PNWFCU vs Root Mortgage
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PNWFCU
Manage your finances conveniently from your mobile device. This app allows you to check balances, pay bills, deposit checks, and transfer funds. Locate nearby branches and ATMs, and securely communicate with the credit union.
- Check balances and transaction history
- Pay bills and credit cards
- Deposit checks
- Transfer money between accounts
- Find branches and ATMs
- Send secure messages
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Pacific NW Federal Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Pacific NW Federal Credit Union’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone and iPad. It’s fast, secure and free. With Pacific NW Federal Credit Union Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Deposit checks • Transfer money between Pacific NW Federal Credit Union accounts • Find the nearest Pacific NW Federal Credit Union branches and ATMs • Send us a message To use Pacific NW Federal Credit Union Mobile, you must be a Pacific NW Federal Credit Union member and enrolled in our online banking service. To sign up, www.pnwfcu.org
Root Mortgage
This app simplifies the home buying and refinancing process with intuitive tools and direct communication. It offers mortgage calculators, loan program exploration, and secure document uploading. Track your loan status in real-time and connect with your advisor anytime, anywhere.
- Mortgage calculators
- Loan program exploration
- Secure application start
- Pre-approval access
- Real-time loan status tracking
- Secure document uploading
- Advisor messaging
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Root Mortgage Mobile: Mortgage Made Simple Root Mortgage Mobile combines technology with a human-first approach to help you buy a home, refinance, invest, and build long-term financial confidence—all in one place. Available 24/7 at your fingertips! Key Features Before You Apply • Mortgage calculators for payments, affordability, and comparisons • Explore loan programs and options • Start your home loan or refinance application quickly and securely During Your Loan • Get pre-approved and access your pre-approval letter • Track loan status with real-time updates • Securely upload documents • Message your loan advisor anytime After your Loan • Access your file anytime • Communicate with your advisor Root Mortgage - Where deep roots grow into bright futures!
Screenshots
Verdict
The clearest difference is ratings volume: PNWFCU at 1.6K against Root Mortgage's 2. PNWFCU also leads on update cadence (every 4 months vs every 7 months). Root Mortgage's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Root Mortgage holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: PNWFCU has 1.6K ratings behind it against 2, so its average is the more settled of the two.
PNWFCU ships an update every 4 months, Root Mortgage every 7 months. The most recent releases landed on October 20, 2026 and September 20, 2026 respectively.
| Parameter | PNWFCU | Root Mortgage |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.6K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 78.8% of reviews | — |
| Number of ratings | 1.6K — better | 2 |
| Update frequency | Every 4 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 169 MB | 95 MB |
| Age rating | 4+ | 4+ |
| Developer | Pacific Northwest Federal Credit Union | Root Executives LLC |
Customer experience
PNWFCU
Root Mortgage
Bugs and requests
PNWFCU
Reported bugs
2 issues- Black screen when trying to deposit check
- Camera not rotating for check deposit
Requested features
2 requests- Option to freeze/cancel card when wallet is stolen
- Ability to turn off auto-focus feature for check deposit
Root Mortgage
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PNWFCU
No in-app purchases
Root Mortgage
No in-app purchases
Questions
Is PNWFCU free?
Is Root Mortgage free?
Which has better reviews, PNWFCU or Root Mortgage?
Do PNWFCU or Root Mortgage have ads?
Which is updated more often, PNWFCU or Root Mortgage?
Other comparisons
