TSB Mobile Banking vs Argos Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TSB Mobile Banking
Manage your finances conveniently from your mobile device. View all your accounts, check balances, pay bills, and transfer funds. Secure login options like fingerprint and face ID are available.
- View all accounts
- Check balances
- Pay bills
- Send and move money
- Secure login (fingerprint/face ID)
- Open current accounts
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Say hello to your TSB Mobile Banking App. Manage all your TSB accounts securely in one place. Check your balance, make payments, move money into Savings Pots and stay in control of your cards—anytime, anywhere. With the TSB app, you can: - Log in fast with Face ID or fingerprint. - Make payments, transfer money and manage standing orders or Direct Debits. - Freeze or unfreeze your card, view your PIN & card details, and order a replacement. - Add your card to Apple Wallet/Google Pay. - Use Savings Pots and Save the Pennies to grow your savings. - Track spending with Spend & Save tools. - Identify transactions easily with retailer logos. Simple. Secure. Designed to help you stay on top of your money. What you’ll need: - To use this app, you must be a personal TSB customer with a device running iOS15 or above. - UK residency is required to apply for new products. Need help? - Visit our Mobile App FAQs: https://www.tsb.co.uk/help/mobile-app/faqs.html. - Use our interactive guide if you're having trouble logging in: https://www.tsb.co.uk/login-issues.html. - Check our Service Status to confirm everything is running smoothly: https://www.tsb.co.uk/help-and-support/service-message.html. Got feedback or spotted an issue? We’d love to hear from you. Share your ideas or report any problems at appideas@tsb.co.uk so we can continue improving your TSB app experience. Important information This app is intended for TSB personal Internet Banking customers. Terms and conditions apply, see 'Ways to bank with us' on: https://www.tsb.co.uk/legal/. Coverage and Location Our app and services may be affected by your phone's signal and functionality. In some countries it may be illegal to use some internet and mobile banking services. Please check before you travel. TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no SC95237. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240. TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.
Argos Pay
Manage your credit account securely on the go. Check balances, view transactions, track payment plans, and make payments. Set spending alerts and update your contact information easily.
- Check balance and credit limit
- View transactions (pending included)
- Track instalment and BNPL plans
- Make payments
- Set up Direct Debit
- Configure spending alerts
- Update contact details
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Manage your Argos Pay account anywhere, anytime, with our secure mobile app. It's free to download now, just use the details you signed up with. Stay in control with the mobile app and manage your account easily: • Check your latest balance and available credit limit • View your latest transactions, including transactions that are still pending • Track the progress of your Instalment and Buy Now, Pay Later plans • Make a payment on your account • Set up or manage your Direct Debit • Select your spending alerts • Update your contact details & manage your contact preferences • Get in contact with us and view our FAQs Credit provided by NewDay Ltd. 18+. UK only. Subject to status. T&Cs apply.
Screenshots
Verdict
TSB Mobile Banking and Argos Pay both sit at 4.8 stars, but that hides the real split: 74% of TSB Mobile Banking's written reviews are positive against 38% of Argos Pay's. TSB Mobile Banking also leads on ratings volume (1.1K vs 2) and monetization model (free vs ad-supported). Argos Pay's advantage is ads (none vs shown) and update cadence (every 8 days vs every 3 weeks). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Argos Pay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: TSB Mobile Banking has 1.1K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 74% of TSB Mobile Banking's written reviews are positive against 38% of Argos Pay's, so the app with the better star average is not the one people write more warmly about.
TSB Mobile Banking ships an update every 3 weeks, Argos Pay every 8 days. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | TSB Mobile Banking | Argos Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.1K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 74.1% of reviews — better | 37.5% of reviews |
| Number of ratings | 1.1K — better | 2 |
| Update frequency | Every 3 weeks | Every 8 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 276 MB | 136 MB |
| Age rating | 4+ | 17+ |
| Developer | TSB Bank plc | NewDay Ltd |
Customer experience
TSB Mobile Banking
Argos Pay
Bugs and requests
TSB Mobile Banking
Reported bugs
5 issues- Login issues after updates
- Inability to pay in cheques through the app
- Payments to approve feature not working
- Inconsistent performance on older devices
- Syncing issues between app and website
Requested features
5 requests- Notifications for payments and deposits
- Dark mode option
- Ability to view transaction history beyond 3 months
- Option to approve payments directly in the app
- Easier way to reset login details
Argos Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
TSB Mobile Banking
No in-app purchases
Argos Pay
No in-app purchases
Questions
Is TSB Mobile Banking free?
Is Argos Pay free?
Which has better reviews, TSB Mobile Banking or Argos Pay?
Do TSB Mobile Banking or Argos Pay have ads?
Which is updated more often, TSB Mobile Banking or Argos Pay?
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