Root Mortgage vs 401 Play
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Root Mortgage
This app simplifies the home buying and refinancing process with intuitive tools and direct communication. It offers mortgage calculators, loan program exploration, and secure document uploading. Track your loan status in real-time and connect with your advisor anytime, anywhere.
- Mortgage calculators
- Loan program exploration
- Secure application start
- Pre-approval access
- Real-time loan status tracking
- Secure document uploading
- Advisor messaging
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Root Mortgage Mobile: Mortgage Made Simple Root Mortgage Mobile combines technology with a human-first approach to help you buy a home, refinance, invest, and build long-term financial confidence—all in one place. Available 24/7 at your fingertips! Key Features Before You Apply • Mortgage calculators for payments, affordability, and comparisons • Explore loan programs and options • Start your home loan or refinance application quickly and securely During Your Loan • Get pre-approved and access your pre-approval letter • Track loan status with real-time updates • Securely upload documents • Message your loan advisor anytime After your Loan • Access your file anytime • Communicate with your advisor Root Mortgage - Where deep roots grow into bright futures!
401 Play
This app helps employees plan, save for, and enjoy dream vacations through payroll deductions. Access exclusive travel discounts and cash back rewards. Requires employer participation in the 401(Play) benefit program.
- Vacation planning
- Payroll deductions for savings
- Exclusive travel discounts
- Cash back rewards
- Benefit program access
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The 401(Play) app is designed for employees whose employers offer the 401(Play) benefit—a revolutionary program that helps you plan, save, and enjoy your dream vacations with ease. Through convenient payroll deductions, you can automatically set aside funds for your next getaway, while also accessing exclusive travel discounts and cash back rewards. Please note: The 401(Play) app is only available for employees whose employers offer this benefit. If your company does not participate, this app will not be functional.
Screenshots
Verdict
The clearest difference is update cadence: 401 Play at monthly against Root Mortgage's every 7 months. 401 Play also leads on iOS requirement (15.1 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Root Mortgage against 5.0 for 401 Play. Both are backed by a comparable volume of ratings — 2 and 4 respectively.
Root Mortgage ships an update every 7 months, 401 Play monthly. The most recent releases landed on October 7, 2026 and October 19, 2026 respectively.
| Parameter | Root Mortgage | 401 Play |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (4 ratings) |
| Number of ratings | 2 | 4 — better |
| Update frequency | Every 7 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 95 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Root Executives LLC | 401 Play |
Customer experience
Root Mortgage
401 Play
In-app purchases
Root Mortgage
No in-app purchases
401 Play
No in-app purchases
Questions
Is Root Mortgage free?
Is 401 Play free?
Which has better reviews, Root Mortgage or 401 Play?
Do Root Mortgage or 401 Play have ads?
Which is updated more often, Root Mortgage or 401 Play?
Other comparisons
