better2
Update frequencyEvery 3 weeksEvery 8 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size276 MB136 MB
Age rating4+17+
DeveloperTSB Bank plcNewDay Ltd

Customer experience

TSB Mobile Banking

All ratings1,070 ratings
Positive96.7%
Neutral2.2%
Negative1.0%
Written reviews927 reviews
Positive74.1%
Neutral7.6%
Negative18.3%

Argos Pay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews136 reviews
Positive37.5%
Neutral0.7%
Negative61.8%

Bugs and requests

TSB Mobile Banking

Reported bugs

5 issues
  • Login issues after updates
  • Inability to pay in cheques through the app
  • Payments to approve feature not working
  • Inconsistent performance on older devices
  • Syncing issues between app and website

Requested features

5 requests
  • Notifications for payments and deposits
  • Dark mode option
  • Ability to view transaction history beyond 3 months
  • Option to approve payments directly in the app
  • Easier way to reset login details

Argos Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

TSB Mobile Banking

No in-app purchases

None

Argos Pay

No in-app purchases

Questions

Is TSB Mobile Banking free?
TSB Mobile Banking is free to download, with no in-app purchases.
Is Argos Pay free?
Argos Pay is free to download, with no in-app purchases.
Which has better reviews, TSB Mobile Banking or Argos Pay?
Argos Pay is rated higher. TSB Mobile Banking averages 4.8 out of 5 from 1.1K ratings, while Argos Pay averages 5.0 from 2 ratings.
Do TSB Mobile Banking or Argos Pay have ads?
TSB Mobile Banking shows ads; Argos Pay does not.
Which is updated more often, TSB Mobile Banking or Argos Pay?
TSB Mobile Banking ships an update every 3 weeks, and Argos Pay every 8 days. Most recently, TSB Mobile Banking was updated on October 26, 2026 and Argos Pay on October 25, 2026.

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